▼ 0.50% · 3.625%
HK$16,542
−HK$1,038/mo
▼ 0.25% · 3.875%
HK$17,057
−HK$523/mo
Today · 4.125%
HK$17,580
baseline
▲ 0.50% · 4.625%
HK$18,649
+HK$1,069/mo
Deposit HK$3.63M · loan HK$3.63M · min. income ≈ HK$35,160/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$217,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,403
−HK$994/mo
▼ 0.25% · 3.875%
HK$18,897
−HK$500/mo
Today · 4.125%
HK$19,397
baseline
▲ 0.50% · 4.625%
HK$20,420
+HK$1,023/mo
Deposit HK$3.63M · loan HK$3.63M · min. income ≈ HK$38,794/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$217,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,196
−HK$1,141/mo
▼ 0.25% · 3.875%
HK$18,762
−HK$575/mo
Today · 4.125%
HK$19,337
baseline
▲ 0.50% · 4.625%
HK$20,514
+HK$1,177/mo
Deposit HK$3.26M · loan HK$3.99M · min. income ≈ HK$38,674/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$217,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,243
−HK$1,094/mo
▼ 0.25% · 3.875%
HK$20,786
−HK$551/mo
Today · 4.125%
HK$21,337
baseline
▲ 0.50% · 4.625%
HK$22,462
+HK$1,125/mo
Deposit HK$3.26M · loan HK$3.99M · min. income ≈ HK$42,674/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$217,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,851
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$20,468
−HK$627/mo
Today · 4.125%
HK$21,095
baseline
▲ 0.50% · 4.625%
HK$22,379
+HK$1,284/mo
Deposit HK$2.90M · loan HK$4.35M · min. income ≈ HK$42,190/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,084
−HK$1,193/mo
▼ 0.25% · 3.875%
HK$22,676
−HK$601/mo
Today · 4.125%
HK$23,277
baseline
▲ 0.50% · 4.625%
HK$24,504
+HK$1,227/mo
Deposit HK$2.90M · loan HK$4.35M · min. income ≈ HK$46,554/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,505
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$22,174
−HK$679/mo
Today · 4.125%
HK$22,853
baseline
▲ 0.50% · 4.625%
HK$24,244
+HK$1,391/mo
Deposit HK$2.54M · loan HK$4.72M · min. income ≈ HK$45,706/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$217,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,924
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$24,566
−HK$650/mo
Today · 4.125%
HK$25,216
baseline
▲ 0.50% · 4.625%
HK$26,546
+HK$1,330/mo
Deposit HK$2.54M · loan HK$4.72M · min. income ≈ HK$50,432/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$217,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,159
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$23,879
−HK$732/mo
Today · 4.125%
HK$24,611
baseline
▲ 0.50% · 4.625%
HK$26,109
+HK$1,498/mo
Deposit HK$2.18M · loan HK$5.08M · min. income ≈ HK$49,222/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,764
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$26,455
−HK$701/mo
Today · 4.125%
HK$27,156
baseline
▲ 0.50% · 4.625%
HK$28,588
+HK$1,432/mo
Deposit HK$2.18M · loan HK$5.08M · min. income ≈ HK$54,312/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,813
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$25,585
−HK$784/mo
Today · 4.125%
HK$26,369
baseline
▲ 0.50% · 4.625%
HK$27,974
+HK$1,605/mo
Deposit HK$1.81M · loan HK$5.44M · min. income ≈ HK$52,738/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$217,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,604
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$28,345
−HK$751/mo
Today · 4.125%
HK$29,096
baseline
▲ 0.50% · 4.625%
HK$30,630
+HK$1,534/mo
Deposit HK$1.81M · loan HK$5.44M · min. income ≈ HK$58,192/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$217,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,467
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$27,291
−HK$836/mo
Today · 4.125%
HK$28,127
baseline
▲ 0.50% · 4.625%
HK$29,839
+HK$1,712/mo
Deposit HK$1.45M · loan HK$5.80M · min. income ≈ HK$56,254/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$217,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,445
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$30,234
−HK$802/mo
Today · 4.125%
HK$31,036
baseline
▲ 0.50% · 4.625%
HK$32,672
+HK$1,636/mo
Deposit HK$1.45M · loan HK$5.80M · min. income ≈ HK$62,072/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$217,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,122
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$28,996
−HK$889/mo
Today · 4.125%
HK$29,885
baseline
▲ 0.50% · 4.625%
HK$31,704
+HK$1,819/mo
Deposit HK$1.09M · loan HK$6.17M · min. income ≈ HK$59,770/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$217,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,285
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$32,124
−HK$851/mo
Today · 4.125%
HK$32,975
baseline
▲ 0.50% · 4.625%
HK$34,713
+HK$1,738/mo
Deposit HK$1.09M · loan HK$6.17M · min. income ≈ HK$65,950/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$217,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,776
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$30,702
−HK$941/mo
Today · 4.125%
HK$31,643
baseline
▲ 0.50% · 4.625%
HK$33,569
+HK$1,926/mo
Deposit HK$725K · loan HK$6.53M · min. income ≈ HK$63,286/mo (50% DSR)
Upfront cash ≈ HK$943K (deposit + AVD stamp duty HK$217,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,125
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$34,014
−HK$901/mo
Today · 4.125%
HK$34,915
baseline
▲ 0.50% · 4.625%
HK$36,755
+HK$1,840/mo
Deposit HK$725K · loan HK$6.53M · min. income ≈ HK$69,830/mo (50% DSR)
Upfront cash ≈ HK$943K (deposit + AVD stamp duty HK$217,636 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).