▼ 0.50% · 3.625%
HK$16,442
−HK$1,031/mo
▼ 0.25% · 3.875%
HK$16,953
−HK$520/mo
Today · 4.125%
HK$17,473
baseline
▲ 0.50% · 4.625%
HK$18,536
+HK$1,063/mo
Deposit HK$3.61M · loan HK$3.61M · min. income ≈ HK$34,946/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$216,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,291
−HK$988/mo
▼ 0.25% · 3.875%
HK$18,782
−HK$497/mo
Today · 4.125%
HK$19,279
baseline
▲ 0.50% · 4.625%
HK$20,296
+HK$1,017/mo
Deposit HK$3.61M · loan HK$3.61M · min. income ≈ HK$38,558/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$216,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,086
−HK$1,134/mo
▼ 0.25% · 3.875%
HK$18,648
−HK$572/mo
Today · 4.125%
HK$19,220
baseline
▲ 0.50% · 4.625%
HK$20,389
+HK$1,169/mo
Deposit HK$3.24M · loan HK$3.97M · min. income ≈ HK$38,440/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$216,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,120
−HK$1,087/mo
▼ 0.25% · 3.875%
HK$20,660
−HK$547/mo
Today · 4.125%
HK$21,207
baseline
▲ 0.50% · 4.625%
HK$22,325
+HK$1,118/mo
Deposit HK$3.24M · loan HK$3.97M · min. income ≈ HK$42,414/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$216,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,730
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$20,344
−HK$623/mo
Today · 4.125%
HK$20,967
baseline
▲ 0.50% · 4.625%
HK$22,243
+HK$1,276/mo
Deposit HK$2.88M · loan HK$4.33M · min. income ≈ HK$41,934/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,949
−HK$1,186/mo
▼ 0.25% · 3.875%
HK$22,538
−HK$597/mo
Today · 4.125%
HK$23,135
baseline
▲ 0.50% · 4.625%
HK$24,355
+HK$1,220/mo
Deposit HK$2.88M · loan HK$4.33M · min. income ≈ HK$46,270/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,374
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$22,039
−HK$675/mo
Today · 4.125%
HK$22,714
baseline
▲ 0.50% · 4.625%
HK$24,097
+HK$1,383/mo
Deposit HK$2.52M · loan HK$4.69M · min. income ≈ HK$45,428/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$216,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,778
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$24,416
−HK$647/mo
Today · 4.125%
HK$25,063
baseline
▲ 0.50% · 4.625%
HK$26,384
+HK$1,321/mo
Deposit HK$2.52M · loan HK$4.69M · min. income ≈ HK$50,126/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$216,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,018
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$23,734
−HK$728/mo
Today · 4.125%
HK$24,462
baseline
▲ 0.50% · 4.625%
HK$25,950
+HK$1,488/mo
Deposit HK$2.16M · loan HK$5.05M · min. income ≈ HK$48,924/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,608
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$26,294
−HK$697/mo
Today · 4.125%
HK$26,991
baseline
▲ 0.50% · 4.625%
HK$28,414
+HK$1,423/mo
Deposit HK$2.16M · loan HK$5.05M · min. income ≈ HK$53,982/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,662
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$25,430
−HK$779/mo
Today · 4.125%
HK$26,209
baseline
▲ 0.50% · 4.625%
HK$27,804
+HK$1,595/mo
Deposit HK$1.80M · loan HK$5.41M · min. income ≈ HK$52,418/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,437
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$28,172
−HK$747/mo
Today · 4.125%
HK$28,919
baseline
▲ 0.50% · 4.625%
HK$30,443
+HK$1,524/mo
Deposit HK$1.80M · loan HK$5.41M · min. income ≈ HK$57,838/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,307
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$27,125
−HK$831/mo
Today · 4.125%
HK$27,956
baseline
▲ 0.50% · 4.625%
HK$29,657
+HK$1,701/mo
Deposit HK$1.44M · loan HK$5.77M · min. income ≈ HK$55,912/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,266
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$30,051
−HK$796/mo
Today · 4.125%
HK$30,847
baseline
▲ 0.50% · 4.625%
HK$32,473
+HK$1,626/mo
Deposit HK$1.44M · loan HK$5.77M · min. income ≈ HK$61,694/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,951
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$28,820
−HK$883/mo
Today · 4.125%
HK$29,703
baseline
▲ 0.50% · 4.625%
HK$31,511
+HK$1,808/mo
Deposit HK$1.08M · loan HK$6.13M · min. income ≈ HK$59,406/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,095
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$31,929
−HK$846/mo
Today · 4.125%
HK$32,775
baseline
▲ 0.50% · 4.625%
HK$34,502
+HK$1,727/mo
Deposit HK$1.08M · loan HK$6.13M · min. income ≈ HK$65,550/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,595
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$30,515
−HK$936/mo
Today · 4.125%
HK$31,451
baseline
▲ 0.50% · 4.625%
HK$33,364
+HK$1,913/mo
Deposit HK$721K · loan HK$6.49M · min. income ≈ HK$62,902/mo (50% DSR)
Upfront cash ≈ HK$937K (deposit + AVD stamp duty HK$216,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,924
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$33,807
−HK$896/mo
Today · 4.125%
HK$34,703
baseline
▲ 0.50% · 4.625%
HK$36,532
+HK$1,829/mo
Deposit HK$721K · loan HK$6.49M · min. income ≈ HK$69,406/mo (50% DSR)
Upfront cash ≈ HK$937K (deposit + AVD stamp duty HK$216,313 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).