▼ 0.50% · 3.625%
HK$22,372
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$23,068
−HK$707/mo
Today · 4.125%
HK$23,775
baseline
▲ 0.50% · 4.625%
HK$25,222
+HK$1,447/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$47,550/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$351,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,889
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$25,556
−HK$677/mo
Today · 4.125%
HK$26,233
baseline
▲ 0.50% · 4.625%
HK$27,616
+HK$1,383/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$52,466/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$351,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,609
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$25,375
−HK$777/mo
Today · 4.125%
HK$26,152
baseline
▲ 0.50% · 4.625%
HK$27,744
+HK$1,592/mo
Deposit HK$4.42M · loan HK$5.40M · min. income ≈ HK$52,304/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$351,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,378
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$28,112
−HK$745/mo
Today · 4.125%
HK$28,857
baseline
▲ 0.50% · 4.625%
HK$30,378
+HK$1,521/mo
Deposit HK$4.42M · loan HK$5.40M · min. income ≈ HK$57,714/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$351,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,846
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$27,682
−HK$848/mo
Today · 4.125%
HK$28,530
baseline
▲ 0.50% · 4.625%
HK$30,266
+HK$1,736/mo
Deposit HK$3.92M · loan HK$5.89M · min. income ≈ HK$57,060/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$351,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,866
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$30,667
−HK$813/mo
Today · 4.125%
HK$31,480
baseline
▲ 0.50% · 4.625%
HK$33,139
+HK$1,659/mo
Deposit HK$3.92M · loan HK$5.89M · min. income ≈ HK$62,960/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$351,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,084
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$29,988
−HK$919/mo
Today · 4.125%
HK$30,907
baseline
▲ 0.50% · 4.625%
HK$32,788
+HK$1,881/mo
Deposit HK$3.43M · loan HK$6.38M · min. income ≈ HK$61,814/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$351,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,355
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$33,223
−HK$880/mo
Today · 4.125%
HK$34,103
baseline
▲ 0.50% · 4.625%
HK$35,901
+HK$1,798/mo
Deposit HK$3.43M · loan HK$6.38M · min. income ≈ HK$68,206/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$351,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,321
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$32,295
−HK$990/mo
Today · 4.125%
HK$33,285
baseline
▲ 0.50% · 4.625%
HK$35,310
+HK$2,025/mo
Deposit HK$2.94M · loan HK$6.87M · min. income ≈ HK$66,570/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$351,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,844
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$35,779
−HK$948/mo
Today · 4.125%
HK$36,727
baseline
▲ 0.50% · 4.625%
HK$38,663
+HK$1,936/mo
Deposit HK$2.94M · loan HK$6.87M · min. income ≈ HK$73,454/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$351,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,558
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$34,602
−HK$1,060/mo
Today · 4.125%
HK$35,662
baseline
▲ 0.50% · 4.625%
HK$37,832
+HK$2,170/mo
Deposit HK$2.45M · loan HK$7.36M · min. income ≈ HK$71,324/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$351,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,333
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$38,334
−HK$1,016/mo
Today · 4.125%
HK$39,350
baseline
▲ 0.50% · 4.625%
HK$41,424
+HK$2,074/mo
Deposit HK$2.45M · loan HK$7.36M · min. income ≈ HK$78,700/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$351,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,795
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$36,909
−HK$1,131/mo
Today · 4.125%
HK$38,040
baseline
▲ 0.50% · 4.625%
HK$40,355
+HK$2,315/mo
Deposit HK$1.96M · loan HK$7.85M · min. income ≈ HK$76,080/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$351,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,822
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$40,890
−HK$1,083/mo
Today · 4.125%
HK$41,973
baseline
▲ 0.50% · 4.625%
HK$44,186
+HK$2,213/mo
Deposit HK$1.96M · loan HK$7.85M · min. income ≈ HK$83,946/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$351,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,032
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$39,216
−HK$1,201/mo
Today · 4.125%
HK$40,417
baseline
▲ 0.50% · 4.625%
HK$42,877
+HK$2,460/mo
Deposit HK$1.47M · loan HK$8.34M · min. income ≈ HK$80,834/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$351,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,311
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$43,446
−HK$1,151/mo
Today · 4.125%
HK$44,597
baseline
▲ 0.50% · 4.625%
HK$46,947
+HK$2,350/mo
Deposit HK$1.47M · loan HK$8.34M · min. income ≈ HK$89,194/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$351,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,270
−HK$2,525/mo
▼ 0.25% · 3.875%
HK$41,522
−HK$1,273/mo
Today · 4.125%
HK$42,795
baseline
▲ 0.50% · 4.625%
HK$45,399
+HK$2,604/mo
Deposit HK$981K · loan HK$8.83M · min. income ≈ HK$85,590/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$351,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,800
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$46,001
−HK$1,219/mo
Today · 4.125%
HK$47,220
baseline
▲ 0.50% · 4.625%
HK$49,709
+HK$2,489/mo
Deposit HK$981K · loan HK$8.83M · min. income ≈ HK$94,440/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$351,120 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).