▼ 0.50% · 3.625%
HK$18,619
−HK$1,168/mo
▼ 0.25% · 3.875%
HK$19,199
−HK$588/mo
Today · 4.125%
HK$19,787
baseline
▲ 0.50% · 4.625%
HK$20,991
+HK$1,204/mo
Deposit HK$4.08M · loan HK$4.08M · min. income ≈ HK$39,574/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$244,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,714
−HK$1,119/mo
▼ 0.25% · 3.875%
HK$21,269
−HK$564/mo
Today · 4.125%
HK$21,833
baseline
▲ 0.50% · 4.625%
HK$22,984
+HK$1,151/mo
Deposit HK$4.08M · loan HK$4.08M · min. income ≈ HK$43,666/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$244,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,481
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$21,118
−HK$648/mo
Today · 4.125%
HK$21,766
baseline
▲ 0.50% · 4.625%
HK$23,090
+HK$1,324/mo
Deposit HK$3.67M · loan HK$4.49M · min. income ≈ HK$43,532/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$244,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,785
−HK$1,231/mo
▼ 0.25% · 3.875%
HK$23,396
−HK$620/mo
Today · 4.125%
HK$24,016
baseline
▲ 0.50% · 4.625%
HK$25,282
+HK$1,266/mo
Deposit HK$3.67M · loan HK$4.49M · min. income ≈ HK$48,032/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$244,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,343
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$23,038
−HK$706/mo
Today · 4.125%
HK$23,744
baseline
▲ 0.50% · 4.625%
HK$25,189
+HK$1,445/mo
Deposit HK$3.27M · loan HK$4.90M · min. income ≈ HK$47,488/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$244,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,857
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$25,523
−HK$677/mo
Today · 4.125%
HK$26,200
baseline
▲ 0.50% · 4.625%
HK$27,581
+HK$1,381/mo
Deposit HK$3.27M · loan HK$4.90M · min. income ≈ HK$52,400/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$244,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,205
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$24,958
−HK$765/mo
Today · 4.125%
HK$25,723
baseline
▲ 0.50% · 4.625%
HK$27,288
+HK$1,565/mo
Deposit HK$2.86M · loan HK$5.31M · min. income ≈ HK$51,446/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$244,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,928
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$27,650
−HK$733/mo
Today · 4.125%
HK$28,383
baseline
▲ 0.50% · 4.625%
HK$29,879
+HK$1,496/mo
Deposit HK$2.86M · loan HK$5.31M · min. income ≈ HK$56,766/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$244,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,067
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$26,878
−HK$824/mo
Today · 4.125%
HK$27,702
baseline
▲ 0.50% · 4.625%
HK$29,387
+HK$1,685/mo
Deposit HK$2.45M · loan HK$5.72M · min. income ≈ HK$55,404/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,999
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$29,777
−HK$789/mo
Today · 4.125%
HK$30,566
baseline
▲ 0.50% · 4.625%
HK$32,177
+HK$1,611/mo
Deposit HK$2.45M · loan HK$5.72M · min. income ≈ HK$61,132/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,929
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$28,798
−HK$883/mo
Today · 4.125%
HK$29,681
baseline
▲ 0.50% · 4.625%
HK$31,487
+HK$1,806/mo
Deposit HK$2.04M · loan HK$6.12M · min. income ≈ HK$59,362/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$244,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,071
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$31,904
−HK$846/mo
Today · 4.125%
HK$32,750
baseline
▲ 0.50% · 4.625%
HK$34,476
+HK$1,726/mo
Deposit HK$2.04M · loan HK$6.12M · min. income ≈ HK$65,500/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$244,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,791
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$30,718
−HK$941/mo
Today · 4.125%
HK$31,659
baseline
▲ 0.50% · 4.625%
HK$33,586
+HK$1,927/mo
Deposit HK$1.63M · loan HK$6.53M · min. income ≈ HK$63,318/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$244,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,142
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$34,031
−HK$902/mo
Today · 4.125%
HK$34,933
baseline
▲ 0.50% · 4.625%
HK$36,774
+HK$1,841/mo
Deposit HK$1.63M · loan HK$6.53M · min. income ≈ HK$69,866/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$244,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,653
−HK$1,985/mo
▼ 0.25% · 3.875%
HK$32,638
−HK$1,000/mo
Today · 4.125%
HK$33,638
baseline
▲ 0.50% · 4.625%
HK$35,685
+HK$2,047/mo
Deposit HK$1.22M · loan HK$6.94M · min. income ≈ HK$67,276/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,214
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$36,158
−HK$958/mo
Today · 4.125%
HK$37,116
baseline
▲ 0.50% · 4.625%
HK$39,073
+HK$1,957/mo
Deposit HK$1.22M · loan HK$6.94M · min. income ≈ HK$74,232/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,515
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$34,557
−HK$1,060/mo
Today · 4.125%
HK$35,617
baseline
▲ 0.50% · 4.625%
HK$37,784
+HK$2,167/mo
Deposit HK$817K · loan HK$7.35M · min. income ≈ HK$71,234/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,285
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$38,285
−HK$1,014/mo
Today · 4.125%
HK$39,299
baseline
▲ 0.50% · 4.625%
HK$41,371
+HK$2,072/mo
Deposit HK$817K · loan HK$7.35M · min. income ≈ HK$78,598/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,965 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).