▼ 0.50% · 3.625%
HK$17,563
−HK$1,101/mo
▼ 0.25% · 3.875%
HK$18,109
−HK$555/mo
Today · 4.125%
HK$18,664
baseline
▲ 0.50% · 4.625%
HK$19,800
+HK$1,136/mo
Deposit HK$3.85M · loan HK$3.85M · min. income ≈ HK$37,328/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$231,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,539
−HK$1,055/mo
▼ 0.25% · 3.875%
HK$20,063
−HK$531/mo
Today · 4.125%
HK$20,594
baseline
▲ 0.50% · 4.625%
HK$21,680
+HK$1,086/mo
Deposit HK$3.85M · loan HK$3.85M · min. income ≈ HK$41,188/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$231,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,319
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$19,920
−HK$611/mo
Today · 4.125%
HK$20,531
baseline
▲ 0.50% · 4.625%
HK$21,780
+HK$1,249/mo
Deposit HK$3.47M · loan HK$4.24M · min. income ≈ HK$41,062/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$231,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,492
−HK$1,162/mo
▼ 0.25% · 3.875%
HK$22,069
−HK$585/mo
Today · 4.125%
HK$22,654
baseline
▲ 0.50% · 4.625%
HK$23,848
+HK$1,194/mo
Deposit HK$3.47M · loan HK$4.24M · min. income ≈ HK$45,308/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$231,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,075
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$21,731
−HK$666/mo
Today · 4.125%
HK$22,397
baseline
▲ 0.50% · 4.625%
HK$23,760
+HK$1,363/mo
Deposit HK$3.08M · loan HK$4.62M · min. income ≈ HK$44,794/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$231,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,446
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$24,075
−HK$638/mo
Today · 4.125%
HK$24,713
baseline
▲ 0.50% · 4.625%
HK$26,016
+HK$1,303/mo
Deposit HK$3.08M · loan HK$4.62M · min. income ≈ HK$49,426/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$231,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,832
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$23,542
−HK$722/mo
Today · 4.125%
HK$24,264
baseline
▲ 0.50% · 4.625%
HK$25,740
+HK$1,476/mo
Deposit HK$2.70M · loan HK$5.01M · min. income ≈ HK$48,528/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$231,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,400
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$26,081
−HK$691/mo
Today · 4.125%
HK$26,772
baseline
▲ 0.50% · 4.625%
HK$28,184
+HK$1,412/mo
Deposit HK$2.70M · loan HK$5.01M · min. income ≈ HK$53,544/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$231,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,588
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$25,353
−HK$777/mo
Today · 4.125%
HK$26,130
baseline
▲ 0.50% · 4.625%
HK$27,720
+HK$1,590/mo
Deposit HK$2.31M · loan HK$5.39M · min. income ≈ HK$52,260/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$231,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,354
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$28,088
−HK$744/mo
Today · 4.125%
HK$28,832
baseline
▲ 0.50% · 4.625%
HK$30,352
+HK$1,520/mo
Deposit HK$2.31M · loan HK$5.39M · min. income ≈ HK$57,664/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$231,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,344
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$27,164
−HK$832/mo
Today · 4.125%
HK$27,996
baseline
▲ 0.50% · 4.625%
HK$29,700
+HK$1,704/mo
Deposit HK$1.93M · loan HK$5.78M · min. income ≈ HK$55,992/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$231,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,308
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$30,094
−HK$797/mo
Today · 4.125%
HK$30,891
baseline
▲ 0.50% · 4.625%
HK$32,520
+HK$1,629/mo
Deposit HK$1.93M · loan HK$5.78M · min. income ≈ HK$61,782/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$231,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,101
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$28,975
−HK$888/mo
Today · 4.125%
HK$29,863
baseline
▲ 0.50% · 4.625%
HK$31,680
+HK$1,817/mo
Deposit HK$1.54M · loan HK$6.16M · min. income ≈ HK$59,726/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$231,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,262
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$32,100
−HK$851/mo
Today · 4.125%
HK$32,951
baseline
▲ 0.50% · 4.625%
HK$34,688
+HK$1,737/mo
Deposit HK$1.54M · loan HK$6.16M · min. income ≈ HK$65,902/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$231,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,857
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$30,786
−HK$943/mo
Today · 4.125%
HK$31,729
baseline
▲ 0.50% · 4.625%
HK$33,660
+HK$1,931/mo
Deposit HK$1.16M · loan HK$6.55M · min. income ≈ HK$63,458/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$231,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,216
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$34,106
−HK$904/mo
Today · 4.125%
HK$35,010
baseline
▲ 0.50% · 4.625%
HK$36,856
+HK$1,846/mo
Deposit HK$1.16M · loan HK$6.55M · min. income ≈ HK$70,020/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$231,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,613
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$32,597
−HK$999/mo
Today · 4.125%
HK$33,596
baseline
▲ 0.50% · 4.625%
HK$35,640
+HK$2,044/mo
Deposit HK$770K · loan HK$6.93M · min. income ≈ HK$67,192/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,169
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$36,113
−HK$957/mo
Today · 4.125%
HK$37,070
baseline
▲ 0.50% · 4.625%
HK$39,023
+HK$1,953/mo
Deposit HK$770K · loan HK$6.93M · min. income ≈ HK$74,140/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,065 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).