▼ 0.50% · 3.625%
HK$21,198
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$21,857
−HK$670/mo
Today · 4.125%
HK$22,527
baseline
▲ 0.50% · 4.625%
HK$23,898
+HK$1,371/mo
Deposit HK$4.65M · loan HK$4.65M · min. income ≈ HK$45,054/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$299,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,583
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$24,215
−HK$642/mo
Today · 4.125%
HK$24,857
baseline
▲ 0.50% · 4.625%
HK$26,167
+HK$1,310/mo
Deposit HK$4.65M · loan HK$4.65M · min. income ≈ HK$49,714/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$299,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,318
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$24,043
−HK$737/mo
Today · 4.125%
HK$24,780
baseline
▲ 0.50% · 4.625%
HK$26,288
+HK$1,508/mo
Deposit HK$4.18M · loan HK$5.11M · min. income ≈ HK$49,560/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$299,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,941
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$26,636
−HK$706/mo
Today · 4.125%
HK$27,342
baseline
▲ 0.50% · 4.625%
HK$28,784
+HK$1,442/mo
Deposit HK$4.18M · loan HK$5.11M · min. income ≈ HK$54,684/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$299,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,438
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$26,229
−HK$804/mo
Today · 4.125%
HK$27,033
baseline
▲ 0.50% · 4.625%
HK$28,678
+HK$1,645/mo
Deposit HK$3.72M · loan HK$5.58M · min. income ≈ HK$54,066/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$299,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,299
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$29,058
−HK$770/mo
Today · 4.125%
HK$29,828
baseline
▲ 0.50% · 4.625%
HK$31,400
+HK$1,572/mo
Deposit HK$3.72M · loan HK$5.58M · min. income ≈ HK$59,656/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$299,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,557
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$28,415
−HK$870/mo
Today · 4.125%
HK$29,285
baseline
▲ 0.50% · 4.625%
HK$31,067
+HK$1,782/mo
Deposit HK$3.25M · loan HK$6.04M · min. income ≈ HK$58,570/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$299,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,657
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$31,479
−HK$835/mo
Today · 4.125%
HK$32,314
baseline
▲ 0.50% · 4.625%
HK$34,017
+HK$1,703/mo
Deposit HK$3.25M · loan HK$6.04M · min. income ≈ HK$64,628/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$299,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,677
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$30,600
−HK$938/mo
Today · 4.125%
HK$31,538
baseline
▲ 0.50% · 4.625%
HK$33,457
+HK$1,919/mo
Deposit HK$2.79M · loan HK$6.51M · min. income ≈ HK$63,076/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$299,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,016
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$33,901
−HK$898/mo
Today · 4.125%
HK$34,799
baseline
▲ 0.50% · 4.625%
HK$36,634
+HK$1,835/mo
Deposit HK$2.79M · loan HK$6.51M · min. income ≈ HK$69,598/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$299,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,797
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$32,786
−HK$1,005/mo
Today · 4.125%
HK$33,791
baseline
▲ 0.50% · 4.625%
HK$35,847
+HK$2,056/mo
Deposit HK$2.32M · loan HK$6.97M · min. income ≈ HK$67,582/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$299,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,374
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$36,322
−HK$963/mo
Today · 4.125%
HK$37,285
baseline
▲ 0.50% · 4.625%
HK$39,250
+HK$1,965/mo
Deposit HK$2.32M · loan HK$6.97M · min. income ≈ HK$74,570/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$299,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,917
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$34,972
−HK$1,072/mo
Today · 4.125%
HK$36,044
baseline
▲ 0.50% · 4.625%
HK$38,237
+HK$2,193/mo
Deposit HK$1.86M · loan HK$7.44M · min. income ≈ HK$72,088/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$299,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,732
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$38,744
−HK$1,027/mo
Today · 4.125%
HK$39,771
baseline
▲ 0.50% · 4.625%
HK$41,867
+HK$2,096/mo
Deposit HK$1.86M · loan HK$7.44M · min. income ≈ HK$79,542/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$299,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,037
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$37,157
−HK$1,139/mo
Today · 4.125%
HK$38,296
baseline
▲ 0.50% · 4.625%
HK$40,627
+HK$2,331/mo
Deposit HK$1.39M · loan HK$7.90M · min. income ≈ HK$76,592/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$299,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,090
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$41,165
−HK$1,091/mo
Today · 4.125%
HK$42,256
baseline
▲ 0.50% · 4.625%
HK$44,484
+HK$2,228/mo
Deposit HK$1.39M · loan HK$7.90M · min. income ≈ HK$84,512/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$299,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,156
−HK$2,393/mo
▼ 0.25% · 3.875%
HK$39,343
−HK$1,206/mo
Today · 4.125%
HK$40,549
baseline
▲ 0.50% · 4.625%
HK$43,016
+HK$2,467/mo
Deposit HK$930K · loan HK$8.37M · min. income ≈ HK$81,098/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$299,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,449
−HK$2,293/mo
▼ 0.25% · 3.875%
HK$43,587
−HK$1,155/mo
Today · 4.125%
HK$44,742
baseline
▲ 0.50% · 4.625%
HK$47,100
+HK$2,358/mo
Deposit HK$930K · loan HK$8.37M · min. income ≈ HK$89,484/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$299,631 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).