▼ 0.50% · 3.625%
HK$21,291
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$21,953
−HK$673/mo
Today · 4.125%
HK$22,626
baseline
▲ 0.50% · 4.625%
HK$24,003
+HK$1,377/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$45,252/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$303,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,686
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$24,321
−HK$645/mo
Today · 4.125%
HK$24,966
baseline
▲ 0.50% · 4.625%
HK$26,282
+HK$1,316/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$49,932/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$303,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,420
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$24,149
−HK$740/mo
Today · 4.125%
HK$24,889
baseline
▲ 0.50% · 4.625%
HK$26,403
+HK$1,514/mo
Deposit HK$4.20M · loan HK$5.14M · min. income ≈ HK$49,778/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$303,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,055
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$26,754
−HK$709/mo
Today · 4.125%
HK$27,463
baseline
▲ 0.50% · 4.625%
HK$28,910
+HK$1,447/mo
Deposit HK$4.20M · loan HK$5.14M · min. income ≈ HK$54,926/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$303,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,549
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$26,344
−HK$808/mo
Today · 4.125%
HK$27,152
baseline
▲ 0.50% · 4.625%
HK$28,804
+HK$1,652/mo
Deposit HK$3.73M · loan HK$5.60M · min. income ≈ HK$54,304/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$303,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,423
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$29,186
−HK$773/mo
Today · 4.125%
HK$29,959
baseline
▲ 0.50% · 4.625%
HK$31,538
+HK$1,579/mo
Deposit HK$3.73M · loan HK$5.60M · min. income ≈ HK$59,918/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$303,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,679
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$28,539
−HK$875/mo
Today · 4.125%
HK$29,414
baseline
▲ 0.50% · 4.625%
HK$31,204
+HK$1,790/mo
Deposit HK$3.27M · loan HK$6.07M · min. income ≈ HK$58,828/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$303,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,792
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$31,618
−HK$838/mo
Today · 4.125%
HK$32,456
baseline
▲ 0.50% · 4.625%
HK$34,166
+HK$1,710/mo
Deposit HK$3.27M · loan HK$6.07M · min. income ≈ HK$64,912/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$303,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,808
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$30,735
−HK$942/mo
Today · 4.125%
HK$31,677
baseline
▲ 0.50% · 4.625%
HK$33,604
+HK$1,927/mo
Deposit HK$2.80M · loan HK$6.54M · min. income ≈ HK$63,354/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$303,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,161
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$34,050
−HK$902/mo
Today · 4.125%
HK$34,952
baseline
▲ 0.50% · 4.625%
HK$36,795
+HK$1,843/mo
Deposit HK$2.80M · loan HK$6.54M · min. income ≈ HK$69,904/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$303,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,937
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$32,930
−HK$1,009/mo
Today · 4.125%
HK$33,939
baseline
▲ 0.50% · 4.625%
HK$36,005
+HK$2,066/mo
Deposit HK$2.33M · loan HK$7.00M · min. income ≈ HK$67,878/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$303,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,529
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$36,482
−HK$967/mo
Today · 4.125%
HK$37,449
baseline
▲ 0.50% · 4.625%
HK$39,423
+HK$1,974/mo
Deposit HK$2.33M · loan HK$7.00M · min. income ≈ HK$74,898/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$303,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,066
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$35,126
−HK$1,076/mo
Today · 4.125%
HK$36,202
baseline
▲ 0.50% · 4.625%
HK$38,405
+HK$2,203/mo
Deposit HK$1.87M · loan HK$7.47M · min. income ≈ HK$72,404/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$303,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,898
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$38,914
−HK$1,031/mo
Today · 4.125%
HK$39,945
baseline
▲ 0.50% · 4.625%
HK$42,051
+HK$2,106/mo
Deposit HK$1.87M · loan HK$7.47M · min. income ≈ HK$79,890/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$303,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,195
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$37,321
−HK$1,144/mo
Today · 4.125%
HK$38,465
baseline
▲ 0.50% · 4.625%
HK$40,805
+HK$2,340/mo
Deposit HK$1.40M · loan HK$7.94M · min. income ≈ HK$76,930/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$303,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,267
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$41,347
−HK$1,095/mo
Today · 4.125%
HK$42,442
baseline
▲ 0.50% · 4.625%
HK$44,679
+HK$2,237/mo
Deposit HK$1.40M · loan HK$7.94M · min. income ≈ HK$84,884/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$303,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,324
−HK$2,403/mo
▼ 0.25% · 3.875%
HK$39,516
−HK$1,211/mo
Today · 4.125%
HK$40,727
baseline
▲ 0.50% · 4.625%
HK$43,206
+HK$2,479/mo
Deposit HK$934K · loan HK$8.40M · min. income ≈ HK$81,454/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$303,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,635
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$43,779
−HK$1,160/mo
Today · 4.125%
HK$44,939
baseline
▲ 0.50% · 4.625%
HK$47,307
+HK$2,368/mo
Deposit HK$934K · loan HK$8.40M · min. income ≈ HK$89,878/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$303,719 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).