▼ 0.50% · 3.625%
HK$21,749
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$22,426
−HK$687/mo
Today · 4.125%
HK$23,113
baseline
▲ 0.50% · 4.625%
HK$24,520
+HK$1,407/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$46,226/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$323,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,196
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$24,845
−HK$658/mo
Today · 4.125%
HK$25,503
baseline
▲ 0.50% · 4.625%
HK$26,848
+HK$1,345/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$51,006/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$323,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,924
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$24,669
−HK$756/mo
Today · 4.125%
HK$25,425
baseline
▲ 0.50% · 4.625%
HK$26,972
+HK$1,547/mo
Deposit HK$4.29M · loan HK$5.25M · min. income ≈ HK$50,850/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$323,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,616
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$27,329
−HK$725/mo
Today · 4.125%
HK$28,054
baseline
▲ 0.50% · 4.625%
HK$29,532
+HK$1,478/mo
Deposit HK$4.29M · loan HK$5.25M · min. income ≈ HK$56,108/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$323,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,099
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$26,911
−HK$825/mo
Today · 4.125%
HK$27,736
baseline
▲ 0.50% · 4.625%
HK$29,424
+HK$1,688/mo
Deposit HK$3.82M · loan HK$5.72M · min. income ≈ HK$55,472/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$323,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,035
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$29,814
−HK$790/mo
Today · 4.125%
HK$30,604
baseline
▲ 0.50% · 4.625%
HK$32,217
+HK$1,613/mo
Deposit HK$3.82M · loan HK$5.72M · min. income ≈ HK$61,208/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$323,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,274
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$29,154
−HK$893/mo
Today · 4.125%
HK$30,047
baseline
▲ 0.50% · 4.625%
HK$31,876
+HK$1,829/mo
Deposit HK$3.34M · loan HK$6.20M · min. income ≈ HK$60,094/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$323,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,455
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$32,298
−HK$856/mo
Today · 4.125%
HK$33,154
baseline
▲ 0.50% · 4.625%
HK$34,902
+HK$1,748/mo
Deposit HK$3.34M · loan HK$6.20M · min. income ≈ HK$66,308/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$323,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,449
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$31,396
−HK$963/mo
Today · 4.125%
HK$32,359
baseline
▲ 0.50% · 4.625%
HK$34,328
+HK$1,969/mo
Deposit HK$2.86M · loan HK$6.68M · min. income ≈ HK$64,718/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$323,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,874
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$34,783
−HK$922/mo
Today · 4.125%
HK$35,705
baseline
▲ 0.50% · 4.625%
HK$37,587
+HK$1,882/mo
Deposit HK$2.86M · loan HK$6.68M · min. income ≈ HK$71,410/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$323,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,624
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$33,639
−HK$1,031/mo
Today · 4.125%
HK$34,670
baseline
▲ 0.50% · 4.625%
HK$36,780
+HK$2,110/mo
Deposit HK$2.38M · loan HK$7.15M · min. income ≈ HK$69,340/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$323,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,294
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$37,267
−HK$988/mo
Today · 4.125%
HK$38,255
baseline
▲ 0.50% · 4.625%
HK$40,271
+HK$2,016/mo
Deposit HK$2.38M · loan HK$7.15M · min. income ≈ HK$76,510/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$323,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,799
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$35,882
−HK$1,099/mo
Today · 4.125%
HK$36,981
baseline
▲ 0.50% · 4.625%
HK$39,232
+HK$2,251/mo
Deposit HK$1.91M · loan HK$7.63M · min. income ≈ HK$73,962/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$323,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,714
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$39,752
−HK$1,053/mo
Today · 4.125%
HK$40,805
baseline
▲ 0.50% · 4.625%
HK$42,956
+HK$2,151/mo
Deposit HK$1.91M · loan HK$7.63M · min. income ≈ HK$81,610/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$323,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,974
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$38,124
−HK$1,169/mo
Today · 4.125%
HK$39,293
baseline
▲ 0.50% · 4.625%
HK$41,683
+HK$2,390/mo
Deposit HK$1.43M · loan HK$8.11M · min. income ≈ HK$78,586/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$323,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,133
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$42,236
−HK$1,120/mo
Today · 4.125%
HK$43,356
baseline
▲ 0.50% · 4.625%
HK$45,641
+HK$2,285/mo
Deposit HK$1.43M · loan HK$8.11M · min. income ≈ HK$86,712/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$323,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,149
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$40,367
−HK$1,237/mo
Today · 4.125%
HK$41,604
baseline
▲ 0.50% · 4.625%
HK$44,135
+HK$2,531/mo
Deposit HK$954K · loan HK$8.58M · min. income ≈ HK$83,208/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$323,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,553
−HK$2,353/mo
▼ 0.25% · 3.875%
HK$44,721
−HK$1,185/mo
Today · 4.125%
HK$45,906
baseline
▲ 0.50% · 4.625%
HK$48,326
+HK$2,420/mo
Deposit HK$954K · loan HK$8.58M · min. income ≈ HK$91,812/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$323,815 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).