▼ 0.50% · 3.625%
HK$19,140
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$19,735
−HK$605/mo
Today · 4.125%
HK$20,340
baseline
▲ 0.50% · 4.625%
HK$21,578
+HK$1,238/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$40,680/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$251,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,293
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$21,864
−HK$579/mo
Today · 4.125%
HK$22,443
baseline
▲ 0.50% · 4.625%
HK$23,626
+HK$1,183/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$44,886/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$251,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,054
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$21,709
−HK$665/mo
Today · 4.125%
HK$22,374
baseline
▲ 0.50% · 4.625%
HK$23,736
+HK$1,362/mo
Deposit HK$3.78M · loan HK$4.62M · min. income ≈ HK$44,748/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$251,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,422
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$24,050
−HK$638/mo
Today · 4.125%
HK$24,688
baseline
▲ 0.50% · 4.625%
HK$25,989
+HK$1,301/mo
Deposit HK$3.78M · loan HK$4.62M · min. income ≈ HK$49,376/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$251,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,968
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$23,682
−HK$726/mo
Today · 4.125%
HK$24,408
baseline
▲ 0.50% · 4.625%
HK$25,893
+HK$1,485/mo
Deposit HK$3.36M · loan HK$5.04M · min. income ≈ HK$48,816/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$251,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,552
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$26,237
−HK$695/mo
Today · 4.125%
HK$26,932
baseline
▲ 0.50% · 4.625%
HK$28,352
+HK$1,420/mo
Deposit HK$3.36M · loan HK$5.04M · min. income ≈ HK$53,864/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$251,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,882
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$25,656
−HK$786/mo
Today · 4.125%
HK$26,442
baseline
▲ 0.50% · 4.625%
HK$28,051
+HK$1,609/mo
Deposit HK$2.94M · loan HK$5.46M · min. income ≈ HK$52,884/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$251,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,681
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$28,423
−HK$753/mo
Today · 4.125%
HK$29,176
baseline
▲ 0.50% · 4.625%
HK$30,714
+HK$1,538/mo
Deposit HK$2.94M · loan HK$5.46M · min. income ≈ HK$58,352/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$251,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,796
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$27,629
−HK$847/mo
Today · 4.125%
HK$28,476
baseline
▲ 0.50% · 4.625%
HK$30,209
+HK$1,733/mo
Deposit HK$2.52M · loan HK$5.88M · min. income ≈ HK$56,952/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,810
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$30,610
−HK$811/mo
Today · 4.125%
HK$31,421
baseline
▲ 0.50% · 4.625%
HK$33,077
+HK$1,656/mo
Deposit HK$2.52M · loan HK$5.88M · min. income ≈ HK$62,842/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,710
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$29,603
−HK$907/mo
Today · 4.125%
HK$30,510
baseline
▲ 0.50% · 4.625%
HK$32,367
+HK$1,857/mo
Deposit HK$2.10M · loan HK$6.30M · min. income ≈ HK$61,020/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$251,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,939
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$32,796
−HK$869/mo
Today · 4.125%
HK$33,665
baseline
▲ 0.50% · 4.625%
HK$35,440
+HK$1,775/mo
Deposit HK$2.10M · loan HK$6.30M · min. income ≈ HK$67,330/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$251,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,624
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$31,576
−HK$968/mo
Today · 4.125%
HK$32,544
baseline
▲ 0.50% · 4.625%
HK$34,525
+HK$1,981/mo
Deposit HK$1.68M · loan HK$6.72M · min. income ≈ HK$65,088/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,069
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$34,982
−HK$927/mo
Today · 4.125%
HK$35,909
baseline
▲ 0.50% · 4.625%
HK$37,802
+HK$1,893/mo
Deposit HK$1.68M · loan HK$6.72M · min. income ≈ HK$71,818/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,538
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$33,550
−HK$1,028/mo
Today · 4.125%
HK$34,578
baseline
▲ 0.50% · 4.625%
HK$36,682
+HK$2,104/mo
Deposit HK$1.26M · loan HK$7.13M · min. income ≈ HK$69,156/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,198
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$37,169
−HK$985/mo
Today · 4.125%
HK$38,154
baseline
▲ 0.50% · 4.625%
HK$40,165
+HK$2,011/mo
Deposit HK$1.26M · loan HK$7.13M · min. income ≈ HK$76,308/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,452
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$35,524
−HK$1,088/mo
Today · 4.125%
HK$36,612
baseline
▲ 0.50% · 4.625%
HK$38,840
+HK$2,228/mo
Deposit HK$839K · loan HK$7.55M · min. income ≈ HK$73,224/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,327
−HK$2,071/mo
▼ 0.25% · 3.875%
HK$39,355
−HK$1,043/mo
Today · 4.125%
HK$40,398
baseline
▲ 0.50% · 4.625%
HK$42,528
+HK$2,130/mo
Deposit HK$839K · loan HK$7.55M · min. income ≈ HK$80,796/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,814 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).