▼ 0.50% · 3.625%
HK$20,343
−HK$1,276/mo
▼ 0.25% · 3.875%
HK$20,976
−HK$643/mo
Today · 4.125%
HK$21,619
baseline
▲ 0.50% · 4.625%
HK$22,935
+HK$1,316/mo
Deposit HK$4.46M · loan HK$4.46M · min. income ≈ HK$43,238/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,632
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$23,239
−HK$616/mo
Today · 4.125%
HK$23,855
baseline
▲ 0.50% · 4.625%
HK$25,112
+HK$1,257/mo
Deposit HK$4.46M · loan HK$4.46M · min. income ≈ HK$47,710/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,378
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$23,074
−HK$707/mo
Today · 4.125%
HK$23,781
baseline
▲ 0.50% · 4.625%
HK$25,228
+HK$1,447/mo
Deposit HK$4.01M · loan HK$4.91M · min. income ≈ HK$47,562/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$267,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,895
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$25,563
−HK$677/mo
Today · 4.125%
HK$26,240
baseline
▲ 0.50% · 4.625%
HK$27,623
+HK$1,383/mo
Deposit HK$4.01M · loan HK$4.91M · min. income ≈ HK$52,480/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$267,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,412
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$25,171
−HK$772/mo
Today · 4.125%
HK$25,943
baseline
▲ 0.50% · 4.625%
HK$27,521
+HK$1,578/mo
Deposit HK$3.57M · loan HK$5.35M · min. income ≈ HK$51,886/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$267,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,158
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$27,887
−HK$738/mo
Today · 4.125%
HK$28,625
baseline
▲ 0.50% · 4.625%
HK$30,134
+HK$1,509/mo
Deposit HK$3.57M · loan HK$5.35M · min. income ≈ HK$57,250/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$267,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,446
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$27,269
−HK$836/mo
Today · 4.125%
HK$28,105
baseline
▲ 0.50% · 4.625%
HK$29,815
+HK$1,710/mo
Deposit HK$3.12M · loan HK$5.80M · min. income ≈ HK$56,210/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,421
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$30,210
−HK$801/mo
Today · 4.125%
HK$31,011
baseline
▲ 0.50% · 4.625%
HK$32,645
+HK$1,634/mo
Deposit HK$3.12M · loan HK$5.80M · min. income ≈ HK$62,022/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,481
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$29,367
−HK$900/mo
Today · 4.125%
HK$30,267
baseline
▲ 0.50% · 4.625%
HK$32,108
+HK$1,841/mo
Deposit HK$2.68M · loan HK$6.25M · min. income ≈ HK$60,534/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,684
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$32,534
−HK$862/mo
Today · 4.125%
HK$33,396
baseline
▲ 0.50% · 4.625%
HK$35,157
+HK$1,761/mo
Deposit HK$2.68M · loan HK$6.25M · min. income ≈ HK$66,792/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,515
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$31,464
−HK$965/mo
Today · 4.125%
HK$32,429
baseline
▲ 0.50% · 4.625%
HK$34,402
+HK$1,973/mo
Deposit HK$2.23M · loan HK$6.69M · min. income ≈ HK$64,858/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$267,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,948
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$34,858
−HK$924/mo
Today · 4.125%
HK$35,782
baseline
▲ 0.50% · 4.625%
HK$37,668
+HK$1,886/mo
Deposit HK$2.23M · loan HK$6.69M · min. income ≈ HK$71,564/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$267,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,549
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$33,562
−HK$1,029/mo
Today · 4.125%
HK$34,591
baseline
▲ 0.50% · 4.625%
HK$36,695
+HK$2,104/mo
Deposit HK$1.78M · loan HK$7.14M · min. income ≈ HK$69,182/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,211
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$37,182
−HK$985/mo
Today · 4.125%
HK$38,167
baseline
▲ 0.50% · 4.625%
HK$40,179
+HK$2,012/mo
Deposit HK$1.78M · loan HK$7.14M · min. income ≈ HK$76,334/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,584
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$35,659
−HK$1,093/mo
Today · 4.125%
HK$36,752
baseline
▲ 0.50% · 4.625%
HK$38,989
+HK$2,237/mo
Deposit HK$1.34M · loan HK$7.58M · min. income ≈ HK$73,504/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$267,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,474
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$39,506
−HK$1,047/mo
Today · 4.125%
HK$40,553
baseline
▲ 0.50% · 4.625%
HK$42,690
+HK$2,137/mo
Deposit HK$1.34M · loan HK$7.58M · min. income ≈ HK$81,106/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$267,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,618
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$37,757
−HK$1,157/mo
Today · 4.125%
HK$38,914
baseline
▲ 0.50% · 4.625%
HK$41,282
+HK$2,368/mo
Deposit HK$892K · loan HK$8.03M · min. income ≈ HK$77,828/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,737
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$41,830
−HK$1,108/mo
Today · 4.125%
HK$42,938
baseline
▲ 0.50% · 4.625%
HK$45,201
+HK$2,263/mo
Deposit HK$892K · loan HK$8.03M · min. income ≈ HK$85,876/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,646 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).