▼ 0.50% · 3.625%
HK$21,431
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$22,098
−HK$677/mo
Today · 4.125%
HK$22,775
baseline
▲ 0.50% · 4.625%
HK$24,161
+HK$1,386/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$45,550/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$309,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,842
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$24,481
−HK$649/mo
Today · 4.125%
HK$25,130
baseline
▲ 0.50% · 4.625%
HK$26,454
+HK$1,324/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$50,260/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$309,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,574
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$24,307
−HK$745/mo
Today · 4.125%
HK$25,052
baseline
▲ 0.50% · 4.625%
HK$26,577
+HK$1,525/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$50,104/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$309,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,226
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$26,929
−HK$714/mo
Today · 4.125%
HK$27,643
baseline
▲ 0.50% · 4.625%
HK$29,100
+HK$1,457/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$55,286/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$309,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,717
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$26,517
−HK$813/mo
Today · 4.125%
HK$27,330
baseline
▲ 0.50% · 4.625%
HK$28,993
+HK$1,663/mo
Deposit HK$3.76M · loan HK$5.64M · min. income ≈ HK$54,660/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$309,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,610
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$29,377
−HK$779/mo
Today · 4.125%
HK$30,156
baseline
▲ 0.50% · 4.625%
HK$31,745
+HK$1,589/mo
Deposit HK$3.76M · loan HK$5.64M · min. income ≈ HK$60,312/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$309,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,860
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$28,727
−HK$880/mo
Today · 4.125%
HK$29,607
baseline
▲ 0.50% · 4.625%
HK$31,409
+HK$1,802/mo
Deposit HK$3.29M · loan HK$6.11M · min. income ≈ HK$59,214/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$309,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,994
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$31,826
−HK$843/mo
Today · 4.125%
HK$32,669
baseline
▲ 0.50% · 4.625%
HK$34,391
+HK$1,722/mo
Deposit HK$3.29M · loan HK$6.11M · min. income ≈ HK$65,338/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$309,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,003
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$30,937
−HK$948/mo
Today · 4.125%
HK$31,885
baseline
▲ 0.50% · 4.625%
HK$33,825
+HK$1,940/mo
Deposit HK$2.82M · loan HK$6.58M · min. income ≈ HK$63,770/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$309,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,378
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$34,274
−HK$908/mo
Today · 4.125%
HK$35,182
baseline
▲ 0.50% · 4.625%
HK$37,036
+HK$1,854/mo
Deposit HK$2.82M · loan HK$6.58M · min. income ≈ HK$70,364/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$309,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,146
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$33,146
−HK$1,016/mo
Today · 4.125%
HK$34,162
baseline
▲ 0.50% · 4.625%
HK$36,241
+HK$2,079/mo
Deposit HK$2.35M · loan HK$7.05M · min. income ≈ HK$68,324/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$309,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,763
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$36,722
−HK$973/mo
Today · 4.125%
HK$37,695
baseline
▲ 0.50% · 4.625%
HK$39,682
+HK$1,987/mo
Deposit HK$2.35M · loan HK$7.05M · min. income ≈ HK$75,390/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$309,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,290
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$35,356
−HK$1,084/mo
Today · 4.125%
HK$36,440
baseline
▲ 0.50% · 4.625%
HK$38,657
+HK$2,217/mo
Deposit HK$1.88M · loan HK$7.52M · min. income ≈ HK$72,880/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$309,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,147
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$39,170
−HK$1,038/mo
Today · 4.125%
HK$40,208
baseline
▲ 0.50% · 4.625%
HK$42,327
+HK$2,119/mo
Deposit HK$1.88M · loan HK$7.52M · min. income ≈ HK$80,416/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$309,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,433
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$37,566
−HK$1,151/mo
Today · 4.125%
HK$38,717
baseline
▲ 0.50% · 4.625%
HK$41,073
+HK$2,356/mo
Deposit HK$1.41M · loan HK$7.99M · min. income ≈ HK$77,434/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$309,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,531
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$41,618
−HK$1,103/mo
Today · 4.125%
HK$42,721
baseline
▲ 0.50% · 4.625%
HK$44,973
+HK$2,252/mo
Deposit HK$1.41M · loan HK$7.99M · min. income ≈ HK$85,442/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$309,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,576
−HK$2,419/mo
▼ 0.25% · 3.875%
HK$39,776
−HK$1,219/mo
Today · 4.125%
HK$40,995
baseline
▲ 0.50% · 4.625%
HK$43,489
+HK$2,494/mo
Deposit HK$940K · loan HK$8.46M · min. income ≈ HK$81,990/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$309,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,915
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$44,066
−HK$1,168/mo
Today · 4.125%
HK$45,234
baseline
▲ 0.50% · 4.625%
HK$47,618
+HK$2,384/mo
Deposit HK$940K · loan HK$8.46M · min. income ≈ HK$90,468/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$309,849 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).