▼ 0.50% · 3.625%
HK$20,150
−HK$1,264/mo
▼ 0.25% · 3.875%
HK$20,777
−HK$637/mo
Today · 4.125%
HK$21,414
baseline
▲ 0.50% · 4.625%
HK$22,717
+HK$1,303/mo
Deposit HK$4.42M · loan HK$4.42M · min. income ≈ HK$42,828/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$265,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,417
−HK$1,211/mo
▼ 0.25% · 3.875%
HK$23,018
−HK$610/mo
Today · 4.125%
HK$23,628
baseline
▲ 0.50% · 4.625%
HK$24,873
+HK$1,245/mo
Deposit HK$4.42M · loan HK$4.42M · min. income ≈ HK$47,256/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$265,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,165
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$22,855
−HK$700/mo
Today · 4.125%
HK$23,555
baseline
▲ 0.50% · 4.625%
HK$24,988
+HK$1,433/mo
Deposit HK$3.98M · loan HK$4.86M · min. income ≈ HK$47,110/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$265,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,658
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$25,320
−HK$671/mo
Today · 4.125%
HK$25,991
baseline
▲ 0.50% · 4.625%
HK$27,361
+HK$1,370/mo
Deposit HK$3.98M · loan HK$4.86M · min. income ≈ HK$51,982/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$265,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,180
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$24,932
−HK$764/mo
Today · 4.125%
HK$25,696
baseline
▲ 0.50% · 4.625%
HK$27,260
+HK$1,564/mo
Deposit HK$3.53M · loan HK$5.30M · min. income ≈ HK$51,392/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$265,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,900
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$27,622
−HK$731/mo
Today · 4.125%
HK$28,353
baseline
▲ 0.50% · 4.625%
HK$29,848
+HK$1,495/mo
Deposit HK$3.53M · loan HK$5.30M · min. income ≈ HK$56,706/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$265,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,195
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$27,010
−HK$828/mo
Today · 4.125%
HK$27,838
baseline
▲ 0.50% · 4.625%
HK$29,532
+HK$1,694/mo
Deposit HK$3.09M · loan HK$5.74M · min. income ≈ HK$55,676/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$265,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,142
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$29,923
−HK$793/mo
Today · 4.125%
HK$30,716
baseline
▲ 0.50% · 4.625%
HK$32,335
+HK$1,619/mo
Deposit HK$3.09M · loan HK$5.74M · min. income ≈ HK$61,432/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$265,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,210
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$29,088
−HK$891/mo
Today · 4.125%
HK$29,979
baseline
▲ 0.50% · 4.625%
HK$31,803
+HK$1,824/mo
Deposit HK$2.65M · loan HK$6.19M · min. income ≈ HK$59,958/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,383
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$32,225
−HK$854/mo
Today · 4.125%
HK$33,079
baseline
▲ 0.50% · 4.625%
HK$34,823
+HK$1,744/mo
Deposit HK$2.65M · loan HK$6.19M · min. income ≈ HK$66,158/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,225
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$31,165
−HK$956/mo
Today · 4.125%
HK$32,121
baseline
▲ 0.50% · 4.625%
HK$34,075
+HK$1,954/mo
Deposit HK$2.21M · loan HK$6.63M · min. income ≈ HK$64,242/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$265,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,625
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$34,527
−HK$915/mo
Today · 4.125%
HK$35,442
baseline
▲ 0.50% · 4.625%
HK$37,310
+HK$1,868/mo
Deposit HK$2.21M · loan HK$6.63M · min. income ≈ HK$70,884/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$265,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,240
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$33,243
−HK$1,019/mo
Today · 4.125%
HK$34,262
baseline
▲ 0.50% · 4.625%
HK$36,347
+HK$2,085/mo
Deposit HK$1.77M · loan HK$7.07M · min. income ≈ HK$68,524/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$265,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,867
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$36,829
−HK$976/mo
Today · 4.125%
HK$37,805
baseline
▲ 0.50% · 4.625%
HK$39,797
+HK$1,992/mo
Deposit HK$1.77M · loan HK$7.07M · min. income ≈ HK$75,610/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$265,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,255
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$35,321
−HK$1,082/mo
Today · 4.125%
HK$36,403
baseline
▲ 0.50% · 4.625%
HK$38,618
+HK$2,215/mo
Deposit HK$1.33M · loan HK$7.51M · min. income ≈ HK$72,806/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,108
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$39,131
−HK$1,036/mo
Today · 4.125%
HK$40,167
baseline
▲ 0.50% · 4.625%
HK$42,285
+HK$2,118/mo
Deposit HK$1.33M · loan HK$7.51M · min. income ≈ HK$80,334/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,270
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$37,398
−HK$1,147/mo
Today · 4.125%
HK$38,545
baseline
▲ 0.50% · 4.625%
HK$40,890
+HK$2,345/mo
Deposit HK$884K · loan HK$7.95M · min. income ≈ HK$77,090/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,350
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$41,432
−HK$1,098/mo
Today · 4.125%
HK$42,530
baseline
▲ 0.50% · 4.625%
HK$44,772
+HK$2,242/mo
Deposit HK$884K · loan HK$7.95M · min. income ≈ HK$85,060/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,103 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).