▼ 0.50% · 3.625%
HK$19,868
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$20,486
−HK$628/mo
Today · 4.125%
HK$21,114
baseline
▲ 0.50% · 4.625%
HK$22,399
+HK$1,285/mo
Deposit HK$4.36M · loan HK$4.36M · min. income ≈ HK$42,228/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$261,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,103
−HK$1,194/mo
▼ 0.25% · 3.875%
HK$22,696
−HK$601/mo
Today · 4.125%
HK$23,297
baseline
▲ 0.50% · 4.625%
HK$24,525
+HK$1,228/mo
Deposit HK$4.36M · loan HK$4.36M · min. income ≈ HK$46,594/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$261,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,855
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$22,535
−HK$690/mo
Today · 4.125%
HK$23,225
baseline
▲ 0.50% · 4.625%
HK$24,638
+HK$1,413/mo
Deposit HK$3.92M · loan HK$4.79M · min. income ≈ HK$46,450/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$261,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,313
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$24,965
−HK$662/mo
Today · 4.125%
HK$25,627
baseline
▲ 0.50% · 4.625%
HK$26,978
+HK$1,351/mo
Deposit HK$3.92M · loan HK$4.79M · min. income ≈ HK$51,254/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$261,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,842
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$24,583
−HK$754/mo
Today · 4.125%
HK$25,337
baseline
▲ 0.50% · 4.625%
HK$26,878
+HK$1,541/mo
Deposit HK$3.49M · loan HK$5.23M · min. income ≈ HK$50,674/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,523
−HK$1,433/mo
▼ 0.25% · 3.875%
HK$27,235
−HK$721/mo
Today · 4.125%
HK$27,956
baseline
▲ 0.50% · 4.625%
HK$29,430
+HK$1,474/mo
Deposit HK$3.49M · loan HK$5.23M · min. income ≈ HK$55,912/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,828
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$26,632
−HK$816/mo
Today · 4.125%
HK$27,448
baseline
▲ 0.50% · 4.625%
HK$29,118
+HK$1,670/mo
Deposit HK$3.05M · loan HK$5.66M · min. income ≈ HK$54,896/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$261,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,734
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$29,504
−HK$782/mo
Today · 4.125%
HK$30,286
baseline
▲ 0.50% · 4.625%
HK$31,883
+HK$1,597/mo
Deposit HK$3.05M · loan HK$5.66M · min. income ≈ HK$60,572/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$261,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,815
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$28,680
−HK$879/mo
Today · 4.125%
HK$29,559
baseline
▲ 0.50% · 4.625%
HK$31,358
+HK$1,799/mo
Deposit HK$2.61M · loan HK$6.10M · min. income ≈ HK$59,118/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$261,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,944
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$31,774
−HK$842/mo
Today · 4.125%
HK$32,616
baseline
▲ 0.50% · 4.625%
HK$34,335
+HK$1,719/mo
Deposit HK$2.61M · loan HK$6.10M · min. income ≈ HK$65,232/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$261,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,802
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$30,729
−HK$942/mo
Today · 4.125%
HK$31,671
baseline
▲ 0.50% · 4.625%
HK$33,598
+HK$1,927/mo
Deposit HK$2.18M · loan HK$6.53M · min. income ≈ HK$63,342/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,154
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$34,043
−HK$903/mo
Today · 4.125%
HK$34,946
baseline
▲ 0.50% · 4.625%
HK$36,788
+HK$1,842/mo
Deposit HK$2.18M · loan HK$6.53M · min. income ≈ HK$69,892/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,789
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$32,777
−HK$1,005/mo
Today · 4.125%
HK$33,782
baseline
▲ 0.50% · 4.625%
HK$35,838
+HK$2,056/mo
Deposit HK$1.74M · loan HK$6.97M · min. income ≈ HK$67,564/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$261,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,365
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$36,313
−HK$962/mo
Today · 4.125%
HK$37,275
baseline
▲ 0.50% · 4.625%
HK$39,240
+HK$1,965/mo
Deposit HK$1.74M · loan HK$6.97M · min. income ≈ HK$74,550/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$261,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,775
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$34,826
−HK$1,067/mo
Today · 4.125%
HK$35,893
baseline
▲ 0.50% · 4.625%
HK$38,078
+HK$2,185/mo
Deposit HK$1.31M · loan HK$7.41M · min. income ≈ HK$71,786/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,575
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$38,583
−HK$1,022/mo
Today · 4.125%
HK$39,605
baseline
▲ 0.50% · 4.625%
HK$41,693
+HK$2,088/mo
Deposit HK$1.31M · loan HK$7.41M · min. income ≈ HK$79,210/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,762
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$36,875
−HK$1,130/mo
Today · 4.125%
HK$38,005
baseline
▲ 0.50% · 4.625%
HK$40,317
+HK$2,312/mo
Deposit HK$871K · loan HK$7.84M · min. income ≈ HK$76,010/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,785
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$40,852
−HK$1,083/mo
Today · 4.125%
HK$41,935
baseline
▲ 0.50% · 4.625%
HK$44,145
+HK$2,210/mo
Deposit HK$871K · loan HK$7.84M · min. income ≈ HK$83,870/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,391 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).