▼ 0.50% · 3.625%
HK$20,422
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$21,058
−HK$645/mo
Today · 4.125%
HK$21,703
baseline
▲ 0.50% · 4.625%
HK$23,024
+HK$1,321/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$43,406/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$268,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,720
−HK$1,227/mo
▼ 0.25% · 3.875%
HK$23,329
−HK$618/mo
Today · 4.125%
HK$23,947
baseline
▲ 0.50% · 4.625%
HK$25,209
+HK$1,262/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$47,894/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$268,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,465
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$23,163
−HK$710/mo
Today · 4.125%
HK$23,873
baseline
▲ 0.50% · 4.625%
HK$25,326
+HK$1,453/mo
Deposit HK$4.03M · loan HK$4.93M · min. income ≈ HK$47,746/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$268,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,992
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$25,662
−HK$680/mo
Today · 4.125%
HK$26,342
baseline
▲ 0.50% · 4.625%
HK$27,730
+HK$1,388/mo
Deposit HK$4.03M · loan HK$4.93M · min. income ≈ HK$52,684/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$268,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,507
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$25,269
−HK$775/mo
Today · 4.125%
HK$26,044
baseline
▲ 0.50% · 4.625%
HK$27,628
+HK$1,584/mo
Deposit HK$3.58M · loan HK$5.37M · min. income ≈ HK$52,088/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,264
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$27,995
−HK$742/mo
Today · 4.125%
HK$28,737
baseline
▲ 0.50% · 4.625%
HK$30,251
+HK$1,514/mo
Deposit HK$3.58M · loan HK$5.37M · min. income ≈ HK$57,474/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,549
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$27,375
−HK$839/mo
Today · 4.125%
HK$28,214
baseline
▲ 0.50% · 4.625%
HK$29,931
+HK$1,717/mo
Deposit HK$3.13M · loan HK$5.82M · min. income ≈ HK$56,428/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,536
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$30,328
−HK$803/mo
Today · 4.125%
HK$31,131
baseline
▲ 0.50% · 4.625%
HK$32,772
+HK$1,641/mo
Deposit HK$3.13M · loan HK$5.82M · min. income ≈ HK$62,262/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,591
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$29,481
−HK$903/mo
Today · 4.125%
HK$30,384
baseline
▲ 0.50% · 4.625%
HK$32,233
+HK$1,849/mo
Deposit HK$2.69M · loan HK$6.27M · min. income ≈ HK$60,768/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$268,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,808
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$32,661
−HK$865/mo
Today · 4.125%
HK$33,526
baseline
▲ 0.50% · 4.625%
HK$35,293
+HK$1,767/mo
Deposit HK$2.69M · loan HK$6.27M · min. income ≈ HK$67,052/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$268,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,634
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$31,586
−HK$968/mo
Today · 4.125%
HK$32,554
baseline
▲ 0.50% · 4.625%
HK$34,535
+HK$1,981/mo
Deposit HK$2.24M · loan HK$6.72M · min. income ≈ HK$65,108/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,079
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$34,993
−HK$928/mo
Today · 4.125%
HK$35,921
baseline
▲ 0.50% · 4.625%
HK$37,814
+HK$1,893/mo
Deposit HK$2.24M · loan HK$6.72M · min. income ≈ HK$71,842/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,676
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$33,692
−HK$1,033/mo
Today · 4.125%
HK$34,725
baseline
▲ 0.50% · 4.625%
HK$36,838
+HK$2,113/mo
Deposit HK$1.79M · loan HK$7.16M · min. income ≈ HK$69,450/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,351
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$37,326
−HK$989/mo
Today · 4.125%
HK$38,315
baseline
▲ 0.50% · 4.625%
HK$40,335
+HK$2,020/mo
Deposit HK$1.79M · loan HK$7.16M · min. income ≈ HK$76,630/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,718
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$35,798
−HK$1,097/mo
Today · 4.125%
HK$36,895
baseline
▲ 0.50% · 4.625%
HK$39,140
+HK$2,245/mo
Deposit HK$1.34M · loan HK$7.61M · min. income ≈ HK$73,790/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,623
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$39,659
−HK$1,051/mo
Today · 4.125%
HK$40,710
baseline
▲ 0.50% · 4.625%
HK$42,856
+HK$2,146/mo
Deposit HK$1.34M · loan HK$7.61M · min. income ≈ HK$81,420/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,760
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$37,904
−HK$1,161/mo
Today · 4.125%
HK$39,065
baseline
▲ 0.50% · 4.625%
HK$41,442
+HK$2,377/mo
Deposit HK$896K · loan HK$8.06M · min. income ≈ HK$78,130/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,895
−HK$2,210/mo
▼ 0.25% · 3.875%
HK$41,992
−HK$1,113/mo
Today · 4.125%
HK$43,105
baseline
▲ 0.50% · 4.625%
HK$45,377
+HK$2,272/mo
Deposit HK$896K · loan HK$8.06M · min. income ≈ HK$86,210/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,685 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).