▼ 0.50% · 3.625%
HK$17,389
−HK$1,090/mo
▼ 0.25% · 3.875%
HK$17,929
−HK$550/mo
Today · 4.125%
HK$18,479
baseline
▲ 0.50% · 4.625%
HK$19,603
+HK$1,124/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$36,958/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$228,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,345
−HK$1,045/mo
▼ 0.25% · 3.875%
HK$19,863
−HK$527/mo
Today · 4.125%
HK$20,390
baseline
▲ 0.50% · 4.625%
HK$21,465
+HK$1,075/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$40,780/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$228,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,127
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$19,722
−HK$605/mo
Today · 4.125%
HK$20,327
baseline
▲ 0.50% · 4.625%
HK$21,564
+HK$1,237/mo
Deposit HK$3.43M · loan HK$4.19M · min. income ≈ HK$40,654/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$228,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,279
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$21,850
−HK$579/mo
Today · 4.125%
HK$22,429
baseline
▲ 0.50% · 4.625%
HK$23,611
+HK$1,182/mo
Deposit HK$3.43M · loan HK$4.19M · min. income ≈ HK$44,858/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$228,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,866
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$21,515
−HK$660/mo
Today · 4.125%
HK$22,175
baseline
▲ 0.50% · 4.625%
HK$23,524
+HK$1,349/mo
Deposit HK$3.05M · loan HK$4.58M · min. income ≈ HK$44,350/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$228,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,214
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$23,836
−HK$632/mo
Today · 4.125%
HK$24,468
baseline
▲ 0.50% · 4.625%
HK$25,757
+HK$1,289/mo
Deposit HK$3.05M · loan HK$4.58M · min. income ≈ HK$48,936/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$228,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,605
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$23,308
−HK$715/mo
Today · 4.125%
HK$24,023
baseline
▲ 0.50% · 4.625%
HK$25,484
+HK$1,461/mo
Deposit HK$2.67M · loan HK$4.96M · min. income ≈ HK$48,046/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$228,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,148
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$25,822
−HK$685/mo
Today · 4.125%
HK$26,507
baseline
▲ 0.50% · 4.625%
HK$27,904
+HK$1,397/mo
Deposit HK$2.67M · loan HK$4.96M · min. income ≈ HK$53,014/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$228,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,344
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$25,101
−HK$770/mo
Today · 4.125%
HK$25,871
baseline
▲ 0.50% · 4.625%
HK$27,445
+HK$1,574/mo
Deposit HK$2.29M · loan HK$5.34M · min. income ≈ HK$51,742/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$228,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,082
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$27,809
−HK$737/mo
Today · 4.125%
HK$28,546
baseline
▲ 0.50% · 4.625%
HK$30,050
+HK$1,504/mo
Deposit HK$2.29M · loan HK$5.34M · min. income ≈ HK$57,092/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$228,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,083
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$26,894
−HK$825/mo
Today · 4.125%
HK$27,719
baseline
▲ 0.50% · 4.625%
HK$29,405
+HK$1,686/mo
Deposit HK$1.91M · loan HK$5.72M · min. income ≈ HK$55,438/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$228,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,017
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$29,795
−HK$790/mo
Today · 4.125%
HK$30,585
baseline
▲ 0.50% · 4.625%
HK$32,197
+HK$1,612/mo
Deposit HK$1.91M · loan HK$5.72M · min. income ≈ HK$61,170/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$228,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,822
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$28,687
−HK$879/mo
Today · 4.125%
HK$29,566
baseline
▲ 0.50% · 4.625%
HK$31,365
+HK$1,799/mo
Deposit HK$1.53M · loan HK$6.10M · min. income ≈ HK$59,132/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,951
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$31,782
−HK$842/mo
Today · 4.125%
HK$32,624
baseline
▲ 0.50% · 4.625%
HK$34,343
+HK$1,719/mo
Deposit HK$1.53M · loan HK$6.10M · min. income ≈ HK$65,248/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,561
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$30,480
−HK$934/mo
Today · 4.125%
HK$31,414
baseline
▲ 0.50% · 4.625%
HK$33,326
+HK$1,912/mo
Deposit HK$1.14M · loan HK$6.48M · min. income ≈ HK$62,828/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,886
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$33,768
−HK$895/mo
Today · 4.125%
HK$34,663
baseline
▲ 0.50% · 4.625%
HK$36,490
+HK$1,827/mo
Deposit HK$1.14M · loan HK$6.48M · min. income ≈ HK$69,326/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,299
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$32,273
−HK$989/mo
Today · 4.125%
HK$33,262
baseline
▲ 0.50% · 4.625%
HK$35,286
+HK$2,024/mo
Deposit HK$763K · loan HK$6.86M · min. income ≈ HK$66,524/mo (50% DSR)
Upfront cash ≈ HK$991K (deposit + AVD stamp duty HK$228,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,820
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$35,754
−HK$948/mo
Today · 4.125%
HK$36,702
baseline
▲ 0.50% · 4.625%
HK$38,636
+HK$1,934/mo
Deposit HK$763K · loan HK$6.86M · min. income ≈ HK$73,404/mo (50% DSR)
Upfront cash ≈ HK$991K (deposit + AVD stamp duty HK$228,772 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).