▼ 0.50% · 3.625%
HK$16,333
−HK$1,024/mo
▼ 0.25% · 3.875%
HK$16,841
−HK$516/mo
Today · 4.125%
HK$17,357
baseline
▲ 0.50% · 4.625%
HK$18,413
+HK$1,056/mo
Deposit HK$3.58M · loan HK$3.58M · min. income ≈ HK$34,714/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$214,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,170
−HK$982/mo
▼ 0.25% · 3.875%
HK$18,658
−HK$494/mo
Today · 4.125%
HK$19,152
baseline
▲ 0.50% · 4.625%
HK$20,162
+HK$1,010/mo
Deposit HK$3.58M · loan HK$3.58M · min. income ≈ HK$38,304/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$214,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,966
−HK$1,127/mo
▼ 0.25% · 3.875%
HK$18,525
−HK$568/mo
Today · 4.125%
HK$19,093
baseline
▲ 0.50% · 4.625%
HK$20,255
+HK$1,162/mo
Deposit HK$3.22M · loan HK$3.94M · min. income ≈ HK$38,186/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$214,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,987
−HK$1,080/mo
▼ 0.25% · 3.875%
HK$20,523
−HK$544/mo
Today · 4.125%
HK$21,067
baseline
▲ 0.50% · 4.625%
HK$22,178
+HK$1,111/mo
Deposit HK$3.22M · loan HK$3.94M · min. income ≈ HK$42,134/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$214,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,600
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$20,209
−HK$620/mo
Today · 4.125%
HK$20,829
baseline
▲ 0.50% · 4.625%
HK$22,096
+HK$1,267/mo
Deposit HK$2.87M · loan HK$4.30M · min. income ≈ HK$41,658/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$214,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,804
−HK$1,178/mo
▼ 0.25% · 3.875%
HK$22,389
−HK$593/mo
Today · 4.125%
HK$22,982
baseline
▲ 0.50% · 4.625%
HK$24,194
+HK$1,212/mo
Deposit HK$2.87M · loan HK$4.30M · min. income ≈ HK$45,964/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$214,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,233
−HK$1,332/mo
▼ 0.25% · 3.875%
HK$21,893
−HK$672/mo
Today · 4.125%
HK$22,565
baseline
▲ 0.50% · 4.625%
HK$23,938
+HK$1,373/mo
Deposit HK$2.51M · loan HK$4.66M · min. income ≈ HK$45,130/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$214,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,622
−HK$1,276/mo
▼ 0.25% · 3.875%
HK$24,255
−HK$643/mo
Today · 4.125%
HK$24,898
baseline
▲ 0.50% · 4.625%
HK$26,210
+HK$1,312/mo
Deposit HK$2.51M · loan HK$4.66M · min. income ≈ HK$49,796/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$214,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,866
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$23,578
−HK$722/mo
Today · 4.125%
HK$24,300
baseline
▲ 0.50% · 4.625%
HK$25,779
+HK$1,479/mo
Deposit HK$2.15M · loan HK$5.01M · min. income ≈ HK$48,600/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$214,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,439
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$26,121
−HK$692/mo
Today · 4.125%
HK$26,813
baseline
▲ 0.50% · 4.625%
HK$28,226
+HK$1,413/mo
Deposit HK$2.15M · loan HK$5.01M · min. income ≈ HK$53,626/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$214,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,500
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$25,262
−HK$774/mo
Today · 4.125%
HK$26,036
baseline
▲ 0.50% · 4.625%
HK$27,620
+HK$1,584/mo
Deposit HK$1.79M · loan HK$5.37M · min. income ≈ HK$52,072/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$214,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,256
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$27,987
−HK$741/mo
Today · 4.125%
HK$28,728
baseline
▲ 0.50% · 4.625%
HK$30,242
+HK$1,514/mo
Deposit HK$1.79M · loan HK$5.37M · min. income ≈ HK$57,456/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$214,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,133
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$26,946
−HK$826/mo
Today · 4.125%
HK$27,772
baseline
▲ 0.50% · 4.625%
HK$29,462
+HK$1,690/mo
Deposit HK$1.43M · loan HK$5.73M · min. income ≈ HK$55,544/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$214,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,073
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$29,852
−HK$791/mo
Today · 4.125%
HK$30,643
baseline
▲ 0.50% · 4.625%
HK$32,259
+HK$1,616/mo
Deposit HK$1.43M · loan HK$5.73M · min. income ≈ HK$61,286/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$214,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,766
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$28,630
−HK$877/mo
Today · 4.125%
HK$29,507
baseline
▲ 0.50% · 4.625%
HK$31,303
+HK$1,796/mo
Deposit HK$1.07M · loan HK$6.09M · min. income ≈ HK$59,014/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$214,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,890
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$31,718
−HK$841/mo
Today · 4.125%
HK$32,559
baseline
▲ 0.50% · 4.625%
HK$34,275
+HK$1,716/mo
Deposit HK$1.07M · loan HK$6.09M · min. income ≈ HK$65,118/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$214,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,400
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$30,314
−HK$929/mo
Today · 4.125%
HK$31,243
baseline
▲ 0.50% · 4.625%
HK$33,144
+HK$1,901/mo
Deposit HK$716K · loan HK$6.45M · min. income ≈ HK$62,486/mo (50% DSR)
Upfront cash ≈ HK$931K (deposit + AVD stamp duty HK$214,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,707
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$33,584
−HK$890/mo
Today · 4.125%
HK$34,474
baseline
▲ 0.50% · 4.625%
HK$36,291
+HK$1,817/mo
Deposit HK$716K · loan HK$6.45M · min. income ≈ HK$68,948/mo (50% DSR)
Upfront cash ≈ HK$931K (deposit + AVD stamp duty HK$214,885 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).