▼ 0.50% · 3.625%
HK$20,483
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$21,120
−HK$648/mo
Today · 4.125%
HK$21,768
baseline
▲ 0.50% · 4.625%
HK$23,092
+HK$1,324/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$43,536/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,787
−HK$1,231/mo
▼ 0.25% · 3.875%
HK$23,398
−HK$620/mo
Today · 4.125%
HK$24,018
baseline
▲ 0.50% · 4.625%
HK$25,285
+HK$1,267/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$48,036/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,532
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$23,232
−HK$712/mo
Today · 4.125%
HK$23,944
baseline
▲ 0.50% · 4.625%
HK$25,401
+HK$1,457/mo
Deposit HK$4.04M · loan HK$4.94M · min. income ≈ HK$47,888/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,066
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$25,738
−HK$682/mo
Today · 4.125%
HK$26,420
baseline
▲ 0.50% · 4.625%
HK$27,813
+HK$1,393/mo
Deposit HK$4.04M · loan HK$4.94M · min. income ≈ HK$52,840/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,580
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$25,344
−HK$777/mo
Today · 4.125%
HK$26,121
baseline
▲ 0.50% · 4.625%
HK$27,711
+HK$1,590/mo
Deposit HK$3.59M · loan HK$5.39M · min. income ≈ HK$52,242/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,345
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$28,078
−HK$744/mo
Today · 4.125%
HK$28,822
baseline
▲ 0.50% · 4.625%
HK$30,341
+HK$1,519/mo
Deposit HK$3.59M · loan HK$5.39M · min. income ≈ HK$57,644/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,628
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$27,456
−HK$842/mo
Today · 4.125%
HK$28,298
baseline
▲ 0.50% · 4.625%
HK$30,020
+HK$1,722/mo
Deposit HK$3.14M · loan HK$5.84M · min. income ≈ HK$56,596/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,624
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$30,418
−HK$806/mo
Today · 4.125%
HK$31,224
baseline
▲ 0.50% · 4.625%
HK$32,870
+HK$1,646/mo
Deposit HK$3.14M · loan HK$5.84M · min. income ≈ HK$62,448/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,676
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$29,568
−HK$907/mo
Today · 4.125%
HK$30,475
baseline
▲ 0.50% · 4.625%
HK$32,329
+HK$1,854/mo
Deposit HK$2.69M · loan HK$6.29M · min. income ≈ HK$60,950/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,902
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$32,758
−HK$868/mo
Today · 4.125%
HK$33,626
baseline
▲ 0.50% · 4.625%
HK$35,398
+HK$1,772/mo
Deposit HK$2.69M · loan HK$6.29M · min. income ≈ HK$67,252/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,725
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$31,681
−HK$971/mo
Today · 4.125%
HK$32,652
baseline
▲ 0.50% · 4.625%
HK$34,638
+HK$1,986/mo
Deposit HK$2.25M · loan HK$6.74M · min. income ≈ HK$65,304/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$269,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,181
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$35,098
−HK$930/mo
Today · 4.125%
HK$36,028
baseline
▲ 0.50% · 4.625%
HK$37,927
+HK$1,899/mo
Deposit HK$2.25M · loan HK$6.74M · min. income ≈ HK$72,056/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$269,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,773
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$33,793
−HK$1,035/mo
Today · 4.125%
HK$34,828
baseline
▲ 0.50% · 4.625%
HK$36,947
+HK$2,119/mo
Deposit HK$1.80M · loan HK$7.19M · min. income ≈ HK$69,656/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$269,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,460
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$37,438
−HK$992/mo
Today · 4.125%
HK$38,430
baseline
▲ 0.50% · 4.625%
HK$40,455
+HK$2,025/mo
Deposit HK$1.80M · loan HK$7.19M · min. income ≈ HK$76,860/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$269,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,821
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$35,905
−HK$1,100/mo
Today · 4.125%
HK$37,005
baseline
▲ 0.50% · 4.625%
HK$39,257
+HK$2,252/mo
Deposit HK$1.35M · loan HK$7.64M · min. income ≈ HK$74,010/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,738
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$39,777
−HK$1,054/mo
Today · 4.125%
HK$40,831
baseline
▲ 0.50% · 4.625%
HK$42,984
+HK$2,153/mo
Deposit HK$1.35M · loan HK$7.64M · min. income ≈ HK$81,662/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,870
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$38,017
−HK$1,165/mo
Today · 4.125%
HK$39,182
baseline
▲ 0.50% · 4.625%
HK$41,566
+HK$2,384/mo
Deposit HK$898K · loan HK$8.08M · min. income ≈ HK$78,364/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,017
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$42,117
−HK$1,116/mo
Today · 4.125%
HK$43,233
baseline
▲ 0.50% · 4.625%
HK$45,512
+HK$2,279/mo
Deposit HK$898K · loan HK$8.08M · min. income ≈ HK$86,466/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,486 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).