▼ 0.50% · 3.625%
HK$19,261
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$19,861
−HK$608/mo
Today · 4.125%
HK$20,469
baseline
▲ 0.50% · 4.625%
HK$21,715
+HK$1,246/mo
Deposit HK$4.22M · loan HK$4.22M · min. income ≈ HK$40,938/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$253,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,428
−HK$1,158/mo
▼ 0.25% · 3.875%
HK$22,003
−HK$583/mo
Today · 4.125%
HK$22,586
baseline
▲ 0.50% · 4.625%
HK$23,776
+HK$1,190/mo
Deposit HK$4.22M · loan HK$4.22M · min. income ≈ HK$45,172/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$253,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,188
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$21,847
−HK$669/mo
Today · 4.125%
HK$22,516
baseline
▲ 0.50% · 4.625%
HK$23,886
+HK$1,370/mo
Deposit HK$3.80M · loan HK$4.65M · min. income ≈ HK$45,032/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$253,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,571
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$24,203
−HK$641/mo
Today · 4.125%
HK$24,844
baseline
▲ 0.50% · 4.625%
HK$26,154
+HK$1,310/mo
Deposit HK$3.80M · loan HK$4.65M · min. income ≈ HK$49,688/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$253,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,114
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$23,833
−HK$730/mo
Today · 4.125%
HK$24,563
baseline
▲ 0.50% · 4.625%
HK$26,058
+HK$1,495/mo
Deposit HK$3.38M · loan HK$5.07M · min. income ≈ HK$49,126/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,714
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$26,403
−HK$700/mo
Today · 4.125%
HK$27,103
baseline
▲ 0.50% · 4.625%
HK$28,532
+HK$1,429/mo
Deposit HK$3.38M · loan HK$5.07M · min. income ≈ HK$54,206/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,040
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$25,819
−HK$791/mo
Today · 4.125%
HK$26,610
baseline
▲ 0.50% · 4.625%
HK$28,229
+HK$1,619/mo
Deposit HK$2.96M · loan HK$5.49M · min. income ≈ HK$53,220/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,857
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$28,604
−HK$758/mo
Today · 4.125%
HK$29,362
baseline
▲ 0.50% · 4.625%
HK$30,909
+HK$1,547/mo
Deposit HK$2.96M · loan HK$5.49M · min. income ≈ HK$58,724/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,966
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$27,805
−HK$852/mo
Today · 4.125%
HK$28,657
baseline
▲ 0.50% · 4.625%
HK$30,401
+HK$1,744/mo
Deposit HK$2.53M · loan HK$5.91M · min. income ≈ HK$57,314/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,999
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$30,804
−HK$816/mo
Today · 4.125%
HK$31,620
baseline
▲ 0.50% · 4.625%
HK$33,287
+HK$1,667/mo
Deposit HK$2.53M · loan HK$5.91M · min. income ≈ HK$63,240/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,892
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$29,791
−HK$913/mo
Today · 4.125%
HK$30,704
baseline
▲ 0.50% · 4.625%
HK$32,572
+HK$1,868/mo
Deposit HK$2.11M · loan HK$6.34M · min. income ≈ HK$61,408/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$253,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,142
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$33,004
−HK$875/mo
Today · 4.125%
HK$33,879
baseline
▲ 0.50% · 4.625%
HK$35,665
+HK$1,786/mo
Deposit HK$2.11M · loan HK$6.34M · min. income ≈ HK$67,758/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$253,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,818
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$31,777
−HK$974/mo
Today · 4.125%
HK$32,751
baseline
▲ 0.50% · 4.625%
HK$34,744
+HK$1,993/mo
Deposit HK$1.69M · loan HK$6.76M · min. income ≈ HK$65,502/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,285
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$35,205
−HK$932/mo
Today · 4.125%
HK$36,137
baseline
▲ 0.50% · 4.625%
HK$38,042
+HK$1,905/mo
Deposit HK$1.69M · loan HK$6.76M · min. income ≈ HK$72,274/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,744
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$33,763
−HK$1,035/mo
Today · 4.125%
HK$34,798
baseline
▲ 0.50% · 4.625%
HK$36,915
+HK$2,117/mo
Deposit HK$1.27M · loan HK$7.18M · min. income ≈ HK$69,596/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,428
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$37,405
−HK$991/mo
Today · 4.125%
HK$38,396
baseline
▲ 0.50% · 4.625%
HK$40,420
+HK$2,024/mo
Deposit HK$1.27M · loan HK$7.18M · min. income ≈ HK$76,792/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,671
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$35,749
−HK$1,096/mo
Today · 4.125%
HK$36,845
baseline
▲ 0.50% · 4.625%
HK$39,087
+HK$2,242/mo
Deposit HK$845K · loan HK$7.60M · min. income ≈ HK$73,690/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,571
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$39,605
−HK$1,049/mo
Today · 4.125%
HK$40,654
baseline
▲ 0.50% · 4.625%
HK$42,797
+HK$2,143/mo
Deposit HK$845K · loan HK$7.60M · min. income ≈ HK$81,308/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,412 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).