▼ 0.50% · 3.625%
HK$19,512
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$20,119
−HK$616/mo
Today · 4.125%
HK$20,735
baseline
▲ 0.50% · 4.625%
HK$21,997
+HK$1,262/mo
Deposit HK$4.28M · loan HK$4.28M · min. income ≈ HK$41,470/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$256,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,706
−HK$1,173/mo
▼ 0.25% · 3.875%
HK$22,289
−HK$590/mo
Today · 4.125%
HK$22,879
baseline
▲ 0.50% · 4.625%
HK$24,085
+HK$1,206/mo
Deposit HK$4.28M · loan HK$4.28M · min. income ≈ HK$45,758/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$256,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,463
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$22,130
−HK$679/mo
Today · 4.125%
HK$22,809
baseline
▲ 0.50% · 4.625%
HK$24,196
+HK$1,387/mo
Deposit HK$3.85M · loan HK$4.71M · min. income ≈ HK$45,618/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$256,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,877
−HK$1,290/mo
▼ 0.25% · 3.875%
HK$24,517
−HK$650/mo
Today · 4.125%
HK$25,167
baseline
▲ 0.50% · 4.625%
HK$26,494
+HK$1,327/mo
Deposit HK$3.85M · loan HK$4.71M · min. income ≈ HK$50,334/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$256,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,414
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$24,142
−HK$740/mo
Today · 4.125%
HK$24,882
baseline
▲ 0.50% · 4.625%
HK$26,396
+HK$1,514/mo
Deposit HK$3.42M · loan HK$5.13M · min. income ≈ HK$49,764/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$256,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,048
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$26,746
−HK$709/mo
Today · 4.125%
HK$27,455
baseline
▲ 0.50% · 4.625%
HK$28,902
+HK$1,447/mo
Deposit HK$3.42M · loan HK$5.13M · min. income ≈ HK$54,910/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$256,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,365
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$26,154
−HK$802/mo
Today · 4.125%
HK$26,956
baseline
▲ 0.50% · 4.625%
HK$28,596
+HK$1,640/mo
Deposit HK$2.99M · loan HK$5.56M · min. income ≈ HK$53,912/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,218
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$28,975
−HK$768/mo
Today · 4.125%
HK$29,743
baseline
▲ 0.50% · 4.625%
HK$31,311
+HK$1,568/mo
Deposit HK$2.99M · loan HK$5.56M · min. income ≈ HK$59,486/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,316
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$28,166
−HK$863/mo
Today · 4.125%
HK$29,029
baseline
▲ 0.50% · 4.625%
HK$30,796
+HK$1,767/mo
Deposit HK$2.57M · loan HK$5.99M · min. income ≈ HK$58,058/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,389
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$31,204
−HK$827/mo
Today · 4.125%
HK$32,031
baseline
▲ 0.50% · 4.625%
HK$33,719
+HK$1,688/mo
Deposit HK$2.57M · loan HK$5.99M · min. income ≈ HK$64,062/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,267
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$30,178
−HK$925/mo
Today · 4.125%
HK$31,103
baseline
▲ 0.50% · 4.625%
HK$32,995
+HK$1,892/mo
Deposit HK$2.14M · loan HK$6.42M · min. income ≈ HK$62,206/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$256,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,560
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$33,433
−HK$886/mo
Today · 4.125%
HK$34,319
baseline
▲ 0.50% · 4.625%
HK$36,128
+HK$1,809/mo
Deposit HK$2.14M · loan HK$6.42M · min. income ≈ HK$68,638/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$256,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,219
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$32,190
−HK$986/mo
Today · 4.125%
HK$33,176
baseline
▲ 0.50% · 4.625%
HK$35,195
+HK$2,019/mo
Deposit HK$1.71M · loan HK$6.85M · min. income ≈ HK$66,352/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$256,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,730
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$35,662
−HK$945/mo
Today · 4.125%
HK$36,607
baseline
▲ 0.50% · 4.625%
HK$38,536
+HK$1,929/mo
Deposit HK$1.71M · loan HK$6.85M · min. income ≈ HK$73,214/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$256,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,170
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$34,201
−HK$1,049/mo
Today · 4.125%
HK$35,250
baseline
▲ 0.50% · 4.625%
HK$37,395
+HK$2,145/mo
Deposit HK$1.28M · loan HK$7.27M · min. income ≈ HK$70,500/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,901
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$37,891
−HK$1,004/mo
Today · 4.125%
HK$38,895
baseline
▲ 0.50% · 4.625%
HK$40,945
+HK$2,050/mo
Deposit HK$1.28M · loan HK$7.27M · min. income ≈ HK$77,790/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,121
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$36,213
−HK$1,110/mo
Today · 4.125%
HK$37,323
baseline
▲ 0.50% · 4.625%
HK$39,594
+HK$2,271/mo
Deposit HK$856K · loan HK$7.70M · min. income ≈ HK$74,646/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,072
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$40,119
−HK$1,064/mo
Today · 4.125%
HK$41,183
baseline
▲ 0.50% · 4.625%
HK$43,353
+HK$2,170/mo
Deposit HK$856K · loan HK$7.70M · min. income ≈ HK$82,366/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,703 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).