▼ 0.50% · 3.625%
HK$18,434
−HK$1,156/mo
▼ 0.25% · 3.875%
HK$19,008
−HK$582/mo
Today · 4.125%
HK$19,590
baseline
▲ 0.50% · 4.625%
HK$20,782
+HK$1,192/mo
Deposit HK$4.04M · loan HK$4.04M · min. income ≈ HK$39,180/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$242,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,508
−HK$1,108/mo
▼ 0.25% · 3.875%
HK$21,058
−HK$558/mo
Today · 4.125%
HK$21,616
baseline
▲ 0.50% · 4.625%
HK$22,755
+HK$1,139/mo
Deposit HK$4.04M · loan HK$4.04M · min. income ≈ HK$43,232/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$242,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,278
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$20,908
−HK$641/mo
Today · 4.125%
HK$21,549
baseline
▲ 0.50% · 4.625%
HK$22,860
+HK$1,311/mo
Deposit HK$3.64M · loan HK$4.45M · min. income ≈ HK$43,098/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$242,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,559
−HK$1,218/mo
▼ 0.25% · 3.875%
HK$23,164
−HK$613/mo
Today · 4.125%
HK$23,777
baseline
▲ 0.50% · 4.625%
HK$25,031
+HK$1,254/mo
Deposit HK$3.64M · loan HK$4.45M · min. income ≈ HK$47,554/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$242,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,121
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$22,809
−HK$699/mo
Today · 4.125%
HK$23,508
baseline
▲ 0.50% · 4.625%
HK$24,939
+HK$1,431/mo
Deposit HK$3.23M · loan HK$4.85M · min. income ≈ HK$47,016/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$242,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,609
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$25,269
−HK$670/mo
Today · 4.125%
HK$25,939
baseline
▲ 0.50% · 4.625%
HK$27,306
+HK$1,367/mo
Deposit HK$3.23M · loan HK$4.85M · min. income ≈ HK$51,878/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$242,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,964
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$24,710
−HK$757/mo
Today · 4.125%
HK$25,467
baseline
▲ 0.50% · 4.625%
HK$27,017
+HK$1,550/mo
Deposit HK$2.83M · loan HK$5.25M · min. income ≈ HK$50,934/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$242,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,660
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$27,375
−HK$726/mo
Today · 4.125%
HK$28,101
baseline
▲ 0.50% · 4.625%
HK$29,582
+HK$1,481/mo
Deposit HK$2.83M · loan HK$5.25M · min. income ≈ HK$56,202/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$242,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,808
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$26,611
−HK$815/mo
Today · 4.125%
HK$27,426
baseline
▲ 0.50% · 4.625%
HK$29,095
+HK$1,669/mo
Deposit HK$2.43M · loan HK$5.66M · min. income ≈ HK$54,852/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$242,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,711
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$29,481
−HK$781/mo
Today · 4.125%
HK$30,262
baseline
▲ 0.50% · 4.625%
HK$31,857
+HK$1,595/mo
Deposit HK$2.43M · loan HK$5.66M · min. income ≈ HK$60,524/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$242,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,651
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$28,511
−HK$874/mo
Today · 4.125%
HK$29,385
baseline
▲ 0.50% · 4.625%
HK$31,173
+HK$1,788/mo
Deposit HK$2.02M · loan HK$6.06M · min. income ≈ HK$58,770/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$242,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,762
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$31,587
−HK$837/mo
Today · 4.125%
HK$32,424
baseline
▲ 0.50% · 4.625%
HK$34,133
+HK$1,709/mo
Deposit HK$2.02M · loan HK$6.06M · min. income ≈ HK$64,848/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$242,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,495
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$30,412
−HK$932/mo
Today · 4.125%
HK$31,344
baseline
▲ 0.50% · 4.625%
HK$33,252
+HK$1,908/mo
Deposit HK$1.62M · loan HK$6.47M · min. income ≈ HK$62,688/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,813
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$33,693
−HK$892/mo
Today · 4.125%
HK$34,585
baseline
▲ 0.50% · 4.625%
HK$36,408
+HK$1,823/mo
Deposit HK$1.62M · loan HK$6.47M · min. income ≈ HK$69,170/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,338
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$32,313
−HK$990/mo
Today · 4.125%
HK$33,303
baseline
▲ 0.50% · 4.625%
HK$35,330
+HK$2,027/mo
Deposit HK$1.21M · loan HK$6.87M · min. income ≈ HK$66,606/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$242,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,863
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$35,798
−HK$949/mo
Today · 4.125%
HK$36,747
baseline
▲ 0.50% · 4.625%
HK$38,684
+HK$1,937/mo
Deposit HK$1.21M · loan HK$6.87M · min. income ≈ HK$73,494/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$242,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,182
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$34,214
−HK$1,048/mo
Today · 4.125%
HK$35,262
baseline
▲ 0.50% · 4.625%
HK$37,408
+HK$2,146/mo
Deposit HK$808K · loan HK$7.28M · min. income ≈ HK$70,524/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,914
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$37,904
−HK$1,004/mo
Today · 4.125%
HK$38,908
baseline
▲ 0.50% · 4.625%
HK$40,959
+HK$2,051/mo
Deposit HK$808K · loan HK$7.28M · min. income ≈ HK$77,816/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,528 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).