▼ 0.50% · 3.625%
HK$21,863
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$22,543
−HK$691/mo
Today · 4.125%
HK$23,234
baseline
▲ 0.50% · 4.625%
HK$24,647
+HK$1,413/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$46,468/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$328,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,322
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$24,974
−HK$662/mo
Today · 4.125%
HK$25,636
baseline
▲ 0.50% · 4.625%
HK$26,987
+HK$1,351/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$51,272/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$328,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,049
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$24,797
−HK$760/mo
Today · 4.125%
HK$25,557
baseline
▲ 0.50% · 4.625%
HK$27,112
+HK$1,555/mo
Deposit HK$4.31M · loan HK$5.27M · min. income ≈ HK$51,114/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$328,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,754
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$27,472
−HK$728/mo
Today · 4.125%
HK$28,200
baseline
▲ 0.50% · 4.625%
HK$29,686
+HK$1,486/mo
Deposit HK$4.31M · loan HK$5.27M · min. income ≈ HK$56,400/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$328,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,235
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$27,051
−HK$829/mo
Today · 4.125%
HK$27,880
baseline
▲ 0.50% · 4.625%
HK$29,577
+HK$1,697/mo
Deposit HK$3.84M · loan HK$5.75M · min. income ≈ HK$55,760/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$328,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,186
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$29,969
−HK$794/mo
Today · 4.125%
HK$30,763
baseline
▲ 0.50% · 4.625%
HK$32,385
+HK$1,622/mo
Deposit HK$3.84M · loan HK$5.75M · min. income ≈ HK$61,526/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$328,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,422
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$29,306
−HK$898/mo
Today · 4.125%
HK$30,204
baseline
▲ 0.50% · 4.625%
HK$32,042
+HK$1,838/mo
Deposit HK$3.36M · loan HK$6.23M · min. income ≈ HK$60,408/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$328,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,619
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$32,467
−HK$860/mo
Today · 4.125%
HK$33,327
baseline
▲ 0.50% · 4.625%
HK$35,084
+HK$1,757/mo
Deposit HK$3.36M · loan HK$6.23M · min. income ≈ HK$66,654/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$328,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,608
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$31,560
−HK$967/mo
Today · 4.125%
HK$32,527
baseline
▲ 0.50% · 4.625%
HK$34,506
+HK$1,979/mo
Deposit HK$2.88M · loan HK$6.71M · min. income ≈ HK$65,054/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$328,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,051
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$34,964
−HK$927/mo
Today · 4.125%
HK$35,891
baseline
▲ 0.50% · 4.625%
HK$37,782
+HK$1,891/mo
Deposit HK$2.88M · loan HK$6.71M · min. income ≈ HK$71,782/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$328,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,794
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$33,814
−HK$1,037/mo
Today · 4.125%
HK$34,851
baseline
▲ 0.50% · 4.625%
HK$36,971
+HK$2,120/mo
Deposit HK$2.40M · loan HK$7.19M · min. income ≈ HK$69,702/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$328,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,483
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$37,462
−HK$992/mo
Today · 4.125%
HK$38,454
baseline
▲ 0.50% · 4.625%
HK$40,481
+HK$2,027/mo
Deposit HK$2.40M · loan HK$7.19M · min. income ≈ HK$76,908/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$328,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,980
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$36,068
−HK$1,106/mo
Today · 4.125%
HK$37,174
baseline
▲ 0.50% · 4.625%
HK$39,436
+HK$2,262/mo
Deposit HK$1.92M · loan HK$7.67M · min. income ≈ HK$74,348/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$328,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,915
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$39,959
−HK$1,059/mo
Today · 4.125%
HK$41,018
baseline
▲ 0.50% · 4.625%
HK$43,180
+HK$2,162/mo
Deposit HK$1.92M · loan HK$7.67M · min. income ≈ HK$82,036/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$328,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,167
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$38,323
−HK$1,174/mo
Today · 4.125%
HK$39,497
baseline
▲ 0.50% · 4.625%
HK$41,901
+HK$2,404/mo
Deposit HK$1.44M · loan HK$8.15M · min. income ≈ HK$78,994/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$328,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,347
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$42,456
−HK$1,125/mo
Today · 4.125%
HK$43,581
baseline
▲ 0.50% · 4.625%
HK$45,879
+HK$2,298/mo
Deposit HK$1.44M · loan HK$8.15M · min. income ≈ HK$87,162/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$328,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,353
−HK$2,468/mo
▼ 0.25% · 3.875%
HK$40,577
−HK$1,244/mo
Today · 4.125%
HK$41,821
baseline
▲ 0.50% · 4.625%
HK$44,365
+HK$2,544/mo
Deposit HK$959K · loan HK$8.63M · min. income ≈ HK$83,642/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$328,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,780
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$44,954
−HK$1,191/mo
Today · 4.125%
HK$46,145
baseline
▲ 0.50% · 4.625%
HK$48,577
+HK$2,432/mo
Deposit HK$959K · loan HK$8.63M · min. income ≈ HK$92,290/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$328,783 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).