▼ 0.50% · 3.625%
HK$18,851
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$19,438
−HK$595/mo
Today · 4.125%
HK$20,033
baseline
▲ 0.50% · 4.625%
HK$21,252
+HK$1,219/mo
Deposit HK$4.13M · loan HK$4.13M · min. income ≈ HK$40,066/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$248,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,972
−HK$1,133/mo
▼ 0.25% · 3.875%
HK$21,534
−HK$571/mo
Today · 4.125%
HK$22,105
baseline
▲ 0.50% · 4.625%
HK$23,270
+HK$1,165/mo
Deposit HK$4.13M · loan HK$4.13M · min. income ≈ HK$44,210/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$248,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,736
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$21,381
−HK$656/mo
Today · 4.125%
HK$22,037
baseline
▲ 0.50% · 4.625%
HK$23,378
+HK$1,341/mo
Deposit HK$3.72M · loan HK$4.55M · min. income ≈ HK$44,074/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$248,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,069
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$23,688
−HK$627/mo
Today · 4.125%
HK$24,315
baseline
▲ 0.50% · 4.625%
HK$25,597
+HK$1,282/mo
Deposit HK$3.72M · loan HK$4.55M · min. income ≈ HK$48,630/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$248,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,622
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$23,325
−HK$715/mo
Today · 4.125%
HK$24,040
baseline
▲ 0.50% · 4.625%
HK$25,503
+HK$1,463/mo
Deposit HK$3.31M · loan HK$4.96M · min. income ≈ HK$48,080/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$248,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,166
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$25,841
−HK$685/mo
Today · 4.125%
HK$26,526
baseline
▲ 0.50% · 4.625%
HK$27,924
+HK$1,398/mo
Deposit HK$3.31M · loan HK$4.96M · min. income ≈ HK$53,052/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$248,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,507
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$25,269
−HK$774/mo
Today · 4.125%
HK$26,043
baseline
▲ 0.50% · 4.625%
HK$27,628
+HK$1,585/mo
Deposit HK$2.89M · loan HK$5.37M · min. income ≈ HK$52,086/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$248,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,263
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$27,995
−HK$741/mo
Today · 4.125%
HK$28,736
baseline
▲ 0.50% · 4.625%
HK$30,251
+HK$1,515/mo
Deposit HK$2.89M · loan HK$5.37M · min. income ≈ HK$57,472/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$248,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,392
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$27,213
−HK$834/mo
Today · 4.125%
HK$28,047
baseline
▲ 0.50% · 4.625%
HK$29,753
+HK$1,706/mo
Deposit HK$2.48M · loan HK$5.79M · min. income ≈ HK$56,094/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$248,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,361
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$30,148
−HK$799/mo
Today · 4.125%
HK$30,947
baseline
▲ 0.50% · 4.625%
HK$32,578
+HK$1,631/mo
Deposit HK$2.48M · loan HK$5.79M · min. income ≈ HK$61,894/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$248,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,277
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$29,157
−HK$893/mo
Today · 4.125%
HK$30,050
baseline
▲ 0.50% · 4.625%
HK$31,879
+HK$1,829/mo
Deposit HK$2.07M · loan HK$6.20M · min. income ≈ HK$60,100/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$248,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,458
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$32,302
−HK$855/mo
Today · 4.125%
HK$33,157
baseline
▲ 0.50% · 4.625%
HK$34,905
+HK$1,748/mo
Deposit HK$2.07M · loan HK$6.20M · min. income ≈ HK$66,314/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$248,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,162
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$31,100
−HK$954/mo
Today · 4.125%
HK$32,054
baseline
▲ 0.50% · 4.625%
HK$34,004
+HK$1,950/mo
Deposit HK$1.65M · loan HK$6.61M · min. income ≈ HK$64,108/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$248,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,555
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$34,455
−HK$913/mo
Today · 4.125%
HK$35,368
baseline
▲ 0.50% · 4.625%
HK$37,232
+HK$1,864/mo
Deposit HK$1.65M · loan HK$6.61M · min. income ≈ HK$70,736/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$248,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,047
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$33,044
−HK$1,013/mo
Today · 4.125%
HK$34,057
baseline
▲ 0.50% · 4.625%
HK$36,129
+HK$2,072/mo
Deposit HK$1.24M · loan HK$7.03M · min. income ≈ HK$68,114/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,652
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$36,608
−HK$970/mo
Today · 4.125%
HK$37,578
baseline
▲ 0.50% · 4.625%
HK$39,559
+HK$1,981/mo
Deposit HK$1.24M · loan HK$7.03M · min. income ≈ HK$75,156/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,932
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$34,988
−HK$1,072/mo
Today · 4.125%
HK$36,060
baseline
▲ 0.50% · 4.625%
HK$38,254
+HK$2,194/mo
Deposit HK$827K · loan HK$7.44M · min. income ≈ HK$72,120/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$248,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,749
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$38,762
−HK$1,027/mo
Today · 4.125%
HK$39,789
baseline
▲ 0.50% · 4.625%
HK$41,886
+HK$2,097/mo
Deposit HK$827K · loan HK$7.44M · min. income ≈ HK$79,578/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$248,016 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).