▼ 0.50% · 3.625%
HK$22,500
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$23,200
−HK$711/mo
Today · 4.125%
HK$23,911
baseline
▲ 0.50% · 4.625%
HK$25,366
+HK$1,455/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$47,822/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$356,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,031
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$25,702
−HK$681/mo
Today · 4.125%
HK$26,383
baseline
▲ 0.50% · 4.625%
HK$27,774
+HK$1,391/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$52,766/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$356,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,750
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$25,520
−HK$782/mo
Today · 4.125%
HK$26,302
baseline
▲ 0.50% · 4.625%
HK$27,902
+HK$1,600/mo
Deposit HK$4.44M · loan HK$5.43M · min. income ≈ HK$52,604/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$356,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,534
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$28,272
−HK$749/mo
Today · 4.125%
HK$29,021
baseline
▲ 0.50% · 4.625%
HK$30,551
+HK$1,530/mo
Deposit HK$4.44M · loan HK$5.43M · min. income ≈ HK$58,042/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$356,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,000
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$27,840
−HK$853/mo
Today · 4.125%
HK$28,693
baseline
▲ 0.50% · 4.625%
HK$30,439
+HK$1,746/mo
Deposit HK$3.95M · loan HK$5.92M · min. income ≈ HK$57,386/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$356,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,037
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$30,842
−HK$818/mo
Today · 4.125%
HK$31,660
baseline
▲ 0.50% · 4.625%
HK$33,328
+HK$1,668/mo
Deposit HK$3.95M · loan HK$5.92M · min. income ≈ HK$63,320/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$356,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,250
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$30,159
−HK$925/mo
Today · 4.125%
HK$31,084
baseline
▲ 0.50% · 4.625%
HK$32,975
+HK$1,891/mo
Deposit HK$3.45M · loan HK$6.41M · min. income ≈ HK$62,168/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$356,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,540
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$33,413
−HK$885/mo
Today · 4.125%
HK$34,298
baseline
▲ 0.50% · 4.625%
HK$36,106
+HK$1,808/mo
Deposit HK$3.45M · loan HK$6.41M · min. income ≈ HK$68,596/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$356,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,500
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$32,479
−HK$996/mo
Today · 4.125%
HK$33,475
baseline
▲ 0.50% · 4.625%
HK$35,512
+HK$2,037/mo
Deposit HK$2.96M · loan HK$6.91M · min. income ≈ HK$66,950/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$356,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,043
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$35,983
−HK$953/mo
Today · 4.125%
HK$36,936
baseline
▲ 0.50% · 4.625%
HK$38,883
+HK$1,947/mo
Deposit HK$2.96M · loan HK$6.91M · min. income ≈ HK$73,872/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$356,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,750
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$34,799
−HK$1,067/mo
Today · 4.125%
HK$35,866
baseline
▲ 0.50% · 4.625%
HK$38,048
+HK$2,182/mo
Deposit HK$2.47M · loan HK$7.40M · min. income ≈ HK$71,732/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$356,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,546
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$38,553
−HK$1,022/mo
Today · 4.125%
HK$39,575
baseline
▲ 0.50% · 4.625%
HK$41,661
+HK$2,086/mo
Deposit HK$2.47M · loan HK$7.40M · min. income ≈ HK$79,150/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$356,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,000
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$37,119
−HK$1,138/mo
Today · 4.125%
HK$38,257
baseline
▲ 0.50% · 4.625%
HK$40,585
+HK$2,328/mo
Deposit HK$1.97M · loan HK$7.89M · min. income ≈ HK$76,514/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$356,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,049
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$41,123
−HK$1,090/mo
Today · 4.125%
HK$42,213
baseline
▲ 0.50% · 4.625%
HK$44,438
+HK$2,225/mo
Deposit HK$1.97M · loan HK$7.89M · min. income ≈ HK$84,426/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$356,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,250
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$39,439
−HK$1,209/mo
Today · 4.125%
HK$40,648
baseline
▲ 0.50% · 4.625%
HK$43,121
+HK$2,473/mo
Deposit HK$1.48M · loan HK$8.39M · min. income ≈ HK$81,296/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$356,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,552
−HK$2,299/mo
▼ 0.25% · 3.875%
HK$43,693
−HK$1,158/mo
Today · 4.125%
HK$44,851
baseline
▲ 0.50% · 4.625%
HK$47,215
+HK$2,364/mo
Deposit HK$1.48M · loan HK$8.39M · min. income ≈ HK$89,702/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$356,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,499
−HK$2,540/mo
▼ 0.25% · 3.875%
HK$41,759
−HK$1,280/mo
Today · 4.125%
HK$43,039
baseline
▲ 0.50% · 4.625%
HK$45,658
+HK$2,619/mo
Deposit HK$987K · loan HK$8.88M · min. income ≈ HK$86,078/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$356,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,055
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$46,264
−HK$1,225/mo
Today · 4.125%
HK$47,489
baseline
▲ 0.50% · 4.625%
HK$49,993
+HK$2,504/mo
Deposit HK$987K · loan HK$8.88M · min. income ≈ HK$94,978/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$356,719 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).