▼ 0.50% · 3.625%
HK$15,501
−HK$972/mo
▼ 0.25% · 3.875%
HK$15,984
−HK$489/mo
Today · 4.125%
HK$16,473
baseline
▲ 0.50% · 4.625%
HK$17,476
+HK$1,003/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$32,946/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$203,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,245
−HK$932/mo
▼ 0.25% · 3.875%
HK$17,708
−HK$469/mo
Today · 4.125%
HK$18,177
baseline
▲ 0.50% · 4.625%
HK$19,135
+HK$958/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$36,354/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$203,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,051
−HK$1,070/mo
▼ 0.25% · 3.875%
HK$17,582
−HK$539/mo
Today · 4.125%
HK$18,121
baseline
▲ 0.50% · 4.625%
HK$19,223
+HK$1,102/mo
Deposit HK$3.06M · loan HK$3.74M · min. income ≈ HK$36,242/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$203,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,970
−HK$1,024/mo
▼ 0.25% · 3.875%
HK$19,478
−HK$516/mo
Today · 4.125%
HK$19,994
baseline
▲ 0.50% · 4.625%
HK$21,048
+HK$1,054/mo
Deposit HK$3.06M · loan HK$3.74M · min. income ≈ HK$39,988/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$203,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,602
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$19,180
−HK$588/mo
Today · 4.125%
HK$19,768
baseline
▲ 0.50% · 4.625%
HK$20,971
+HK$1,203/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$39,536/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$203,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,694
−HK$1,118/mo
▼ 0.25% · 3.875%
HK$21,249
−HK$563/mo
Today · 4.125%
HK$21,812
baseline
▲ 0.50% · 4.625%
HK$22,962
+HK$1,150/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$43,624/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$203,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,152
−HK$1,263/mo
▼ 0.25% · 3.875%
HK$20,779
−HK$636/mo
Today · 4.125%
HK$21,415
baseline
▲ 0.50% · 4.625%
HK$22,719
+HK$1,304/mo
Deposit HK$2.38M · loan HK$4.42M · min. income ≈ HK$42,830/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$203,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,419
−HK$1,211/mo
▼ 0.25% · 3.875%
HK$23,020
−HK$610/mo
Today · 4.125%
HK$23,630
baseline
▲ 0.50% · 4.625%
HK$24,875
+HK$1,245/mo
Deposit HK$2.38M · loan HK$4.42M · min. income ≈ HK$47,260/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$203,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,702
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$22,377
−HK$686/mo
Today · 4.125%
HK$23,063
baseline
▲ 0.50% · 4.625%
HK$24,466
+HK$1,403/mo
Deposit HK$2.04M · loan HK$4.76M · min. income ≈ HK$46,126/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,143
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$24,791
−HK$657/mo
Today · 4.125%
HK$25,448
baseline
▲ 0.50% · 4.625%
HK$26,789
+HK$1,341/mo
Deposit HK$2.04M · loan HK$4.76M · min. income ≈ HK$50,896/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,252
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$23,975
−HK$735/mo
Today · 4.125%
HK$24,710
baseline
▲ 0.50% · 4.625%
HK$26,214
+HK$1,504/mo
Deposit HK$1.70M · loan HK$5.10M · min. income ≈ HK$49,420/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$203,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,868
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$26,561
−HK$704/mo
Today · 4.125%
HK$27,265
baseline
▲ 0.50% · 4.625%
HK$28,702
+HK$1,437/mo
Deposit HK$1.70M · loan HK$5.10M · min. income ≈ HK$54,530/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$203,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,802
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$25,574
−HK$783/mo
Today · 4.125%
HK$26,357
baseline
▲ 0.50% · 4.625%
HK$27,961
+HK$1,604/mo
Deposit HK$1.36M · loan HK$5.44M · min. income ≈ HK$52,714/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$203,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,592
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$28,332
−HK$751/mo
Today · 4.125%
HK$29,083
baseline
▲ 0.50% · 4.625%
HK$30,616
+HK$1,533/mo
Deposit HK$1.36M · loan HK$5.44M · min. income ≈ HK$58,166/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$203,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,352
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$27,172
−HK$833/mo
Today · 4.125%
HK$28,005
baseline
▲ 0.50% · 4.625%
HK$29,709
+HK$1,704/mo
Deposit HK$1.02M · loan HK$5.78M · min. income ≈ HK$56,010/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$203,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,317
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$30,103
−HK$798/mo
Today · 4.125%
HK$30,901
baseline
▲ 0.50% · 4.625%
HK$32,529
+HK$1,628/mo
Deposit HK$1.02M · loan HK$5.78M · min. income ≈ HK$61,802/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$203,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,902
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$28,770
−HK$882/mo
Today · 4.125%
HK$29,652
baseline
▲ 0.50% · 4.625%
HK$31,456
+HK$1,804/mo
Deposit HK$680K · loan HK$6.12M · min. income ≈ HK$59,304/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$203,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,041
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$31,874
−HK$844/mo
Today · 4.125%
HK$32,718
baseline
▲ 0.50% · 4.625%
HK$34,443
+HK$1,725/mo
Deposit HK$680K · loan HK$6.12M · min. income ≈ HK$65,436/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$203,943 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).