▼ 0.50% · 3.625%
HK$18,466
−HK$1,158/mo
▼ 0.25% · 3.875%
HK$19,041
−HK$583/mo
Today · 4.125%
HK$19,624
baseline
▲ 0.50% · 4.625%
HK$20,818
+HK$1,194/mo
Deposit HK$4.05M · loan HK$4.05M · min. income ≈ HK$39,248/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$242,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,543
−HK$1,110/mo
▼ 0.25% · 3.875%
HK$21,094
−HK$559/mo
Today · 4.125%
HK$21,653
baseline
▲ 0.50% · 4.625%
HK$22,795
+HK$1,142/mo
Deposit HK$4.05M · loan HK$4.05M · min. income ≈ HK$43,306/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$242,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,313
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$20,945
−HK$642/mo
Today · 4.125%
HK$21,587
baseline
▲ 0.50% · 4.625%
HK$22,900
+HK$1,313/mo
Deposit HK$3.64M · loan HK$4.45M · min. income ≈ HK$43,174/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$242,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,598
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$23,204
−HK$615/mo
Today · 4.125%
HK$23,819
baseline
▲ 0.50% · 4.625%
HK$25,074
+HK$1,255/mo
Deposit HK$3.64M · loan HK$4.45M · min. income ≈ HK$47,638/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$242,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,159
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$22,849
−HK$700/mo
Today · 4.125%
HK$23,549
baseline
▲ 0.50% · 4.625%
HK$24,982
+HK$1,433/mo
Deposit HK$3.24M · loan HK$4.86M · min. income ≈ HK$47,098/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$242,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,652
−HK$1,332/mo
▼ 0.25% · 3.875%
HK$25,313
−HK$671/mo
Today · 4.125%
HK$25,984
baseline
▲ 0.50% · 4.625%
HK$27,354
+HK$1,370/mo
Deposit HK$3.24M · loan HK$4.86M · min. income ≈ HK$51,968/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$242,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,006
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$24,753
−HK$758/mo
Today · 4.125%
HK$25,511
baseline
▲ 0.50% · 4.625%
HK$27,064
+HK$1,553/mo
Deposit HK$2.83M · loan HK$5.26M · min. income ≈ HK$51,022/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$242,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,706
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$27,423
−HK$726/mo
Today · 4.125%
HK$28,149
baseline
▲ 0.50% · 4.625%
HK$29,633
+HK$1,484/mo
Deposit HK$2.83M · loan HK$5.26M · min. income ≈ HK$56,298/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$242,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,853
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$26,657
−HK$817/mo
Today · 4.125%
HK$27,474
baseline
▲ 0.50% · 4.625%
HK$29,146
+HK$1,672/mo
Deposit HK$2.43M · loan HK$5.67M · min. income ≈ HK$54,948/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$242,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,761
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$29,532
−HK$783/mo
Today · 4.125%
HK$30,315
baseline
▲ 0.50% · 4.625%
HK$31,913
+HK$1,598/mo
Deposit HK$2.43M · loan HK$5.67M · min. income ≈ HK$60,630/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$242,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,699
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$28,561
−HK$875/mo
Today · 4.125%
HK$29,436
baseline
▲ 0.50% · 4.625%
HK$31,227
+HK$1,791/mo
Deposit HK$2.02M · loan HK$6.07M · min. income ≈ HK$58,872/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$242,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,815
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$31,642
−HK$838/mo
Today · 4.125%
HK$32,480
baseline
▲ 0.50% · 4.625%
HK$34,192
+HK$1,712/mo
Deposit HK$2.02M · loan HK$6.07M · min. income ≈ HK$64,960/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$242,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,546
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$30,465
−HK$934/mo
Today · 4.125%
HK$31,399
baseline
▲ 0.50% · 4.625%
HK$33,309
+HK$1,910/mo
Deposit HK$1.62M · loan HK$6.48M · min. income ≈ HK$62,798/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,870
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$33,751
−HK$894/mo
Today · 4.125%
HK$34,645
baseline
▲ 0.50% · 4.625%
HK$36,472
+HK$1,827/mo
Deposit HK$1.62M · loan HK$6.48M · min. income ≈ HK$69,290/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,393
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$32,369
−HK$992/mo
Today · 4.125%
HK$33,361
baseline
▲ 0.50% · 4.625%
HK$35,391
+HK$2,030/mo
Deposit HK$1.21M · loan HK$6.88M · min. income ≈ HK$66,722/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$242,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,924
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$35,861
−HK$950/mo
Today · 4.125%
HK$36,811
baseline
▲ 0.50% · 4.625%
HK$38,751
+HK$1,940/mo
Deposit HK$1.21M · loan HK$6.88M · min. income ≈ HK$73,622/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$242,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,239
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$34,273
−HK$1,051/mo
Today · 4.125%
HK$35,324
baseline
▲ 0.50% · 4.625%
HK$37,473
+HK$2,149/mo
Deposit HK$810K · loan HK$7.29M · min. income ≈ HK$70,648/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,978
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$37,970
−HK$1,006/mo
Today · 4.125%
HK$38,976
baseline
▲ 0.50% · 4.625%
HK$41,031
+HK$2,055/mo
Deposit HK$810K · loan HK$7.29M · min. income ≈ HK$77,952/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,949 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).