▼ 0.50% · 3.625%
HK$22,780
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$23,488
−HK$720/mo
Today · 4.125%
HK$24,208
baseline
▲ 0.50% · 4.625%
HK$25,681
+HK$1,473/mo
Deposit HK$5.00M · loan HK$5.00M · min. income ≈ HK$48,416/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$369,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,342
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$26,022
−HK$689/mo
Today · 4.125%
HK$26,711
baseline
▲ 0.50% · 4.625%
HK$28,119
+HK$1,408/mo
Deposit HK$5.00M · loan HK$5.00M · min. income ≈ HK$53,422/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$369,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,058
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$25,837
−HK$792/mo
Today · 4.125%
HK$26,629
baseline
▲ 0.50% · 4.625%
HK$28,249
+HK$1,620/mo
Deposit HK$4.50M · loan HK$5.49M · min. income ≈ HK$53,258/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$369,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,877
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$28,624
−HK$759/mo
Today · 4.125%
HK$29,383
baseline
▲ 0.50% · 4.625%
HK$30,931
+HK$1,548/mo
Deposit HK$4.50M · loan HK$5.49M · min. income ≈ HK$58,766/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$369,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,336
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$28,186
−HK$864/mo
Today · 4.125%
HK$29,050
baseline
▲ 0.50% · 4.625%
HK$30,818
+HK$1,768/mo
Deposit HK$4.00M · loan HK$5.99M · min. income ≈ HK$58,100/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$369,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,411
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$31,226
−HK$828/mo
Today · 4.125%
HK$32,054
baseline
▲ 0.50% · 4.625%
HK$33,743
+HK$1,689/mo
Deposit HK$4.00M · loan HK$5.99M · min. income ≈ HK$64,108/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$369,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,614
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$30,535
−HK$936/mo
Today · 4.125%
HK$31,471
baseline
▲ 0.50% · 4.625%
HK$33,386
+HK$1,915/mo
Deposit HK$3.50M · loan HK$6.49M · min. income ≈ HK$62,942/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$369,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,945
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$33,829
−HK$896/mo
Today · 4.125%
HK$34,725
baseline
▲ 0.50% · 4.625%
HK$36,555
+HK$1,830/mo
Deposit HK$3.50M · loan HK$6.49M · min. income ≈ HK$69,450/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$369,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,892
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$32,884
−HK$1,008/mo
Today · 4.125%
HK$33,892
baseline
▲ 0.50% · 4.625%
HK$35,954
+HK$2,062/mo
Deposit HK$3.00M · loan HK$6.99M · min. income ≈ HK$67,784/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$369,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,479
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$36,431
−HK$965/mo
Today · 4.125%
HK$37,396
baseline
▲ 0.50% · 4.625%
HK$39,367
+HK$1,971/mo
Deposit HK$3.00M · loan HK$6.99M · min. income ≈ HK$74,792/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$369,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,170
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$35,233
−HK$1,079/mo
Today · 4.125%
HK$36,312
baseline
▲ 0.50% · 4.625%
HK$38,522
+HK$2,210/mo
Deposit HK$2.50M · loan HK$7.49M · min. income ≈ HK$72,624/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$369,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,013
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$39,033
−HK$1,034/mo
Today · 4.125%
HK$40,067
baseline
▲ 0.50% · 4.625%
HK$42,179
+HK$2,112/mo
Deposit HK$2.50M · loan HK$7.49M · min. income ≈ HK$80,134/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$369,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,448
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$37,581
−HK$1,152/mo
Today · 4.125%
HK$38,733
baseline
▲ 0.50% · 4.625%
HK$41,090
+HK$2,357/mo
Deposit HK$2.00M · loan HK$7.99M · min. income ≈ HK$77,466/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$369,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,548
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$41,635
−HK$1,103/mo
Today · 4.125%
HK$42,738
baseline
▲ 0.50% · 4.625%
HK$44,991
+HK$2,253/mo
Deposit HK$2.00M · loan HK$7.99M · min. income ≈ HK$85,476/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$369,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,726
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$39,930
−HK$1,224/mo
Today · 4.125%
HK$41,154
baseline
▲ 0.50% · 4.625%
HK$43,658
+HK$2,504/mo
Deposit HK$1.50M · loan HK$8.49M · min. income ≈ HK$82,308/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$369,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,082
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$44,237
−HK$1,172/mo
Today · 4.125%
HK$45,409
baseline
▲ 0.50% · 4.625%
HK$47,803
+HK$2,394/mo
Deposit HK$1.50M · loan HK$8.49M · min. income ≈ HK$90,818/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$369,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,004
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$42,279
−HK$1,296/mo
Today · 4.125%
HK$43,575
baseline
▲ 0.50% · 4.625%
HK$46,226
+HK$2,651/mo
Deposit HK$999K · loan HK$8.99M · min. income ≈ HK$87,150/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$369,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,616
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$46,840
−HK$1,241/mo
Today · 4.125%
HK$48,081
baseline
▲ 0.50% · 4.625%
HK$50,615
+HK$2,534/mo
Deposit HK$999K · loan HK$8.99M · min. income ≈ HK$96,162/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$369,002 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).