▼ 0.50% · 3.625%
HK$19,524
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$20,131
−HK$617/mo
Today · 4.125%
HK$20,748
baseline
▲ 0.50% · 4.625%
HK$22,011
+HK$1,263/mo
Deposit HK$4.28M · loan HK$4.28M · min. income ≈ HK$41,496/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$256,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,720
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$22,303
−HK$591/mo
Today · 4.125%
HK$22,894
baseline
▲ 0.50% · 4.625%
HK$24,100
+HK$1,206/mo
Deposit HK$4.28M · loan HK$4.28M · min. income ≈ HK$45,788/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$256,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,476
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$22,144
−HK$679/mo
Today · 4.125%
HK$22,823
baseline
▲ 0.50% · 4.625%
HK$24,212
+HK$1,389/mo
Deposit HK$3.85M · loan HK$4.71M · min. income ≈ HK$45,646/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$256,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,892
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$24,533
−HK$650/mo
Today · 4.125%
HK$25,183
baseline
▲ 0.50% · 4.625%
HK$26,511
+HK$1,328/mo
Deposit HK$3.85M · loan HK$4.71M · min. income ≈ HK$50,366/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$256,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,429
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$24,158
−HK$740/mo
Today · 4.125%
HK$24,898
baseline
▲ 0.50% · 4.625%
HK$26,413
+HK$1,515/mo
Deposit HK$3.42M · loan HK$5.14M · min. income ≈ HK$49,796/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$256,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,064
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$26,763
−HK$709/mo
Today · 4.125%
HK$27,472
baseline
▲ 0.50% · 4.625%
HK$28,921
+HK$1,449/mo
Deposit HK$3.42M · loan HK$5.14M · min. income ≈ HK$54,944/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$256,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,381
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$26,171
−HK$802/mo
Today · 4.125%
HK$26,973
baseline
▲ 0.50% · 4.625%
HK$28,614
+HK$1,641/mo
Deposit HK$3.00M · loan HK$5.57M · min. income ≈ HK$53,946/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,236
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$28,994
−HK$768/mo
Today · 4.125%
HK$29,762
baseline
▲ 0.50% · 4.625%
HK$31,331
+HK$1,569/mo
Deposit HK$3.00M · loan HK$5.57M · min. income ≈ HK$59,524/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,334
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$28,184
−HK$864/mo
Today · 4.125%
HK$29,048
baseline
▲ 0.50% · 4.625%
HK$30,815
+HK$1,767/mo
Deposit HK$2.57M · loan HK$5.99M · min. income ≈ HK$58,096/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$256,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,408
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$31,224
−HK$827/mo
Today · 4.125%
HK$32,051
baseline
▲ 0.50% · 4.625%
HK$33,741
+HK$1,690/mo
Deposit HK$2.57M · loan HK$5.99M · min. income ≈ HK$64,102/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$256,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,286
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$30,197
−HK$925/mo
Today · 4.125%
HK$31,122
baseline
▲ 0.50% · 4.625%
HK$33,016
+HK$1,894/mo
Deposit HK$2.14M · loan HK$6.42M · min. income ≈ HK$62,244/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$256,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,580
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$33,454
−HK$887/mo
Today · 4.125%
HK$34,341
baseline
▲ 0.50% · 4.625%
HK$36,151
+HK$1,810/mo
Deposit HK$2.14M · loan HK$6.42M · min. income ≈ HK$68,682/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$256,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,238
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$32,210
−HK$987/mo
Today · 4.125%
HK$33,197
baseline
▲ 0.50% · 4.625%
HK$35,217
+HK$2,020/mo
Deposit HK$1.71M · loan HK$6.85M · min. income ≈ HK$66,394/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$256,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,752
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$35,684
−HK$946/mo
Today · 4.125%
HK$36,630
baseline
▲ 0.50% · 4.625%
HK$38,561
+HK$1,931/mo
Deposit HK$1.71M · loan HK$6.85M · min. income ≈ HK$73,260/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$256,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,191
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$34,223
−HK$1,049/mo
Today · 4.125%
HK$35,272
baseline
▲ 0.50% · 4.625%
HK$37,418
+HK$2,146/mo
Deposit HK$1.28M · loan HK$7.28M · min. income ≈ HK$70,544/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,924
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$37,915
−HK$1,004/mo
Today · 4.125%
HK$38,919
baseline
▲ 0.50% · 4.625%
HK$40,971
+HK$2,052/mo
Deposit HK$1.28M · loan HK$7.28M · min. income ≈ HK$77,838/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,143
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$36,236
−HK$1,111/mo
Today · 4.125%
HK$37,347
baseline
▲ 0.50% · 4.625%
HK$39,619
+HK$2,272/mo
Deposit HK$856K · loan HK$7.71M · min. income ≈ HK$74,694/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,096
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$40,145
−HK$1,064/mo
Today · 4.125%
HK$41,209
baseline
▲ 0.50% · 4.625%
HK$43,381
+HK$2,172/mo
Deposit HK$856K · loan HK$7.71M · min. income ≈ HK$82,418/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,866 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).