▼ 0.50% · 3.625%
HK$20,263
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$20,894
−HK$640/mo
Today · 4.125%
HK$21,534
baseline
▲ 0.50% · 4.625%
HK$22,844
+HK$1,310/mo
Deposit HK$4.44M · loan HK$4.44M · min. income ≈ HK$43,068/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$266,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,543
−HK$1,218/mo
▼ 0.25% · 3.875%
HK$23,147
−HK$614/mo
Today · 4.125%
HK$23,761
baseline
▲ 0.50% · 4.625%
HK$25,013
+HK$1,252/mo
Deposit HK$4.44M · loan HK$4.44M · min. income ≈ HK$47,522/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$266,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,290
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$22,983
−HK$704/mo
Today · 4.125%
HK$23,687
baseline
▲ 0.50% · 4.625%
HK$25,129
+HK$1,442/mo
Deposit HK$4.00M · loan HK$4.89M · min. income ≈ HK$47,374/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$266,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,797
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$25,462
−HK$675/mo
Today · 4.125%
HK$26,137
baseline
▲ 0.50% · 4.625%
HK$27,514
+HK$1,377/mo
Deposit HK$4.00M · loan HK$4.89M · min. income ≈ HK$52,274/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$266,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,316
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$25,072
−HK$769/mo
Today · 4.125%
HK$25,841
baseline
▲ 0.50% · 4.625%
HK$27,413
+HK$1,572/mo
Deposit HK$3.55M · loan HK$5.33M · min. income ≈ HK$51,682/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$266,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,051
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$27,777
−HK$736/mo
Today · 4.125%
HK$28,513
baseline
▲ 0.50% · 4.625%
HK$30,016
+HK$1,503/mo
Deposit HK$3.55M · loan HK$5.33M · min. income ≈ HK$57,026/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$266,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,342
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$27,162
−HK$832/mo
Today · 4.125%
HK$27,994
baseline
▲ 0.50% · 4.625%
HK$29,697
+HK$1,703/mo
Deposit HK$3.11M · loan HK$5.78M · min. income ≈ HK$55,988/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$266,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,305
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$30,091
−HK$798/mo
Today · 4.125%
HK$30,889
baseline
▲ 0.50% · 4.625%
HK$32,517
+HK$1,628/mo
Deposit HK$3.11M · loan HK$5.78M · min. income ≈ HK$61,778/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$266,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,369
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$29,251
−HK$896/mo
Today · 4.125%
HK$30,147
baseline
▲ 0.50% · 4.625%
HK$31,982
+HK$1,835/mo
Deposit HK$2.67M · loan HK$6.22M · min. income ≈ HK$60,294/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,560
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$32,406
−HK$859/mo
Today · 4.125%
HK$33,265
baseline
▲ 0.50% · 4.625%
HK$35,018
+HK$1,753/mo
Deposit HK$2.67M · loan HK$6.22M · min. income ≈ HK$66,530/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,395
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$31,340
−HK$961/mo
Today · 4.125%
HK$32,301
baseline
▲ 0.50% · 4.625%
HK$34,266
+HK$1,965/mo
Deposit HK$2.22M · loan HK$6.66M · min. income ≈ HK$64,602/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$266,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,814
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$34,721
−HK$920/mo
Today · 4.125%
HK$35,641
baseline
▲ 0.50% · 4.625%
HK$37,520
+HK$1,879/mo
Deposit HK$2.22M · loan HK$6.66M · min. income ≈ HK$71,282/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$266,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,421
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$33,430
−HK$1,024/mo
Today · 4.125%
HK$34,454
baseline
▲ 0.50% · 4.625%
HK$36,551
+HK$2,097/mo
Deposit HK$1.78M · loan HK$7.11M · min. income ≈ HK$68,908/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,068
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$37,036
−HK$981/mo
Today · 4.125%
HK$38,017
baseline
▲ 0.50% · 4.625%
HK$40,021
+HK$2,004/mo
Deposit HK$1.78M · loan HK$7.11M · min. income ≈ HK$76,034/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,448
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$35,519
−HK$1,089/mo
Today · 4.125%
HK$36,608
baseline
▲ 0.50% · 4.625%
HK$38,835
+HK$2,227/mo
Deposit HK$1.33M · loan HK$7.55M · min. income ≈ HK$73,216/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,323
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$39,350
−HK$1,043/mo
Today · 4.125%
HK$40,393
baseline
▲ 0.50% · 4.625%
HK$42,522
+HK$2,129/mo
Deposit HK$1.33M · loan HK$7.55M · min. income ≈ HK$80,786/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,474
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$37,608
−HK$1,153/mo
Today · 4.125%
HK$38,761
baseline
▲ 0.50% · 4.625%
HK$41,120
+HK$2,359/mo
Deposit HK$889K · loan HK$8.00M · min. income ≈ HK$77,522/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$266,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,577
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$41,665
−HK$1,104/mo
Today · 4.125%
HK$42,769
baseline
▲ 0.50% · 4.625%
HK$45,023
+HK$2,254/mo
Deposit HK$889K · loan HK$8.00M · min. income ≈ HK$85,538/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$266,592 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).