▼ 0.50% · 3.625%
HK$20,165
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$20,792
−HK$638/mo
Today · 4.125%
HK$21,430
baseline
▲ 0.50% · 4.625%
HK$22,734
+HK$1,304/mo
Deposit HK$4.42M · loan HK$4.42M · min. income ≈ HK$42,860/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$265,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,434
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$23,035
−HK$611/mo
Today · 4.125%
HK$23,646
baseline
▲ 0.50% · 4.625%
HK$24,892
+HK$1,246/mo
Deposit HK$4.42M · loan HK$4.42M · min. income ≈ HK$47,292/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$265,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,182
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$22,872
−HK$701/mo
Today · 4.125%
HK$23,573
baseline
▲ 0.50% · 4.625%
HK$25,007
+HK$1,434/mo
Deposit HK$3.98M · loan HK$4.86M · min. income ≈ HK$47,146/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$265,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,677
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$25,339
−HK$671/mo
Today · 4.125%
HK$26,010
baseline
▲ 0.50% · 4.625%
HK$27,381
+HK$1,371/mo
Deposit HK$3.98M · loan HK$4.86M · min. income ≈ HK$52,020/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$265,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,198
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$24,951
−HK$765/mo
Today · 4.125%
HK$25,716
baseline
▲ 0.50% · 4.625%
HK$27,280
+HK$1,564/mo
Deposit HK$3.54M · loan HK$5.31M · min. income ≈ HK$51,432/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$265,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,920
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$27,642
−HK$733/mo
Today · 4.125%
HK$28,375
baseline
▲ 0.50% · 4.625%
HK$29,870
+HK$1,495/mo
Deposit HK$3.54M · loan HK$5.31M · min. income ≈ HK$56,750/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$265,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,215
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$27,030
−HK$829/mo
Today · 4.125%
HK$27,859
baseline
▲ 0.50% · 4.625%
HK$29,554
+HK$1,695/mo
Deposit HK$3.10M · loan HK$5.75M · min. income ≈ HK$55,718/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$265,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,164
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$29,946
−HK$793/mo
Today · 4.125%
HK$30,739
baseline
▲ 0.50% · 4.625%
HK$32,359
+HK$1,620/mo
Deposit HK$3.10M · loan HK$5.75M · min. income ≈ HK$61,478/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$265,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,231
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$29,109
−HK$893/mo
Today · 4.125%
HK$30,002
baseline
▲ 0.50% · 4.625%
HK$31,827
+HK$1,825/mo
Deposit HK$2.65M · loan HK$6.19M · min. income ≈ HK$60,004/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,407
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$32,249
−HK$855/mo
Today · 4.125%
HK$33,104
baseline
▲ 0.50% · 4.625%
HK$34,849
+HK$1,745/mo
Deposit HK$2.65M · loan HK$6.19M · min. income ≈ HK$66,208/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,248
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$31,189
−HK$955/mo
Today · 4.125%
HK$32,144
baseline
▲ 0.50% · 4.625%
HK$34,100
+HK$1,956/mo
Deposit HK$2.21M · loan HK$6.63M · min. income ≈ HK$64,288/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,650
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$34,553
−HK$915/mo
Today · 4.125%
HK$35,468
baseline
▲ 0.50% · 4.625%
HK$37,338
+HK$1,870/mo
Deposit HK$2.21M · loan HK$6.63M · min. income ≈ HK$70,936/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,264
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$33,268
−HK$1,019/mo
Today · 4.125%
HK$34,287
baseline
▲ 0.50% · 4.625%
HK$36,374
+HK$2,087/mo
Deposit HK$1.77M · loan HK$7.07M · min. income ≈ HK$68,574/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$265,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,894
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$36,856
−HK$977/mo
Today · 4.125%
HK$37,833
baseline
▲ 0.50% · 4.625%
HK$39,827
+HK$1,994/mo
Deposit HK$1.77M · loan HK$7.07M · min. income ≈ HK$75,666/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$265,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,281
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$35,347
−HK$1,083/mo
Today · 4.125%
HK$36,430
baseline
▲ 0.50% · 4.625%
HK$38,647
+HK$2,217/mo
Deposit HK$1.33M · loan HK$7.52M · min. income ≈ HK$72,860/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,137
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$39,160
−HK$1,037/mo
Today · 4.125%
HK$40,197
baseline
▲ 0.50% · 4.625%
HK$42,316
+HK$2,119/mo
Deposit HK$1.33M · loan HK$7.52M · min. income ≈ HK$80,394/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,297
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$37,426
−HK$1,147/mo
Today · 4.125%
HK$38,573
baseline
▲ 0.50% · 4.625%
HK$40,920
+HK$2,347/mo
Deposit HK$884K · loan HK$7.96M · min. income ≈ HK$77,146/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,380
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$41,463
−HK$1,099/mo
Today · 4.125%
HK$42,562
baseline
▲ 0.50% · 4.625%
HK$44,805
+HK$2,243/mo
Deposit HK$884K · loan HK$7.96M · min. income ≈ HK$85,124/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,301 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).