▼ 0.50% · 3.625%
HK$20,734
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$21,379
−HK$655/mo
Today · 4.125%
HK$22,034
baseline
▲ 0.50% · 4.625%
HK$23,375
+HK$1,341/mo
Deposit HK$4.55M · loan HK$4.55M · min. income ≈ HK$44,068/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$279,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,067
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$23,685
−HK$628/mo
Today · 4.125%
HK$24,313
baseline
▲ 0.50% · 4.625%
HK$25,594
+HK$1,281/mo
Deposit HK$4.55M · loan HK$4.55M · min. income ≈ HK$48,626/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$279,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,808
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$23,517
−HK$721/mo
Today · 4.125%
HK$24,238
baseline
▲ 0.50% · 4.625%
HK$25,713
+HK$1,475/mo
Deposit HK$4.09M · loan HK$5.00M · min. income ≈ HK$48,476/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$279,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,373
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$26,054
−HK$690/mo
Today · 4.125%
HK$26,744
baseline
▲ 0.50% · 4.625%
HK$28,154
+HK$1,410/mo
Deposit HK$4.09M · loan HK$5.00M · min. income ≈ HK$53,488/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$279,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,881
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$25,655
−HK$786/mo
Today · 4.125%
HK$26,441
baseline
▲ 0.50% · 4.625%
HK$28,050
+HK$1,609/mo
Deposit HK$3.64M · loan HK$5.46M · min. income ≈ HK$52,882/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$279,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,680
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$28,422
−HK$753/mo
Today · 4.125%
HK$29,175
baseline
▲ 0.50% · 4.625%
HK$30,713
+HK$1,538/mo
Deposit HK$3.64M · loan HK$5.46M · min. income ≈ HK$58,350/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$279,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,955
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$27,793
−HK$852/mo
Today · 4.125%
HK$28,645
baseline
▲ 0.50% · 4.625%
HK$30,388
+HK$1,743/mo
Deposit HK$3.18M · loan HK$5.91M · min. income ≈ HK$57,290/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$279,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,987
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$30,791
−HK$816/mo
Today · 4.125%
HK$31,607
baseline
▲ 0.50% · 4.625%
HK$33,273
+HK$1,666/mo
Deposit HK$3.18M · loan HK$5.91M · min. income ≈ HK$63,214/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$279,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,028
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$29,931
−HK$917/mo
Today · 4.125%
HK$30,848
baseline
▲ 0.50% · 4.625%
HK$32,725
+HK$1,877/mo
Deposit HK$2.73M · loan HK$6.37M · min. income ≈ HK$61,696/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$279,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,293
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$33,159
−HK$879/mo
Today · 4.125%
HK$34,038
baseline
▲ 0.50% · 4.625%
HK$35,832
+HK$1,794/mo
Deposit HK$2.73M · loan HK$6.37M · min. income ≈ HK$68,076/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$279,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,101
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$32,069
−HK$983/mo
Today · 4.125%
HK$33,052
baseline
▲ 0.50% · 4.625%
HK$35,063
+HK$2,011/mo
Deposit HK$2.27M · loan HK$6.82M · min. income ≈ HK$66,104/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$279,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,600
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$35,528
−HK$941/mo
Today · 4.125%
HK$36,469
baseline
▲ 0.50% · 4.625%
HK$38,392
+HK$1,923/mo
Deposit HK$2.27M · loan HK$6.82M · min. income ≈ HK$72,938/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$279,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,175
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$34,207
−HK$1,048/mo
Today · 4.125%
HK$35,255
baseline
▲ 0.50% · 4.625%
HK$37,400
+HK$2,145/mo
Deposit HK$1.82M · loan HK$7.27M · min. income ≈ HK$70,510/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$279,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,907
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$37,896
−HK$1,005/mo
Today · 4.125%
HK$38,901
baseline
▲ 0.50% · 4.625%
HK$40,951
+HK$2,050/mo
Deposit HK$1.82M · loan HK$7.27M · min. income ≈ HK$77,802/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$279,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,248
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$36,345
−HK$1,114/mo
Today · 4.125%
HK$37,459
baseline
▲ 0.50% · 4.625%
HK$39,738
+HK$2,279/mo
Deposit HK$1.36M · loan HK$7.73M · min. income ≈ HK$74,918/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$279,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,213
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$40,265
−HK$1,067/mo
Today · 4.125%
HK$41,332
baseline
▲ 0.50% · 4.625%
HK$43,511
+HK$2,179/mo
Deposit HK$1.36M · loan HK$7.73M · min. income ≈ HK$82,664/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$279,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,322
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$38,483
−HK$1,179/mo
Today · 4.125%
HK$39,662
baseline
▲ 0.50% · 4.625%
HK$42,075
+HK$2,413/mo
Deposit HK$909K · loan HK$8.18M · min. income ≈ HK$79,324/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$279,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,520
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$42,634
−HK$1,129/mo
Today · 4.125%
HK$43,763
baseline
▲ 0.50% · 4.625%
HK$46,070
+HK$2,307/mo
Deposit HK$909K · loan HK$8.18M · min. income ≈ HK$87,526/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$279,295 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).