▼ 0.50% · 3.625%
HK$18,164
−HK$1,139/mo
▼ 0.25% · 3.875%
HK$18,729
−HK$574/mo
Today · 4.125%
HK$19,303
baseline
▲ 0.50% · 4.625%
HK$20,477
+HK$1,174/mo
Deposit HK$3.98M · loan HK$3.98M · min. income ≈ HK$38,606/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$238,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,207
−HK$1,091/mo
▼ 0.25% · 3.875%
HK$20,749
−HK$549/mo
Today · 4.125%
HK$21,298
baseline
▲ 0.50% · 4.625%
HK$22,421
+HK$1,123/mo
Deposit HK$3.98M · loan HK$3.98M · min. income ≈ HK$42,596/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$238,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,980
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$20,601
−HK$632/mo
Today · 4.125%
HK$21,233
baseline
▲ 0.50% · 4.625%
HK$22,525
+HK$1,292/mo
Deposit HK$3.58M · loan HK$4.38M · min. income ≈ HK$42,466/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$238,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,227
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$22,824
−HK$604/mo
Today · 4.125%
HK$23,428
baseline
▲ 0.50% · 4.625%
HK$24,663
+HK$1,235/mo
Deposit HK$3.58M · loan HK$4.38M · min. income ≈ HK$46,856/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$238,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,796
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$22,474
−HK$689/mo
Today · 4.125%
HK$23,163
baseline
▲ 0.50% · 4.625%
HK$24,572
+HK$1,409/mo
Deposit HK$3.19M · loan HK$4.78M · min. income ≈ HK$46,326/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$238,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,248
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$24,898
−HK$660/mo
Today · 4.125%
HK$25,558
baseline
▲ 0.50% · 4.625%
HK$26,905
+HK$1,347/mo
Deposit HK$3.19M · loan HK$4.78M · min. income ≈ HK$51,116/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$238,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,613
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$24,347
−HK$746/mo
Today · 4.125%
HK$25,093
baseline
▲ 0.50% · 4.625%
HK$26,620
+HK$1,527/mo
Deposit HK$2.79M · loan HK$5.18M · min. income ≈ HK$50,186/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$238,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,269
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$26,973
−HK$715/mo
Today · 4.125%
HK$27,688
baseline
▲ 0.50% · 4.625%
HK$29,147
+HK$1,459/mo
Deposit HK$2.79M · loan HK$5.18M · min. income ≈ HK$55,376/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$238,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,429
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$26,220
−HK$804/mo
Today · 4.125%
HK$27,024
baseline
▲ 0.50% · 4.625%
HK$28,668
+HK$1,644/mo
Deposit HK$2.39M · loan HK$5.58M · min. income ≈ HK$54,048/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$238,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,289
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$29,048
−HK$770/mo
Today · 4.125%
HK$29,818
baseline
▲ 0.50% · 4.625%
HK$31,390
+HK$1,572/mo
Deposit HK$2.39M · loan HK$5.58M · min. income ≈ HK$59,636/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$238,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,245
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$28,093
−HK$861/mo
Today · 4.125%
HK$28,954
baseline
▲ 0.50% · 4.625%
HK$30,716
+HK$1,762/mo
Deposit HK$1.99M · loan HK$5.97M · min. income ≈ HK$57,908/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$238,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,310
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$31,123
−HK$825/mo
Today · 4.125%
HK$31,948
baseline
▲ 0.50% · 4.625%
HK$33,632
+HK$1,684/mo
Deposit HK$1.99M · loan HK$5.97M · min. income ≈ HK$63,896/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$238,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,062
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$29,966
−HK$918/mo
Today · 4.125%
HK$30,884
baseline
▲ 0.50% · 4.625%
HK$32,763
+HK$1,879/mo
Deposit HK$1.59M · loan HK$6.37M · min. income ≈ HK$61,768/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$238,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,331
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$33,198
−HK$880/mo
Today · 4.125%
HK$34,078
baseline
▲ 0.50% · 4.625%
HK$35,874
+HK$1,796/mo
Deposit HK$1.59M · loan HK$6.37M · min. income ≈ HK$68,156/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$238,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,878
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$31,838
−HK$976/mo
Today · 4.125%
HK$32,814
baseline
▲ 0.50% · 4.625%
HK$34,811
+HK$1,997/mo
Deposit HK$1.19M · loan HK$6.77M · min. income ≈ HK$65,628/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$238,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,351
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$35,273
−HK$934/mo
Today · 4.125%
HK$36,207
baseline
▲ 0.50% · 4.625%
HK$38,116
+HK$1,909/mo
Deposit HK$1.19M · loan HK$6.77M · min. income ≈ HK$72,414/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$238,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,694
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$33,711
−HK$1,034/mo
Today · 4.125%
HK$34,745
baseline
▲ 0.50% · 4.625%
HK$36,859
+HK$2,114/mo
Deposit HK$797K · loan HK$7.17M · min. income ≈ HK$69,490/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$238,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,372
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$37,348
−HK$989/mo
Today · 4.125%
HK$38,337
baseline
▲ 0.50% · 4.625%
HK$40,358
+HK$2,021/mo
Deposit HK$797K · loan HK$7.17M · min. income ≈ HK$76,674/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$238,967 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).