▼ 0.50% · 3.625%
HK$16,593
−HK$1,041/mo
▼ 0.25% · 3.875%
HK$17,109
−HK$525/mo
Today · 4.125%
HK$17,634
baseline
▲ 0.50% · 4.625%
HK$18,707
+HK$1,073/mo
Deposit HK$3.64M · loan HK$3.64M · min. income ≈ HK$35,268/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$218,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,460
−HK$997/mo
▼ 0.25% · 3.875%
HK$18,955
−HK$502/mo
Today · 4.125%
HK$19,457
baseline
▲ 0.50% · 4.625%
HK$20,482
+HK$1,025/mo
Deposit HK$3.64M · loan HK$3.64M · min. income ≈ HK$38,914/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$218,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,252
−HK$1,145/mo
▼ 0.25% · 3.875%
HK$18,820
−HK$577/mo
Today · 4.125%
HK$19,397
baseline
▲ 0.50% · 4.625%
HK$20,577
+HK$1,180/mo
Deposit HK$3.27M · loan HK$4.00M · min. income ≈ HK$38,794/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$218,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,306
−HK$1,097/mo
▼ 0.25% · 3.875%
HK$20,850
−HK$553/mo
Today · 4.125%
HK$21,403
baseline
▲ 0.50% · 4.625%
HK$22,531
+HK$1,128/mo
Deposit HK$3.27M · loan HK$4.00M · min. income ≈ HK$42,806/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$218,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,912
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$20,531
−HK$629/mo
Today · 4.125%
HK$21,160
baseline
▲ 0.50% · 4.625%
HK$22,448
+HK$1,288/mo
Deposit HK$2.91M · loan HK$4.37M · min. income ≈ HK$42,320/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$218,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,151
−HK$1,197/mo
▼ 0.25% · 3.875%
HK$22,746
−HK$602/mo
Today · 4.125%
HK$23,348
baseline
▲ 0.50% · 4.625%
HK$24,579
+HK$1,231/mo
Deposit HK$2.91M · loan HK$4.37M · min. income ≈ HK$46,696/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$218,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,571
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$22,242
−HK$682/mo
Today · 4.125%
HK$22,924
baseline
▲ 0.50% · 4.625%
HK$24,318
+HK$1,394/mo
Deposit HK$2.55M · loan HK$4.73M · min. income ≈ HK$45,848/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$218,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,997
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$24,641
−HK$653/mo
Today · 4.125%
HK$25,294
baseline
▲ 0.50% · 4.625%
HK$26,627
+HK$1,333/mo
Deposit HK$2.55M · loan HK$4.73M · min. income ≈ HK$50,588/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$218,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,230
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$23,953
−HK$734/mo
Today · 4.125%
HK$24,687
baseline
▲ 0.50% · 4.625%
HK$26,189
+HK$1,502/mo
Deposit HK$2.18M · loan HK$5.09M · min. income ≈ HK$49,374/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$218,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,843
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$26,537
−HK$703/mo
Today · 4.125%
HK$27,240
baseline
▲ 0.50% · 4.625%
HK$28,675
+HK$1,435/mo
Deposit HK$2.18M · loan HK$5.09M · min. income ≈ HK$54,480/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$218,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,890
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$25,664
−HK$786/mo
Today · 4.125%
HK$26,450
baseline
▲ 0.50% · 4.625%
HK$28,060
+HK$1,610/mo
Deposit HK$1.82M · loan HK$5.46M · min. income ≈ HK$52,900/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$218,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,689
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$28,432
−HK$753/mo
Today · 4.125%
HK$29,185
baseline
▲ 0.50% · 4.625%
HK$30,724
+HK$1,539/mo
Deposit HK$1.82M · loan HK$5.46M · min. income ≈ HK$58,370/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$218,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,549
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$27,375
−HK$839/mo
Today · 4.125%
HK$28,214
baseline
▲ 0.50% · 4.625%
HK$29,930
+HK$1,716/mo
Deposit HK$1.46M · loan HK$5.82M · min. income ≈ HK$56,428/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$218,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,535
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$30,327
−HK$804/mo
Today · 4.125%
HK$31,131
baseline
▲ 0.50% · 4.625%
HK$32,772
+HK$1,641/mo
Deposit HK$1.46M · loan HK$5.82M · min. income ≈ HK$62,262/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$218,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,208
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$29,086
−HK$891/mo
Today · 4.125%
HK$29,977
baseline
▲ 0.50% · 4.625%
HK$31,801
+HK$1,824/mo
Deposit HK$1.09M · loan HK$6.19M · min. income ≈ HK$59,954/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$218,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,381
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$32,223
−HK$854/mo
Today · 4.125%
HK$33,077
baseline
▲ 0.50% · 4.625%
HK$34,820
+HK$1,743/mo
Deposit HK$1.09M · loan HK$6.19M · min. income ≈ HK$66,154/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$218,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,867
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$30,797
−HK$943/mo
Today · 4.125%
HK$31,740
baseline
▲ 0.50% · 4.625%
HK$33,672
+HK$1,932/mo
Deposit HK$728K · loan HK$6.55M · min. income ≈ HK$63,480/mo (50% DSR)
Upfront cash ≈ HK$946K (deposit + AVD stamp duty HK$218,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,227
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$34,118
−HK$904/mo
Today · 4.125%
HK$35,022
baseline
▲ 0.50% · 4.625%
HK$36,868
+HK$1,846/mo
Deposit HK$728K · loan HK$6.55M · min. income ≈ HK$70,044/mo (50% DSR)
Upfront cash ≈ HK$946K (deposit + AVD stamp duty HK$218,305 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).