▼ 0.50% · 3.625%
HK$22,543
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$23,244
−HK$713/mo
Today · 4.125%
HK$23,957
baseline
▲ 0.50% · 4.625%
HK$25,414
+HK$1,457/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$47,914/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$358,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,079
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$25,751
−HK$683/mo
Today · 4.125%
HK$26,434
baseline
▲ 0.50% · 4.625%
HK$27,827
+HK$1,393/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$52,868/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$358,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,797
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$25,569
−HK$783/mo
Today · 4.125%
HK$26,352
baseline
▲ 0.50% · 4.625%
HK$27,956
+HK$1,604/mo
Deposit HK$4.45M · loan HK$5.44M · min. income ≈ HK$52,704/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$358,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,587
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$28,327
−HK$750/mo
Today · 4.125%
HK$29,077
baseline
▲ 0.50% · 4.625%
HK$30,610
+HK$1,533/mo
Deposit HK$4.45M · loan HK$5.44M · min. income ≈ HK$58,154/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$358,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,052
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$27,893
−HK$855/mo
Today · 4.125%
HK$28,748
baseline
▲ 0.50% · 4.625%
HK$30,497
+HK$1,749/mo
Deposit HK$3.95M · loan HK$5.93M · min. income ≈ HK$57,496/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$358,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,095
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$30,902
−HK$818/mo
Today · 4.125%
HK$31,720
baseline
▲ 0.50% · 4.625%
HK$33,393
+HK$1,673/mo
Deposit HK$3.95M · loan HK$5.93M · min. income ≈ HK$63,440/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$358,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,306
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$30,217
−HK$927/mo
Today · 4.125%
HK$31,144
baseline
▲ 0.50% · 4.625%
HK$33,039
+HK$1,895/mo
Deposit HK$3.46M · loan HK$6.43M · min. income ≈ HK$62,288/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$358,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,602
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$33,477
−HK$887/mo
Today · 4.125%
HK$34,364
baseline
▲ 0.50% · 4.625%
HK$36,175
+HK$1,811/mo
Deposit HK$3.46M · loan HK$6.43M · min. income ≈ HK$68,728/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$358,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,560
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$32,542
−HK$997/mo
Today · 4.125%
HK$33,539
baseline
▲ 0.50% · 4.625%
HK$35,580
+HK$2,041/mo
Deposit HK$2.97M · loan HK$6.92M · min. income ≈ HK$67,078/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$358,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,110
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$36,052
−HK$955/mo
Today · 4.125%
HK$37,007
baseline
▲ 0.50% · 4.625%
HK$38,958
+HK$1,951/mo
Deposit HK$2.97M · loan HK$6.92M · min. income ≈ HK$74,014/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$358,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,814
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$34,866
−HK$1,069/mo
Today · 4.125%
HK$35,935
baseline
▲ 0.50% · 4.625%
HK$38,121
+HK$2,186/mo
Deposit HK$2.47M · loan HK$7.41M · min. income ≈ HK$71,870/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$358,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,618
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$38,627
−HK$1,024/mo
Today · 4.125%
HK$39,651
baseline
▲ 0.50% · 4.625%
HK$41,741
+HK$2,090/mo
Deposit HK$2.47M · loan HK$7.41M · min. income ≈ HK$79,302/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$358,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,069
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$37,191
−HK$1,140/mo
Today · 4.125%
HK$38,331
baseline
▲ 0.50% · 4.625%
HK$40,663
+HK$2,332/mo
Deposit HK$1.98M · loan HK$7.91M · min. income ≈ HK$76,662/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$358,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,126
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$41,202
−HK$1,092/mo
Today · 4.125%
HK$42,294
baseline
▲ 0.50% · 4.625%
HK$44,523
+HK$2,229/mo
Deposit HK$1.98M · loan HK$7.91M · min. income ≈ HK$84,588/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$358,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,323
−HK$2,403/mo
▼ 0.25% · 3.875%
HK$39,515
−HK$1,211/mo
Today · 4.125%
HK$40,726
baseline
▲ 0.50% · 4.625%
HK$43,204
+HK$2,478/mo
Deposit HK$1.48M · loan HK$8.40M · min. income ≈ HK$81,452/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$358,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,634
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$43,777
−HK$1,160/mo
Today · 4.125%
HK$44,937
baseline
▲ 0.50% · 4.625%
HK$47,306
+HK$2,369/mo
Deposit HK$1.48M · loan HK$8.40M · min. income ≈ HK$89,874/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$358,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,577
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$41,840
−HK$1,282/mo
Today · 4.125%
HK$43,122
baseline
▲ 0.50% · 4.625%
HK$45,746
+HK$2,624/mo
Deposit HK$989K · loan HK$8.90M · min. income ≈ HK$86,244/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$358,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,142
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$46,353
−HK$1,228/mo
Today · 4.125%
HK$47,581
baseline
▲ 0.50% · 4.625%
HK$50,089
+HK$2,508/mo
Deposit HK$989K · loan HK$8.90M · min. income ≈ HK$95,162/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$358,615 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).