▼ 0.50% · 3.625%
HK$21,704
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$22,379
−HK$686/mo
Today · 4.125%
HK$23,065
baseline
▲ 0.50% · 4.625%
HK$24,469
+HK$1,404/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$46,130/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$321,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,146
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$24,793
−HK$657/mo
Today · 4.125%
HK$25,450
baseline
▲ 0.50% · 4.625%
HK$26,792
+HK$1,342/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$50,900/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$321,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,875
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$24,617
−HK$755/mo
Today · 4.125%
HK$25,372
baseline
▲ 0.50% · 4.625%
HK$26,916
+HK$1,544/mo
Deposit HK$4.28M · loan HK$5.24M · min. income ≈ HK$50,744/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$321,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,560
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$27,273
−HK$722/mo
Today · 4.125%
HK$27,995
baseline
▲ 0.50% · 4.625%
HK$29,471
+HK$1,476/mo
Deposit HK$4.28M · loan HK$5.24M · min. income ≈ HK$55,990/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$321,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,045
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$26,855
−HK$823/mo
Today · 4.125%
HK$27,678
baseline
▲ 0.50% · 4.625%
HK$29,362
+HK$1,684/mo
Deposit HK$3.81M · loan HK$5.71M · min. income ≈ HK$55,356/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$321,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,975
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$29,752
−HK$788/mo
Today · 4.125%
HK$30,540
baseline
▲ 0.50% · 4.625%
HK$32,150
+HK$1,610/mo
Deposit HK$3.81M · loan HK$5.71M · min. income ≈ HK$61,080/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$321,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,215
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$29,093
−HK$892/mo
Today · 4.125%
HK$29,985
baseline
▲ 0.50% · 4.625%
HK$31,809
+HK$1,824/mo
Deposit HK$3.33M · loan HK$6.19M · min. income ≈ HK$59,970/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$321,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,389
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$32,231
−HK$854/mo
Today · 4.125%
HK$33,085
baseline
▲ 0.50% · 4.625%
HK$34,829
+HK$1,744/mo
Deposit HK$3.33M · loan HK$6.19M · min. income ≈ HK$66,170/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$321,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,386
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$31,331
−HK$960/mo
Today · 4.125%
HK$32,291
baseline
▲ 0.50% · 4.625%
HK$34,256
+HK$1,965/mo
Deposit HK$2.86M · loan HK$6.66M · min. income ≈ HK$64,582/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$321,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,804
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$34,711
−HK$919/mo
Today · 4.125%
HK$35,630
baseline
▲ 0.50% · 4.625%
HK$37,508
+HK$1,878/mo
Deposit HK$2.86M · loan HK$6.66M · min. income ≈ HK$71,260/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$321,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,556
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$33,569
−HK$1,029/mo
Today · 4.125%
HK$34,598
baseline
▲ 0.50% · 4.625%
HK$36,703
+HK$2,105/mo
Deposit HK$2.38M · loan HK$7.14M · min. income ≈ HK$69,196/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$321,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,218
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$37,190
−HK$985/mo
Today · 4.125%
HK$38,175
baseline
▲ 0.50% · 4.625%
HK$40,188
+HK$2,013/mo
Deposit HK$2.38M · loan HK$7.14M · min. income ≈ HK$76,350/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$321,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,727
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$35,807
−HK$1,097/mo
Today · 4.125%
HK$36,904
baseline
▲ 0.50% · 4.625%
HK$39,150
+HK$2,246/mo
Deposit HK$1.90M · loan HK$7.61M · min. income ≈ HK$73,808/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$321,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,633
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$39,669
−HK$1,051/mo
Today · 4.125%
HK$40,720
baseline
▲ 0.50% · 4.625%
HK$42,867
+HK$2,147/mo
Deposit HK$1.90M · loan HK$7.61M · min. income ≈ HK$81,440/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$321,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,897
−HK$2,314/mo
▼ 0.25% · 3.875%
HK$38,045
−HK$1,166/mo
Today · 4.125%
HK$39,211
baseline
▲ 0.50% · 4.625%
HK$41,597
+HK$2,386/mo
Deposit HK$1.43M · loan HK$8.09M · min. income ≈ HK$78,422/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$321,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,048
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$42,149
−HK$1,116/mo
Today · 4.125%
HK$43,265
baseline
▲ 0.50% · 4.625%
HK$45,546
+HK$2,281/mo
Deposit HK$1.43M · loan HK$8.09M · min. income ≈ HK$86,530/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$321,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,067
−HK$2,450/mo
▼ 0.25% · 3.875%
HK$40,283
−HK$1,234/mo
Today · 4.125%
HK$41,517
baseline
▲ 0.50% · 4.625%
HK$44,044
+HK$2,527/mo
Deposit HK$952K · loan HK$8.57M · min. income ≈ HK$83,034/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$321,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,462
−HK$2,348/mo
▼ 0.25% · 3.875%
HK$44,628
−HK$1,182/mo
Today · 4.125%
HK$45,810
baseline
▲ 0.50% · 4.625%
HK$48,225
+HK$2,415/mo
Deposit HK$952K · loan HK$8.57M · min. income ≈ HK$91,620/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$321,830 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).