▼ 0.50% · 3.625%
HK$15,044
−HK$943/mo
▼ 0.25% · 3.875%
HK$15,512
−HK$475/mo
Today · 4.125%
HK$15,987
baseline
▲ 0.50% · 4.625%
HK$16,960
+HK$973/mo
Deposit HK$3.30M · loan HK$3.30M · min. income ≈ HK$31,974/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$194,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,736
−HK$904/mo
▼ 0.25% · 3.875%
HK$17,185
−HK$455/mo
Today · 4.125%
HK$17,640
baseline
▲ 0.50% · 4.625%
HK$18,570
+HK$930/mo
Deposit HK$3.30M · loan HK$3.30M · min. income ≈ HK$35,280/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$194,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,548
−HK$1,038/mo
▼ 0.25% · 3.875%
HK$17,063
−HK$523/mo
Today · 4.125%
HK$17,586
baseline
▲ 0.50% · 4.625%
HK$18,656
+HK$1,070/mo
Deposit HK$2.97M · loan HK$3.63M · min. income ≈ HK$35,172/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$194,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,410
−HK$994/mo
▼ 0.25% · 3.875%
HK$18,904
−HK$500/mo
Today · 4.125%
HK$19,404
baseline
▲ 0.50% · 4.625%
HK$20,427
+HK$1,023/mo
Deposit HK$2.97M · loan HK$3.63M · min. income ≈ HK$38,808/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$194,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,053
−HK$1,132/mo
▼ 0.25% · 3.875%
HK$18,614
−HK$571/mo
Today · 4.125%
HK$19,185
baseline
▲ 0.50% · 4.625%
HK$20,352
+HK$1,167/mo
Deposit HK$2.64M · loan HK$3.96M · min. income ≈ HK$38,370/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$194,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,083
−HK$1,085/mo
▼ 0.25% · 3.875%
HK$20,622
−HK$546/mo
Today · 4.125%
HK$21,168
baseline
▲ 0.50% · 4.625%
HK$22,284
+HK$1,116/mo
Deposit HK$2.64M · loan HK$3.96M · min. income ≈ HK$42,336/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$194,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,557
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$20,165
−HK$618/mo
Today · 4.125%
HK$20,783
baseline
▲ 0.50% · 4.625%
HK$22,048
+HK$1,265/mo
Deposit HK$2.31M · loan HK$4.29M · min. income ≈ HK$41,566/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$194,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,757
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$22,341
−HK$592/mo
Today · 4.125%
HK$22,933
baseline
▲ 0.50% · 4.625%
HK$24,141
+HK$1,208/mo
Deposit HK$2.31M · loan HK$4.29M · min. income ≈ HK$45,866/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$194,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,061
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$21,717
−HK$665/mo
Today · 4.125%
HK$22,382
baseline
▲ 0.50% · 4.625%
HK$23,744
+HK$1,362/mo
Deposit HK$1.98M · loan HK$4.62M · min. income ≈ HK$44,764/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$194,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,431
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$24,059
−HK$638/mo
Today · 4.125%
HK$24,697
baseline
▲ 0.50% · 4.625%
HK$25,998
+HK$1,301/mo
Deposit HK$1.98M · loan HK$4.62M · min. income ≈ HK$49,394/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$194,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,566
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$23,268
−HK$713/mo
Today · 4.125%
HK$23,981
baseline
▲ 0.50% · 4.625%
HK$25,440
+HK$1,459/mo
Deposit HK$1.65M · loan HK$4.95M · min. income ≈ HK$47,962/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$194,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,104
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$25,778
−HK$683/mo
Today · 4.125%
HK$26,461
baseline
▲ 0.50% · 4.625%
HK$27,855
+HK$1,394/mo
Deposit HK$1.65M · loan HK$4.95M · min. income ≈ HK$52,922/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$194,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,070
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$24,819
−HK$761/mo
Today · 4.125%
HK$25,580
baseline
▲ 0.50% · 4.625%
HK$27,136
+HK$1,556/mo
Deposit HK$1.32M · loan HK$5.28M · min. income ≈ HK$51,160/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$194,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,778
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$27,496
−HK$729/mo
Today · 4.125%
HK$28,225
baseline
▲ 0.50% · 4.625%
HK$29,712
+HK$1,487/mo
Deposit HK$1.32M · loan HK$5.28M · min. income ≈ HK$56,450/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$194,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,575
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$26,370
−HK$808/mo
Today · 4.125%
HK$27,178
baseline
▲ 0.50% · 4.625%
HK$28,832
+HK$1,654/mo
Deposit HK$990K · loan HK$5.61M · min. income ≈ HK$54,356/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$194,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,452
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$29,215
−HK$774/mo
Today · 4.125%
HK$29,989
baseline
▲ 0.50% · 4.625%
HK$31,569
+HK$1,580/mo
Deposit HK$990K · loan HK$5.61M · min. income ≈ HK$59,978/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$194,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,079
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$27,921
−HK$856/mo
Today · 4.125%
HK$28,777
baseline
▲ 0.50% · 4.625%
HK$30,528
+HK$1,751/mo
Deposit HK$660K · loan HK$5.94M · min. income ≈ HK$57,554/mo (50% DSR)
Upfront cash ≈ HK$854K (deposit + AVD stamp duty HK$194,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,125
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$30,933
−HK$820/mo
Today · 4.125%
HK$31,753
baseline
▲ 0.50% · 4.625%
HK$33,426
+HK$1,673/mo
Deposit HK$660K · loan HK$5.94M · min. income ≈ HK$63,506/mo (50% DSR)
Upfront cash ≈ HK$854K (deposit + AVD stamp duty HK$194,747 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).