▼ 0.50% · 3.625%
HK$14,822
−HK$930/mo
▼ 0.25% · 3.875%
HK$15,283
−HK$469/mo
Today · 4.125%
HK$15,752
baseline
▲ 0.50% · 4.625%
HK$16,710
+HK$958/mo
Deposit HK$3.25M · loan HK$3.25M · min. income ≈ HK$31,504/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$185,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,489
−HK$891/mo
▼ 0.25% · 3.875%
HK$16,932
−HK$448/mo
Today · 4.125%
HK$17,380
baseline
▲ 0.50% · 4.625%
HK$18,296
+HK$916/mo
Deposit HK$3.25M · loan HK$3.25M · min. income ≈ HK$34,760/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$185,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,304
−HK$1,023/mo
▼ 0.25% · 3.875%
HK$16,811
−HK$516/mo
Today · 4.125%
HK$17,327
baseline
▲ 0.50% · 4.625%
HK$18,381
+HK$1,054/mo
Deposit HK$2.93M · loan HK$3.58M · min. income ≈ HK$34,654/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$185,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,138
−HK$980/mo
▼ 0.25% · 3.875%
HK$18,625
−HK$493/mo
Today · 4.125%
HK$19,118
baseline
▲ 0.50% · 4.625%
HK$20,126
+HK$1,008/mo
Deposit HK$2.93M · loan HK$3.58M · min. income ≈ HK$38,236/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$185,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,787
−HK$1,115/mo
▼ 0.25% · 3.875%
HK$18,340
−HK$562/mo
Today · 4.125%
HK$18,902
baseline
▲ 0.50% · 4.625%
HK$20,052
+HK$1,150/mo
Deposit HK$2.60M · loan HK$3.90M · min. income ≈ HK$37,804/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$185,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,787
−HK$1,069/mo
▼ 0.25% · 3.875%
HK$20,318
−HK$538/mo
Today · 4.125%
HK$20,856
baseline
▲ 0.50% · 4.625%
HK$21,956
+HK$1,100/mo
Deposit HK$2.60M · loan HK$3.90M · min. income ≈ HK$41,712/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$185,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,269
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$19,868
−HK$609/mo
Today · 4.125%
HK$20,477
baseline
▲ 0.50% · 4.625%
HK$21,723
+HK$1,246/mo
Deposit HK$2.28M · loan HK$4.23M · min. income ≈ HK$40,954/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$185,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,436
−HK$1,158/mo
▼ 0.25% · 3.875%
HK$22,011
−HK$583/mo
Today · 4.125%
HK$22,594
baseline
▲ 0.50% · 4.625%
HK$23,785
+HK$1,191/mo
Deposit HK$2.28M · loan HK$4.23M · min. income ≈ HK$45,188/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$185,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,751
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$21,396
−HK$656/mo
Today · 4.125%
HK$22,052
baseline
▲ 0.50% · 4.625%
HK$23,394
+HK$1,342/mo
Deposit HK$1.95M · loan HK$4.55M · min. income ≈ HK$44,104/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$185,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,085
−HK$1,247/mo
▼ 0.25% · 3.875%
HK$23,704
−HK$628/mo
Today · 4.125%
HK$24,332
baseline
▲ 0.50% · 4.625%
HK$25,615
+HK$1,283/mo
Deposit HK$1.95M · loan HK$4.55M · min. income ≈ HK$48,664/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$185,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,233
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$22,925
−HK$702/mo
Today · 4.125%
HK$23,627
baseline
▲ 0.50% · 4.625%
HK$25,065
+HK$1,438/mo
Deposit HK$1.63M · loan HK$4.88M · min. income ≈ HK$47,254/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$185,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,734
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$25,397
−HK$673/mo
Today · 4.125%
HK$26,070
baseline
▲ 0.50% · 4.625%
HK$27,445
+HK$1,375/mo
Deposit HK$1.63M · loan HK$4.88M · min. income ≈ HK$52,140/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$185,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,715
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$24,453
−HK$750/mo
Today · 4.125%
HK$25,203
baseline
▲ 0.50% · 4.625%
HK$26,736
+HK$1,533/mo
Deposit HK$1.30M · loan HK$5.20M · min. income ≈ HK$50,406/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$185,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,383
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$27,091
−HK$717/mo
Today · 4.125%
HK$27,808
baseline
▲ 0.50% · 4.625%
HK$29,274
+HK$1,466/mo
Deposit HK$1.30M · loan HK$5.20M · min. income ≈ HK$55,616/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$185,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,198
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$25,981
−HK$797/mo
Today · 4.125%
HK$26,778
baseline
▲ 0.50% · 4.625%
HK$28,407
+HK$1,629/mo
Deposit HK$975K · loan HK$5.53M · min. income ≈ HK$53,556/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$185,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,032
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$28,784
−HK$763/mo
Today · 4.125%
HK$29,547
baseline
▲ 0.50% · 4.625%
HK$31,104
+HK$1,557/mo
Deposit HK$975K · loan HK$5.53M · min. income ≈ HK$59,094/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$185,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,680
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$27,510
−HK$843/mo
Today · 4.125%
HK$28,353
baseline
▲ 0.50% · 4.625%
HK$30,078
+HK$1,725/mo
Deposit HK$650K · loan HK$5.85M · min. income ≈ HK$56,706/mo (50% DSR)
Upfront cash ≈ HK$835K (deposit + AVD stamp duty HK$185,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,681
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$30,477
−HK$808/mo
Today · 4.125%
HK$31,285
baseline
▲ 0.50% · 4.625%
HK$32,934
+HK$1,649/mo
Deposit HK$650K · loan HK$5.85M · min. income ≈ HK$62,570/mo (50% DSR)
Upfront cash ≈ HK$835K (deposit + AVD stamp duty HK$185,019 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).