▼ 0.50% · 3.625%
HK$17,555
−HK$1,101/mo
▼ 0.25% · 3.875%
HK$18,101
−HK$555/mo
Today · 4.125%
HK$18,656
baseline
▲ 0.50% · 4.625%
HK$19,791
+HK$1,135/mo
Deposit HK$3.85M · loan HK$3.85M · min. income ≈ HK$37,312/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$230,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,530
−HK$1,055/mo
▼ 0.25% · 3.875%
HK$20,054
−HK$531/mo
Today · 4.125%
HK$20,585
baseline
▲ 0.50% · 4.625%
HK$21,670
+HK$1,085/mo
Deposit HK$3.85M · loan HK$3.85M · min. income ≈ HK$41,170/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$230,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,311
−HK$1,211/mo
▼ 0.25% · 3.875%
HK$19,911
−HK$611/mo
Today · 4.125%
HK$20,522
baseline
▲ 0.50% · 4.625%
HK$21,770
+HK$1,248/mo
Deposit HK$3.46M · loan HK$4.23M · min. income ≈ HK$41,044/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$230,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,483
−HK$1,161/mo
▼ 0.25% · 3.875%
HK$22,059
−HK$585/mo
Today · 4.125%
HK$22,644
baseline
▲ 0.50% · 4.625%
HK$23,837
+HK$1,193/mo
Deposit HK$3.46M · loan HK$4.23M · min. income ≈ HK$45,288/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$230,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,066
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$21,722
−HK$665/mo
Today · 4.125%
HK$22,387
baseline
▲ 0.50% · 4.625%
HK$23,750
+HK$1,363/mo
Deposit HK$3.08M · loan HK$4.62M · min. income ≈ HK$44,774/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$230,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,436
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$24,065
−HK$637/mo
Today · 4.125%
HK$24,702
baseline
▲ 0.50% · 4.625%
HK$26,004
+HK$1,302/mo
Deposit HK$3.08M · loan HK$4.62M · min. income ≈ HK$49,404/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$230,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,822
−HK$1,431/mo
▼ 0.25% · 3.875%
HK$23,532
−HK$721/mo
Today · 4.125%
HK$24,253
baseline
▲ 0.50% · 4.625%
HK$25,729
+HK$1,476/mo
Deposit HK$2.69M · loan HK$5.00M · min. income ≈ HK$48,506/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$230,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,389
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$26,070
−HK$691/mo
Today · 4.125%
HK$26,761
baseline
▲ 0.50% · 4.625%
HK$28,171
+HK$1,410/mo
Deposit HK$2.69M · loan HK$5.00M · min. income ≈ HK$53,522/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$230,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,577
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$25,342
−HK$777/mo
Today · 4.125%
HK$26,119
baseline
▲ 0.50% · 4.625%
HK$27,708
+HK$1,589/mo
Deposit HK$2.31M · loan HK$5.39M · min. income ≈ HK$52,238/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$230,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,342
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$28,075
−HK$744/mo
Today · 4.125%
HK$28,819
baseline
▲ 0.50% · 4.625%
HK$30,338
+HK$1,519/mo
Deposit HK$2.31M · loan HK$5.39M · min. income ≈ HK$57,638/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$230,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,333
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$27,152
−HK$832/mo
Today · 4.125%
HK$27,984
baseline
▲ 0.50% · 4.625%
HK$29,687
+HK$1,703/mo
Deposit HK$1.92M · loan HK$5.77M · min. income ≈ HK$55,968/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$230,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,295
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$30,081
−HK$797/mo
Today · 4.125%
HK$30,878
baseline
▲ 0.50% · 4.625%
HK$32,505
+HK$1,627/mo
Deposit HK$1.92M · loan HK$5.77M · min. income ≈ HK$61,756/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$230,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,088
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$28,962
−HK$888/mo
Today · 4.125%
HK$29,850
baseline
▲ 0.50% · 4.625%
HK$31,666
+HK$1,816/mo
Deposit HK$1.54M · loan HK$6.16M · min. income ≈ HK$59,700/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$230,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,248
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$32,086
−HK$850/mo
Today · 4.125%
HK$32,936
baseline
▲ 0.50% · 4.625%
HK$34,672
+HK$1,736/mo
Deposit HK$1.54M · loan HK$6.16M · min. income ≈ HK$65,872/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$230,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,844
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$30,772
−HK$943/mo
Today · 4.125%
HK$31,715
baseline
▲ 0.50% · 4.625%
HK$33,645
+HK$1,930/mo
Deposit HK$1.15M · loan HK$6.54M · min. income ≈ HK$63,430/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$230,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,201
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$34,091
−HK$904/mo
Today · 4.125%
HK$34,995
baseline
▲ 0.50% · 4.625%
HK$36,839
+HK$1,844/mo
Deposit HK$1.15M · loan HK$6.54M · min. income ≈ HK$69,990/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$230,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,599
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$32,582
−HK$999/mo
Today · 4.125%
HK$33,581
baseline
▲ 0.50% · 4.625%
HK$35,624
+HK$2,043/mo
Deposit HK$770K · loan HK$6.93M · min. income ≈ HK$67,162/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$230,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,154
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$36,097
−HK$956/mo
Today · 4.125%
HK$37,053
baseline
▲ 0.50% · 4.625%
HK$39,006
+HK$1,953/mo
Deposit HK$770K · loan HK$6.93M · min. income ≈ HK$74,106/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$230,964 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).