▼ 0.50% · 3.625%
HK$19,047
−HK$1,194/mo
▼ 0.25% · 3.875%
HK$19,639
−HK$602/mo
Today · 4.125%
HK$20,241
baseline
▲ 0.50% · 4.625%
HK$21,473
+HK$1,232/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$40,482/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$250,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,189
−HK$1,145/mo
▼ 0.25% · 3.875%
HK$21,757
−HK$577/mo
Today · 4.125%
HK$22,334
baseline
▲ 0.50% · 4.625%
HK$23,511
+HK$1,177/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$44,668/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$250,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,951
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$21,603
−HK$662/mo
Today · 4.125%
HK$22,265
baseline
▲ 0.50% · 4.625%
HK$23,620
+HK$1,355/mo
Deposit HK$3.76M · loan HK$4.59M · min. income ≈ HK$44,530/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$250,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,308
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$23,933
−HK$634/mo
Today · 4.125%
HK$24,567
baseline
▲ 0.50% · 4.625%
HK$25,862
+HK$1,295/mo
Deposit HK$3.76M · loan HK$4.59M · min. income ≈ HK$49,134/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$250,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,856
−HK$1,433/mo
▼ 0.25% · 3.875%
HK$23,567
−HK$722/mo
Today · 4.125%
HK$24,289
baseline
▲ 0.50% · 4.625%
HK$25,767
+HK$1,478/mo
Deposit HK$3.34M · loan HK$5.01M · min. income ≈ HK$48,578/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,427
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$26,109
−HK$692/mo
Today · 4.125%
HK$26,801
baseline
▲ 0.50% · 4.625%
HK$28,213
+HK$1,412/mo
Deposit HK$3.34M · loan HK$5.01M · min. income ≈ HK$53,602/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,760
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$25,531
−HK$782/mo
Today · 4.125%
HK$26,313
baseline
▲ 0.50% · 4.625%
HK$27,914
+HK$1,601/mo
Deposit HK$2.92M · loan HK$5.43M · min. income ≈ HK$52,626/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$250,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,546
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$28,285
−HK$749/mo
Today · 4.125%
HK$29,034
baseline
▲ 0.50% · 4.625%
HK$30,564
+HK$1,530/mo
Deposit HK$2.92M · loan HK$5.43M · min. income ≈ HK$58,068/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$250,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,665
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$27,495
−HK$842/mo
Today · 4.125%
HK$28,337
baseline
▲ 0.50% · 4.625%
HK$30,062
+HK$1,725/mo
Deposit HK$2.51M · loan HK$5.85M · min. income ≈ HK$56,674/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$250,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,665
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$30,460
−HK$807/mo
Today · 4.125%
HK$31,267
baseline
▲ 0.50% · 4.625%
HK$32,916
+HK$1,649/mo
Deposit HK$2.51M · loan HK$5.85M · min. income ≈ HK$62,534/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$250,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,570
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$29,458
−HK$903/mo
Today · 4.125%
HK$30,361
baseline
▲ 0.50% · 4.625%
HK$32,209
+HK$1,848/mo
Deposit HK$2.09M · loan HK$6.26M · min. income ≈ HK$60,722/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,784
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$32,636
−HK$865/mo
Today · 4.125%
HK$33,501
baseline
▲ 0.50% · 4.625%
HK$35,267
+HK$1,766/mo
Deposit HK$2.09M · loan HK$6.26M · min. income ≈ HK$67,002/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,474
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$31,422
−HK$963/mo
Today · 4.125%
HK$32,385
baseline
▲ 0.50% · 4.625%
HK$34,356
+HK$1,971/mo
Deposit HK$1.67M · loan HK$6.68M · min. income ≈ HK$64,770/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,902
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$34,812
−HK$922/mo
Today · 4.125%
HK$35,734
baseline
▲ 0.50% · 4.625%
HK$37,618
+HK$1,884/mo
Deposit HK$1.67M · loan HK$6.68M · min. income ≈ HK$71,468/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,379
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$33,386
−HK$1,024/mo
Today · 4.125%
HK$34,410
baseline
▲ 0.50% · 4.625%
HK$36,503
+HK$2,093/mo
Deposit HK$1.25M · loan HK$7.10M · min. income ≈ HK$68,820/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,021
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$36,987
−HK$981/mo
Today · 4.125%
HK$37,968
baseline
▲ 0.50% · 4.625%
HK$39,969
+HK$2,001/mo
Deposit HK$1.25M · loan HK$7.10M · min. income ≈ HK$75,936/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,284
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$35,350
−HK$1,084/mo
Today · 4.125%
HK$36,434
baseline
▲ 0.50% · 4.625%
HK$38,651
+HK$2,217/mo
Deposit HK$835K · loan HK$7.52M · min. income ≈ HK$72,868/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,140
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$39,163
−HK$1,038/mo
Today · 4.125%
HK$40,201
baseline
▲ 0.50% · 4.625%
HK$42,320
+HK$2,119/mo
Deposit HK$835K · loan HK$7.52M · min. income ≈ HK$80,402/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,584 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).