▼ 0.50% · 3.625%
HK$16,779
−HK$1,053/mo
▼ 0.25% · 3.875%
HK$17,301
−HK$531/mo
Today · 4.125%
HK$17,832
baseline
▲ 0.50% · 4.625%
HK$18,917
+HK$1,085/mo
Deposit HK$3.68M · loan HK$3.68M · min. income ≈ HK$35,664/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$220,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,667
−HK$1,008/mo
▼ 0.25% · 3.875%
HK$19,168
−HK$507/mo
Today · 4.125%
HK$19,675
baseline
▲ 0.50% · 4.625%
HK$20,713
+HK$1,038/mo
Deposit HK$3.68M · loan HK$3.68M · min. income ≈ HK$39,350/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$220,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,457
−HK$1,158/mo
▼ 0.25% · 3.875%
HK$19,032
−HK$583/mo
Today · 4.125%
HK$19,615
baseline
▲ 0.50% · 4.625%
HK$20,808
+HK$1,193/mo
Deposit HK$3.31M · loan HK$4.05M · min. income ≈ HK$39,230/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$220,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,534
−HK$1,109/mo
▼ 0.25% · 3.875%
HK$21,084
−HK$559/mo
Today · 4.125%
HK$21,643
baseline
▲ 0.50% · 4.625%
HK$22,784
+HK$1,141/mo
Deposit HK$3.31M · loan HK$4.05M · min. income ≈ HK$43,286/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$220,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,135
−HK$1,263/mo
▼ 0.25% · 3.875%
HK$20,762
−HK$636/mo
Today · 4.125%
HK$21,398
baseline
▲ 0.50% · 4.625%
HK$22,700
+HK$1,302/mo
Deposit HK$2.94M · loan HK$4.42M · min. income ≈ HK$42,796/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$220,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,400
−HK$1,211/mo
▼ 0.25% · 3.875%
HK$23,001
−HK$610/mo
Today · 4.125%
HK$23,611
baseline
▲ 0.50% · 4.625%
HK$24,855
+HK$1,244/mo
Deposit HK$2.94M · loan HK$4.42M · min. income ≈ HK$47,222/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$220,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,813
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$22,492
−HK$689/mo
Today · 4.125%
HK$23,181
baseline
▲ 0.50% · 4.625%
HK$24,592
+HK$1,411/mo
Deposit HK$2.58M · loan HK$4.78M · min. income ≈ HK$46,362/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$220,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,267
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$24,918
−HK$660/mo
Today · 4.125%
HK$25,578
baseline
▲ 0.50% · 4.625%
HK$26,926
+HK$1,348/mo
Deposit HK$2.58M · loan HK$4.78M · min. income ≈ HK$51,156/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$220,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,491
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$24,222
−HK$742/mo
Today · 4.125%
HK$24,964
baseline
▲ 0.50% · 4.625%
HK$26,483
+HK$1,519/mo
Deposit HK$2.21M · loan HK$5.15M · min. income ≈ HK$49,928/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$220,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,134
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$26,835
−HK$711/mo
Today · 4.125%
HK$27,546
baseline
▲ 0.50% · 4.625%
HK$28,998
+HK$1,452/mo
Deposit HK$2.21M · loan HK$5.15M · min. income ≈ HK$55,092/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$220,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,169
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$25,952
−HK$795/mo
Today · 4.125%
HK$26,747
baseline
▲ 0.50% · 4.625%
HK$28,375
+HK$1,628/mo
Deposit HK$1.84M · loan HK$5.52M · min. income ≈ HK$53,494/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$220,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,000
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$28,751
−HK$762/mo
Today · 4.125%
HK$29,513
baseline
▲ 0.50% · 4.625%
HK$31,069
+HK$1,556/mo
Deposit HK$1.84M · loan HK$5.52M · min. income ≈ HK$59,026/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$220,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,847
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$27,682
−HK$849/mo
Today · 4.125%
HK$28,531
baseline
▲ 0.50% · 4.625%
HK$30,267
+HK$1,736/mo
Deposit HK$1.47M · loan HK$5.89M · min. income ≈ HK$57,062/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$220,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,867
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$30,668
−HK$813/mo
Today · 4.125%
HK$31,481
baseline
▲ 0.50% · 4.625%
HK$33,140
+HK$1,659/mo
Deposit HK$1.47M · loan HK$5.89M · min. income ≈ HK$62,962/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$220,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,525
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$29,412
−HK$902/mo
Today · 4.125%
HK$30,314
baseline
▲ 0.50% · 4.625%
HK$32,158
+HK$1,844/mo
Deposit HK$1.10M · loan HK$6.25M · min. income ≈ HK$60,628/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$220,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,734
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$32,585
−HK$863/mo
Today · 4.125%
HK$33,448
baseline
▲ 0.50% · 4.625%
HK$35,211
+HK$1,763/mo
Deposit HK$1.10M · loan HK$6.25M · min. income ≈ HK$66,896/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$220,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,203
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$31,142
−HK$955/mo
Today · 4.125%
HK$32,097
baseline
▲ 0.50% · 4.625%
HK$34,050
+HK$1,953/mo
Deposit HK$736K · loan HK$6.62M · min. income ≈ HK$64,194/mo (50% DSR)
Upfront cash ≈ HK$957K (deposit + AVD stamp duty HK$220,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,601
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$34,502
−HK$914/mo
Today · 4.125%
HK$35,416
baseline
▲ 0.50% · 4.625%
HK$37,283
+HK$1,867/mo
Deposit HK$736K · loan HK$6.62M · min. income ≈ HK$70,832/mo (50% DSR)
Upfront cash ≈ HK$957K (deposit + AVD stamp duty HK$220,758 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).