▼ 0.50% · 3.625%
HK$20,751
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$21,396
−HK$656/mo
Today · 4.125%
HK$22,052
baseline
▲ 0.50% · 4.625%
HK$23,394
+HK$1,342/mo
Deposit HK$4.55M · loan HK$4.55M · min. income ≈ HK$44,104/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$280,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,085
−HK$1,247/mo
▼ 0.25% · 3.875%
HK$23,704
−HK$628/mo
Today · 4.125%
HK$24,332
baseline
▲ 0.50% · 4.625%
HK$25,615
+HK$1,283/mo
Deposit HK$4.55M · loan HK$4.55M · min. income ≈ HK$48,664/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$280,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,826
−HK$1,431/mo
▼ 0.25% · 3.875%
HK$23,536
−HK$721/mo
Today · 4.125%
HK$24,257
baseline
▲ 0.50% · 4.625%
HK$25,733
+HK$1,476/mo
Deposit HK$4.10M · loan HK$5.01M · min. income ≈ HK$48,514/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$280,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,394
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$26,075
−HK$691/mo
Today · 4.125%
HK$26,766
baseline
▲ 0.50% · 4.625%
HK$28,176
+HK$1,410/mo
Deposit HK$4.10M · loan HK$5.01M · min. income ≈ HK$53,532/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$280,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,901
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$25,676
−HK$786/mo
Today · 4.125%
HK$26,462
baseline
▲ 0.50% · 4.625%
HK$28,073
+HK$1,611/mo
Deposit HK$3.64M · loan HK$5.46M · min. income ≈ HK$52,924/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$280,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,702
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$28,445
−HK$754/mo
Today · 4.125%
HK$29,199
baseline
▲ 0.50% · 4.625%
HK$30,738
+HK$1,539/mo
Deposit HK$3.64M · loan HK$5.46M · min. income ≈ HK$58,398/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$280,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,976
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$27,815
−HK$853/mo
Today · 4.125%
HK$28,668
baseline
▲ 0.50% · 4.625%
HK$30,412
+HK$1,744/mo
Deposit HK$3.19M · loan HK$5.92M · min. income ≈ HK$57,336/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$280,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,011
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$30,815
−HK$817/mo
Today · 4.125%
HK$31,632
baseline
▲ 0.50% · 4.625%
HK$33,299
+HK$1,667/mo
Deposit HK$3.19M · loan HK$5.92M · min. income ≈ HK$63,264/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$280,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,051
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$29,955
−HK$918/mo
Today · 4.125%
HK$30,873
baseline
▲ 0.50% · 4.625%
HK$32,751
+HK$1,878/mo
Deposit HK$2.73M · loan HK$6.37M · min. income ≈ HK$61,746/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$280,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,319
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$33,186
−HK$879/mo
Today · 4.125%
HK$34,065
baseline
▲ 0.50% · 4.625%
HK$35,861
+HK$1,796/mo
Deposit HK$2.73M · loan HK$6.37M · min. income ≈ HK$68,130/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$280,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,126
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$32,094
−HK$984/mo
Today · 4.125%
HK$33,078
baseline
▲ 0.50% · 4.625%
HK$35,091
+HK$2,013/mo
Deposit HK$2.28M · loan HK$6.83M · min. income ≈ HK$66,156/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$280,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,628
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$35,556
−HK$942/mo
Today · 4.125%
HK$36,498
baseline
▲ 0.50% · 4.625%
HK$38,422
+HK$1,924/mo
Deposit HK$2.28M · loan HK$6.83M · min. income ≈ HK$72,996/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$280,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,201
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$34,234
−HK$1,049/mo
Today · 4.125%
HK$35,283
baseline
▲ 0.50% · 4.625%
HK$37,430
+HK$2,147/mo
Deposit HK$1.82M · loan HK$7.28M · min. income ≈ HK$70,566/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$280,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,936
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$37,927
−HK$1,005/mo
Today · 4.125%
HK$38,932
baseline
▲ 0.50% · 4.625%
HK$40,984
+HK$2,052/mo
Deposit HK$1.82M · loan HK$7.28M · min. income ≈ HK$77,864/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$280,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,276
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$36,374
−HK$1,115/mo
Today · 4.125%
HK$37,489
baseline
▲ 0.50% · 4.625%
HK$39,770
+HK$2,281/mo
Deposit HK$1.37M · loan HK$7.74M · min. income ≈ HK$74,978/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$280,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,245
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$40,297
−HK$1,068/mo
Today · 4.125%
HK$41,365
baseline
▲ 0.50% · 4.625%
HK$43,545
+HK$2,180/mo
Deposit HK$1.37M · loan HK$7.74M · min. income ≈ HK$82,730/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$280,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,351
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$38,513
−HK$1,181/mo
Today · 4.125%
HK$39,694
baseline
▲ 0.50% · 4.625%
HK$42,109
+HK$2,415/mo
Deposit HK$910K · loan HK$8.19M · min. income ≈ HK$79,388/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$280,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,553
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$42,668
−HK$1,130/mo
Today · 4.125%
HK$43,798
baseline
▲ 0.50% · 4.625%
HK$46,107
+HK$2,309/mo
Deposit HK$910K · loan HK$8.19M · min. income ≈ HK$87,596/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$280,022 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).