▼ 0.50% · 3.625%
HK$15,585
−HK$977/mo
▼ 0.25% · 3.875%
HK$16,069
−HK$493/mo
Today · 4.125%
HK$16,562
baseline
▲ 0.50% · 4.625%
HK$17,570
+HK$1,008/mo
Deposit HK$3.42M · loan HK$3.42M · min. income ≈ HK$33,124/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$205,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,338
−HK$936/mo
▼ 0.25% · 3.875%
HK$17,803
−HK$471/mo
Today · 4.125%
HK$18,274
baseline
▲ 0.50% · 4.625%
HK$19,238
+HK$964/mo
Deposit HK$3.42M · loan HK$3.42M · min. income ≈ HK$36,548/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$205,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,143
−HK$1,075/mo
▼ 0.25% · 3.875%
HK$17,676
−HK$542/mo
Today · 4.125%
HK$18,218
baseline
▲ 0.50% · 4.625%
HK$19,327
+HK$1,109/mo
Deposit HK$3.08M · loan HK$3.76M · min. income ≈ HK$36,436/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$205,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,072
−HK$1,030/mo
▼ 0.25% · 3.875%
HK$19,583
−HK$519/mo
Today · 4.125%
HK$20,102
baseline
▲ 0.50% · 4.625%
HK$21,161
+HK$1,059/mo
Deposit HK$3.08M · loan HK$3.76M · min. income ≈ HK$40,204/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$205,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,702
−HK$1,172/mo
▼ 0.25% · 3.875%
HK$19,283
−HK$591/mo
Today · 4.125%
HK$19,874
baseline
▲ 0.50% · 4.625%
HK$21,084
+HK$1,210/mo
Deposit HK$2.73M · loan HK$4.10M · min. income ≈ HK$39,748/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$205,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,805
−HK$1,124/mo
▼ 0.25% · 3.875%
HK$21,363
−HK$566/mo
Today · 4.125%
HK$21,929
baseline
▲ 0.50% · 4.625%
HK$23,085
+HK$1,156/mo
Deposit HK$2.73M · loan HK$4.10M · min. income ≈ HK$43,858/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$205,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,260
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$20,890
−HK$640/mo
Today · 4.125%
HK$21,530
baseline
▲ 0.50% · 4.625%
HK$22,841
+HK$1,311/mo
Deposit HK$2.39M · loan HK$4.44M · min. income ≈ HK$43,060/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$205,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,539
−HK$1,218/mo
▼ 0.25% · 3.875%
HK$23,144
−HK$613/mo
Today · 4.125%
HK$23,757
baseline
▲ 0.50% · 4.625%
HK$25,009
+HK$1,252/mo
Deposit HK$2.39M · loan HK$4.44M · min. income ≈ HK$47,514/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$205,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,818
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$22,497
−HK$690/mo
Today · 4.125%
HK$23,187
baseline
▲ 0.50% · 4.625%
HK$24,598
+HK$1,411/mo
Deposit HK$2.05M · loan HK$4.78M · min. income ≈ HK$46,374/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$205,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,273
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$24,924
−HK$660/mo
Today · 4.125%
HK$25,584
baseline
▲ 0.50% · 4.625%
HK$26,933
+HK$1,349/mo
Deposit HK$2.05M · loan HK$4.78M · min. income ≈ HK$51,168/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$205,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,377
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$24,104
−HK$739/mo
Today · 4.125%
HK$24,843
baseline
▲ 0.50% · 4.625%
HK$26,355
+HK$1,512/mo
Deposit HK$1.71M · loan HK$5.13M · min. income ≈ HK$49,686/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$205,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,007
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$26,704
−HK$708/mo
Today · 4.125%
HK$27,412
baseline
▲ 0.50% · 4.625%
HK$28,857
+HK$1,445/mo
Deposit HK$1.71M · loan HK$5.13M · min. income ≈ HK$54,824/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$205,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,935
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$25,711
−HK$788/mo
Today · 4.125%
HK$26,499
baseline
▲ 0.50% · 4.625%
HK$28,111
+HK$1,612/mo
Deposit HK$1.37M · loan HK$5.47M · min. income ≈ HK$52,998/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$205,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,740
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$28,484
−HK$755/mo
Today · 4.125%
HK$29,239
baseline
▲ 0.50% · 4.625%
HK$30,780
+HK$1,541/mo
Deposit HK$1.37M · loan HK$5.47M · min. income ≈ HK$58,478/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$205,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,494
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$27,318
−HK$837/mo
Today · 4.125%
HK$28,155
baseline
▲ 0.50% · 4.625%
HK$29,868
+HK$1,713/mo
Deposit HK$1.03M · loan HK$5.81M · min. income ≈ HK$56,310/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$205,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,474
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$30,265
−HK$802/mo
Today · 4.125%
HK$31,067
baseline
▲ 0.50% · 4.625%
HK$32,704
+HK$1,637/mo
Deposit HK$1.03M · loan HK$5.81M · min. income ≈ HK$62,134/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$205,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,052
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$28,925
−HK$886/mo
Today · 4.125%
HK$29,811
baseline
▲ 0.50% · 4.625%
HK$31,625
+HK$1,814/mo
Deposit HK$683K · loan HK$6.15M · min. income ≈ HK$59,622/mo (50% DSR)
Upfront cash ≈ HK$888K (deposit + AVD stamp duty HK$205,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,208
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$32,045
−HK$849/mo
Today · 4.125%
HK$32,894
baseline
▲ 0.50% · 4.625%
HK$34,628
+HK$1,734/mo
Deposit HK$683K · loan HK$6.15M · min. income ≈ HK$65,788/mo (50% DSR)
Upfront cash ≈ HK$888K (deposit + AVD stamp duty HK$205,038 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).