▼ 0.50% · 3.625%
HK$17,546
−HK$1,100/mo
▼ 0.25% · 3.875%
HK$18,092
−HK$554/mo
Today · 4.125%
HK$18,646
baseline
▲ 0.50% · 4.625%
HK$19,781
+HK$1,135/mo
Deposit HK$3.85M · loan HK$3.85M · min. income ≈ HK$37,292/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$230,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,520
−HK$1,054/mo
▼ 0.25% · 3.875%
HK$20,043
−HK$531/mo
Today · 4.125%
HK$20,574
baseline
▲ 0.50% · 4.625%
HK$21,659
+HK$1,085/mo
Deposit HK$3.85M · loan HK$3.85M · min. income ≈ HK$41,148/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$230,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,301
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$19,901
−HK$610/mo
Today · 4.125%
HK$20,511
baseline
▲ 0.50% · 4.625%
HK$21,759
+HK$1,248/mo
Deposit HK$3.46M · loan HK$4.23M · min. income ≈ HK$41,022/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$230,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,472
−HK$1,160/mo
▼ 0.25% · 3.875%
HK$22,048
−HK$584/mo
Today · 4.125%
HK$22,632
baseline
▲ 0.50% · 4.625%
HK$23,825
+HK$1,193/mo
Deposit HK$3.46M · loan HK$4.23M · min. income ≈ HK$45,264/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$230,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,055
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$21,710
−HK$666/mo
Today · 4.125%
HK$22,376
baseline
▲ 0.50% · 4.625%
HK$23,737
+HK$1,361/mo
Deposit HK$3.08M · loan HK$4.62M · min. income ≈ HK$44,752/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$230,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,424
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$24,052
−HK$637/mo
Today · 4.125%
HK$24,689
baseline
▲ 0.50% · 4.625%
HK$25,991
+HK$1,302/mo
Deposit HK$3.08M · loan HK$4.62M · min. income ≈ HK$49,378/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$230,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,810
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$23,519
−HK$721/mo
Today · 4.125%
HK$24,240
baseline
▲ 0.50% · 4.625%
HK$25,715
+HK$1,475/mo
Deposit HK$2.69M · loan HK$5.00M · min. income ≈ HK$48,480/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$230,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,376
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$26,056
−HK$691/mo
Today · 4.125%
HK$26,747
baseline
▲ 0.50% · 4.625%
HK$28,157
+HK$1,410/mo
Deposit HK$2.69M · loan HK$5.00M · min. income ≈ HK$53,494/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$230,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,565
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$25,329
−HK$776/mo
Today · 4.125%
HK$26,105
baseline
▲ 0.50% · 4.625%
HK$27,693
+HK$1,588/mo
Deposit HK$2.31M · loan HK$5.39M · min. income ≈ HK$52,210/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$230,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,328
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$28,061
−HK$743/mo
Today · 4.125%
HK$28,804
baseline
▲ 0.50% · 4.625%
HK$30,323
+HK$1,519/mo
Deposit HK$2.31M · loan HK$5.39M · min. income ≈ HK$57,608/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$230,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,319
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$27,138
−HK$832/mo
Today · 4.125%
HK$27,970
baseline
▲ 0.50% · 4.625%
HK$29,671
+HK$1,701/mo
Deposit HK$1.92M · loan HK$5.77M · min. income ≈ HK$55,940/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$230,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,280
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$30,065
−HK$797/mo
Today · 4.125%
HK$30,862
baseline
▲ 0.50% · 4.625%
HK$32,488
+HK$1,626/mo
Deposit HK$1.92M · loan HK$5.77M · min. income ≈ HK$61,724/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$230,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,074
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$28,947
−HK$887/mo
Today · 4.125%
HK$29,834
baseline
▲ 0.50% · 4.625%
HK$31,650
+HK$1,816/mo
Deposit HK$1.54M · loan HK$6.16M · min. income ≈ HK$59,668/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$230,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,232
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$32,069
−HK$850/mo
Today · 4.125%
HK$32,919
baseline
▲ 0.50% · 4.625%
HK$34,654
+HK$1,735/mo
Deposit HK$1.54M · loan HK$6.16M · min. income ≈ HK$65,838/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$230,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,828
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$30,756
−HK$943/mo
Today · 4.125%
HK$31,699
baseline
▲ 0.50% · 4.625%
HK$33,628
+HK$1,929/mo
Deposit HK$1.15M · loan HK$6.54M · min. income ≈ HK$63,398/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$230,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,184
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$34,074
−HK$903/mo
Today · 4.125%
HK$34,977
baseline
▲ 0.50% · 4.625%
HK$36,820
+HK$1,843/mo
Deposit HK$1.15M · loan HK$6.54M · min. income ≈ HK$69,954/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$230,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,583
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$32,565
−HK$998/mo
Today · 4.125%
HK$33,563
baseline
▲ 0.50% · 4.625%
HK$35,606
+HK$2,043/mo
Deposit HK$769K · loan HK$6.93M · min. income ≈ HK$67,126/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$230,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,136
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$36,078
−HK$956/mo
Today · 4.125%
HK$37,034
baseline
▲ 0.50% · 4.625%
HK$38,986
+HK$1,952/mo
Deposit HK$769K · loan HK$6.93M · min. income ≈ HK$74,068/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$230,844 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).