▼ 0.50% · 3.625%
HK$19,813
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$20,430
−HK$626/mo
Today · 4.125%
HK$21,056
baseline
▲ 0.50% · 4.625%
HK$22,337
+HK$1,281/mo
Deposit HK$4.34M · loan HK$4.34M · min. income ≈ HK$42,112/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$260,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,042
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$22,633
−HK$600/mo
Today · 4.125%
HK$23,233
baseline
▲ 0.50% · 4.625%
HK$24,458
+HK$1,225/mo
Deposit HK$4.34M · loan HK$4.34M · min. income ≈ HK$46,466/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$260,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,795
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$22,473
−HK$689/mo
Today · 4.125%
HK$23,162
baseline
▲ 0.50% · 4.625%
HK$24,571
+HK$1,409/mo
Deposit HK$3.91M · loan HK$4.78M · min. income ≈ HK$46,324/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$260,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,246
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$24,897
−HK$659/mo
Today · 4.125%
HK$25,556
baseline
▲ 0.50% · 4.625%
HK$26,904
+HK$1,348/mo
Deposit HK$3.91M · loan HK$4.78M · min. income ≈ HK$51,112/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$260,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,776
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$24,516
−HK$751/mo
Today · 4.125%
HK$25,267
baseline
▲ 0.50% · 4.625%
HK$26,805
+HK$1,538/mo
Deposit HK$3.48M · loan HK$5.21M · min. income ≈ HK$50,534/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$260,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,451
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$27,160
−HK$720/mo
Today · 4.125%
HK$27,880
baseline
▲ 0.50% · 4.625%
HK$29,349
+HK$1,469/mo
Deposit HK$3.48M · loan HK$5.21M · min. income ≈ HK$55,760/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$260,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,757
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$26,559
−HK$814/mo
Today · 4.125%
HK$27,373
baseline
▲ 0.50% · 4.625%
HK$29,038
+HK$1,665/mo
Deposit HK$3.04M · loan HK$5.65M · min. income ≈ HK$54,746/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,655
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$29,423
−HK$780/mo
Today · 4.125%
HK$30,203
baseline
▲ 0.50% · 4.625%
HK$31,795
+HK$1,592/mo
Deposit HK$3.04M · loan HK$5.65M · min. income ≈ HK$60,406/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,739
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$28,602
−HK$876/mo
Today · 4.125%
HK$29,478
baseline
▲ 0.50% · 4.625%
HK$31,272
+HK$1,794/mo
Deposit HK$2.61M · loan HK$6.08M · min. income ≈ HK$58,956/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$260,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,859
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$31,687
−HK$839/mo
Today · 4.125%
HK$32,526
baseline
▲ 0.50% · 4.625%
HK$34,241
+HK$1,715/mo
Deposit HK$2.61M · loan HK$6.08M · min. income ≈ HK$65,052/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$260,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,720
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$30,645
−HK$939/mo
Today · 4.125%
HK$31,584
baseline
▲ 0.50% · 4.625%
HK$33,506
+HK$1,922/mo
Deposit HK$2.17M · loan HK$6.52M · min. income ≈ HK$63,168/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,063
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$33,950
−HK$900/mo
Today · 4.125%
HK$34,850
baseline
▲ 0.50% · 4.625%
HK$36,687
+HK$1,837/mo
Deposit HK$2.17M · loan HK$6.52M · min. income ≈ HK$69,700/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,702
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$32,688
−HK$1,001/mo
Today · 4.125%
HK$33,689
baseline
▲ 0.50% · 4.625%
HK$35,739
+HK$2,050/mo
Deposit HK$1.74M · loan HK$6.95M · min. income ≈ HK$67,378/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,268
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$36,213
−HK$960/mo
Today · 4.125%
HK$37,173
baseline
▲ 0.50% · 4.625%
HK$39,132
+HK$1,959/mo
Deposit HK$1.74M · loan HK$6.95M · min. income ≈ HK$74,346/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,683
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$34,731
−HK$1,064/mo
Today · 4.125%
HK$35,795
baseline
▲ 0.50% · 4.625%
HK$37,973
+HK$2,178/mo
Deposit HK$1.30M · loan HK$7.39M · min. income ≈ HK$71,590/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,472
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$38,477
−HK$1,019/mo
Today · 4.125%
HK$39,496
baseline
▲ 0.50% · 4.625%
HK$41,578
+HK$2,082/mo
Deposit HK$1.30M · loan HK$7.39M · min. income ≈ HK$78,992/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,664
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$36,774
−HK$1,127/mo
Today · 4.125%
HK$37,901
baseline
▲ 0.50% · 4.625%
HK$40,207
+HK$2,306/mo
Deposit HK$869K · loan HK$7.82M · min. income ≈ HK$75,802/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,676
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$40,740
−HK$1,080/mo
Today · 4.125%
HK$41,820
baseline
▲ 0.50% · 4.625%
HK$44,024
+HK$2,204/mo
Deposit HK$869K · loan HK$7.82M · min. income ≈ HK$83,640/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,674 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).