▼ 0.50% · 3.625%
HK$19,580
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$20,189
−HK$619/mo
Today · 4.125%
HK$20,808
baseline
▲ 0.50% · 4.625%
HK$22,074
+HK$1,266/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$41,616/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,783
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$22,367
−HK$593/mo
Today · 4.125%
HK$22,960
baseline
▲ 0.50% · 4.625%
HK$24,170
+HK$1,210/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$45,920/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,538
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$22,208
−HK$681/mo
Today · 4.125%
HK$22,889
baseline
▲ 0.50% · 4.625%
HK$24,282
+HK$1,393/mo
Deposit HK$3.86M · loan HK$4.72M · min. income ≈ HK$45,778/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,961
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$24,604
−HK$652/mo
Today · 4.125%
HK$25,256
baseline
▲ 0.50% · 4.625%
HK$26,587
+HK$1,331/mo
Deposit HK$3.86M · loan HK$4.72M · min. income ≈ HK$50,512/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,496
−HK$1,474/mo
▼ 0.25% · 3.875%
HK$24,227
−HK$743/mo
Today · 4.125%
HK$24,970
baseline
▲ 0.50% · 4.625%
HK$26,489
+HK$1,519/mo
Deposit HK$3.43M · loan HK$5.15M · min. income ≈ HK$49,940/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,139
−HK$1,413/mo
▼ 0.25% · 3.875%
HK$26,840
−HK$712/mo
Today · 4.125%
HK$27,552
baseline
▲ 0.50% · 4.625%
HK$29,004
+HK$1,452/mo
Deposit HK$3.43M · loan HK$5.15M · min. income ≈ HK$55,104/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,454
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$26,246
−HK$805/mo
Today · 4.125%
HK$27,051
baseline
▲ 0.50% · 4.625%
HK$28,696
+HK$1,645/mo
Deposit HK$3.01M · loan HK$5.58M · min. income ≈ HK$54,102/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,318
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$29,077
−HK$771/mo
Today · 4.125%
HK$29,848
baseline
▲ 0.50% · 4.625%
HK$31,421
+HK$1,573/mo
Deposit HK$3.01M · loan HK$5.58M · min. income ≈ HK$59,696/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,412
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$28,265
−HK$866/mo
Today · 4.125%
HK$29,131
baseline
▲ 0.50% · 4.625%
HK$30,904
+HK$1,773/mo
Deposit HK$2.58M · loan HK$6.01M · min. income ≈ HK$58,262/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,496
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$31,314
−HK$830/mo
Today · 4.125%
HK$32,144
baseline
▲ 0.50% · 4.625%
HK$33,838
+HK$1,694/mo
Deposit HK$2.58M · loan HK$6.01M · min. income ≈ HK$64,288/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,370
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$30,284
−HK$928/mo
Today · 4.125%
HK$31,212
baseline
▲ 0.50% · 4.625%
HK$33,111
+HK$1,899/mo
Deposit HK$2.15M · loan HK$6.44M · min. income ≈ HK$62,424/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,674
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$33,551
−HK$889/mo
Today · 4.125%
HK$34,440
baseline
▲ 0.50% · 4.625%
HK$36,255
+HK$1,815/mo
Deposit HK$2.15M · loan HK$6.44M · min. income ≈ HK$68,880/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,328
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$32,303
−HK$990/mo
Today · 4.125%
HK$33,293
baseline
▲ 0.50% · 4.625%
HK$35,319
+HK$2,026/mo
Deposit HK$1.72M · loan HK$6.87M · min. income ≈ HK$66,586/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$257,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,853
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$35,787
−HK$949/mo
Today · 4.125%
HK$36,736
baseline
▲ 0.50% · 4.625%
HK$38,672
+HK$1,936/mo
Deposit HK$1.72M · loan HK$6.87M · min. income ≈ HK$73,472/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$257,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,286
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$34,322
−HK$1,052/mo
Today · 4.125%
HK$35,374
baseline
▲ 0.50% · 4.625%
HK$37,526
+HK$2,152/mo
Deposit HK$1.29M · loan HK$7.30M · min. income ≈ HK$70,748/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$257,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,031
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$38,024
−HK$1,007/mo
Today · 4.125%
HK$39,031
baseline
▲ 0.50% · 4.625%
HK$41,089
+HK$2,058/mo
Deposit HK$1.29M · loan HK$7.30M · min. income ≈ HK$78,062/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$257,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,244
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$36,341
−HK$1,114/mo
Today · 4.125%
HK$37,455
baseline
▲ 0.50% · 4.625%
HK$39,734
+HK$2,279/mo
Deposit HK$859K · loan HK$7.73M · min. income ≈ HK$74,910/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,209
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$40,261
−HK$1,066/mo
Today · 4.125%
HK$41,327
baseline
▲ 0.50% · 4.625%
HK$43,506
+HK$2,179/mo
Deposit HK$859K · loan HK$7.73M · min. income ≈ HK$82,654/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,606 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).