▼ 0.50% · 3.625%
HK$18,392
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$18,964
−HK$581/mo
Today · 4.125%
HK$19,545
baseline
▲ 0.50% · 4.625%
HK$20,735
+HK$1,190/mo
Deposit HK$4.03M · loan HK$4.03M · min. income ≈ HK$39,090/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$241,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,461
−HK$1,105/mo
▼ 0.25% · 3.875%
HK$21,010
−HK$556/mo
Today · 4.125%
HK$21,566
baseline
▲ 0.50% · 4.625%
HK$22,703
+HK$1,137/mo
Deposit HK$4.03M · loan HK$4.03M · min. income ≈ HK$43,132/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$241,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,231
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$20,861
−HK$639/mo
Today · 4.125%
HK$21,500
baseline
▲ 0.50% · 4.625%
HK$22,808
+HK$1,308/mo
Deposit HK$3.63M · loan HK$4.44M · min. income ≈ HK$43,000/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$241,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,507
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$23,111
−HK$612/mo
Today · 4.125%
HK$23,723
baseline
▲ 0.50% · 4.625%
HK$24,974
+HK$1,251/mo
Deposit HK$3.63M · loan HK$4.44M · min. income ≈ HK$47,446/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$241,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,071
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$22,757
−HK$698/mo
Today · 4.125%
HK$23,455
baseline
▲ 0.50% · 4.625%
HK$24,882
+HK$1,427/mo
Deposit HK$3.23M · loan HK$4.84M · min. income ≈ HK$46,910/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$241,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,553
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$25,212
−HK$668/mo
Today · 4.125%
HK$25,880
baseline
▲ 0.50% · 4.625%
HK$27,244
+HK$1,364/mo
Deposit HK$3.23M · loan HK$4.84M · min. income ≈ HK$51,760/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$241,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,910
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$24,653
−HK$756/mo
Today · 4.125%
HK$25,409
baseline
▲ 0.50% · 4.625%
HK$26,955
+HK$1,546/mo
Deposit HK$2.82M · loan HK$5.24M · min. income ≈ HK$50,818/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$241,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,599
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$27,313
−HK$723/mo
Today · 4.125%
HK$28,036
baseline
▲ 0.50% · 4.625%
HK$29,514
+HK$1,478/mo
Deposit HK$2.82M · loan HK$5.24M · min. income ≈ HK$56,072/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$241,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,749
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$26,550
−HK$814/mo
Today · 4.125%
HK$27,364
baseline
▲ 0.50% · 4.625%
HK$29,029
+HK$1,665/mo
Deposit HK$2.42M · loan HK$5.65M · min. income ≈ HK$54,728/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$241,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,645
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$29,414
−HK$779/mo
Today · 4.125%
HK$30,193
baseline
▲ 0.50% · 4.625%
HK$31,785
+HK$1,592/mo
Deposit HK$2.42M · loan HK$5.65M · min. income ≈ HK$60,386/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$241,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,588
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$28,446
−HK$872/mo
Today · 4.125%
HK$29,318
baseline
▲ 0.50% · 4.625%
HK$31,102
+HK$1,784/mo
Deposit HK$2.02M · loan HK$6.05M · min. income ≈ HK$58,636/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$241,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,692
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$31,515
−HK$835/mo
Today · 4.125%
HK$32,350
baseline
▲ 0.50% · 4.625%
HK$34,055
+HK$1,705/mo
Deposit HK$2.02M · loan HK$6.05M · min. income ≈ HK$64,700/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$241,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,427
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$30,343
−HK$930/mo
Today · 4.125%
HK$31,273
baseline
▲ 0.50% · 4.625%
HK$33,176
+HK$1,903/mo
Deposit HK$1.61M · loan HK$6.45M · min. income ≈ HK$62,546/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$241,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,738
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$33,616
−HK$890/mo
Today · 4.125%
HK$34,506
baseline
▲ 0.50% · 4.625%
HK$36,325
+HK$1,819/mo
Deposit HK$1.61M · loan HK$6.45M · min. income ≈ HK$69,012/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$241,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,267
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$32,239
−HK$988/mo
Today · 4.125%
HK$33,227
baseline
▲ 0.50% · 4.625%
HK$35,249
+HK$2,022/mo
Deposit HK$1.21M · loan HK$6.86M · min. income ≈ HK$66,454/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,784
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$35,717
−HK$946/mo
Today · 4.125%
HK$36,663
baseline
▲ 0.50% · 4.625%
HK$38,596
+HK$1,933/mo
Deposit HK$1.21M · loan HK$6.86M · min. income ≈ HK$73,326/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,106
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$34,136
−HK$1,046/mo
Today · 4.125%
HK$35,182
baseline
▲ 0.50% · 4.625%
HK$37,323
+HK$2,141/mo
Deposit HK$807K · loan HK$7.26M · min. income ≈ HK$70,364/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,830
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$37,818
−HK$1,002/mo
Today · 4.125%
HK$38,820
baseline
▲ 0.50% · 4.625%
HK$40,866
+HK$2,046/mo
Deposit HK$807K · loan HK$7.26M · min. income ≈ HK$77,640/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,974 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).