▼ 0.50% · 3.625%
HK$4,499
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,639
−HK$142/mo
Today · 4.125%
HK$4,781
baseline
▲ 0.50% · 4.625%
HK$5,072
+HK$291/mo
Deposit HK$987K · loan HK$987K · min. income ≈ HK$9,562/mo (50% DSR)
Upfront cash ≈ HK$987K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,005
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,139
−HK$137/mo
Today · 4.125%
HK$5,276
baseline
▲ 0.50% · 4.625%
HK$5,554
+HK$278/mo
Deposit HK$987K · loan HK$987K · min. income ≈ HK$10,552/mo (50% DSR)
Upfront cash ≈ HK$987K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,949
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,103
−HK$156/mo
Today · 4.125%
HK$5,259
baseline
▲ 0.50% · 4.625%
HK$5,579
+HK$320/mo
Deposit HK$888K · loan HK$1.09M · min. income ≈ HK$10,518/mo (50% DSR)
Upfront cash ≈ HK$888K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,506
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,653
−HK$150/mo
Today · 4.125%
HK$5,803
baseline
▲ 0.50% · 4.625%
HK$6,109
+HK$306/mo
Deposit HK$888K · loan HK$1.09M · min. income ≈ HK$11,606/mo (50% DSR)
Upfront cash ≈ HK$888K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,399
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,567
−HK$170/mo
Today · 4.125%
HK$5,737
baseline
▲ 0.50% · 4.625%
HK$6,087
+HK$350/mo
Deposit HK$789K · loan HK$1.18M · min. income ≈ HK$11,474/mo (50% DSR)
Upfront cash ≈ HK$789K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,006
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,167
−HK$164/mo
Today · 4.125%
HK$6,331
baseline
▲ 0.50% · 4.625%
HK$6,664
+HK$333/mo
Deposit HK$789K · loan HK$1.18M · min. income ≈ HK$12,662/mo (50% DSR)
Upfront cash ≈ HK$789K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,849
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,031
−HK$185/mo
Today · 4.125%
HK$6,216
baseline
▲ 0.50% · 4.625%
HK$6,594
+HK$378/mo
Deposit HK$691K · loan HK$1.28M · min. income ≈ HK$12,432/mo (50% DSR)
Upfront cash ≈ HK$691K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,507
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,681
−HK$177/mo
Today · 4.125%
HK$6,858
baseline
▲ 0.50% · 4.625%
HK$7,220
+HK$362/mo
Deposit HK$691K · loan HK$1.28M · min. income ≈ HK$13,716/mo (50% DSR)
Upfront cash ≈ HK$691K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,299
−HK$395/mo
▼ 0.25% · 3.875%
HK$6,495
−HK$199/mo
Today · 4.125%
HK$6,694
baseline
▲ 0.50% · 4.625%
HK$7,101
+HK$407/mo
Deposit HK$592K · loan HK$1.38M · min. income ≈ HK$13,388/mo (50% DSR)
Upfront cash ≈ HK$592K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,007
−HK$379/mo
▼ 0.25% · 3.875%
HK$7,195
−HK$191/mo
Today · 4.125%
HK$7,386
baseline
▲ 0.50% · 4.625%
HK$7,775
+HK$389/mo
Deposit HK$592K · loan HK$1.38M · min. income ≈ HK$14,772/mo (50% DSR)
Upfront cash ≈ HK$592K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,749
−HK$423/mo
▼ 0.25% · 3.875%
HK$6,959
−HK$213/mo
Today · 4.125%
HK$7,172
baseline
▲ 0.50% · 4.625%
HK$7,608
+HK$436/mo
Deposit HK$493K · loan HK$1.48M · min. income ≈ HK$14,344/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,508
−HK$405/mo
▼ 0.25% · 3.875%
HK$7,709
−HK$204/mo
Today · 4.125%
HK$7,913
baseline
▲ 0.50% · 4.625%
HK$8,331
+HK$418/mo
Deposit HK$493K · loan HK$1.48M · min. income ≈ HK$15,826/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,199
−HK$451/mo
▼ 0.25% · 3.875%
HK$7,422
−HK$228/mo
Today · 4.125%
HK$7,650
baseline
▲ 0.50% · 4.625%
HK$8,115
+HK$465/mo
Deposit HK$395K · loan HK$1.58M · min. income ≈ HK$15,300/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,008
−HK$433/mo
▼ 0.25% · 3.875%
HK$8,223
−HK$218/mo
Today · 4.125%
HK$8,441
baseline
▲ 0.50% · 4.625%
HK$8,886
+HK$445/mo
Deposit HK$395K · loan HK$1.58M · min. income ≈ HK$16,882/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,648
−HK$480/mo
▼ 0.25% · 3.875%
HK$7,886
−HK$242/mo
Today · 4.125%
HK$8,128
baseline
▲ 0.50% · 4.625%
HK$8,623
+HK$495/mo
Deposit HK$296K · loan HK$1.68M · min. income ≈ HK$16,256/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,509
−HK$460/mo
▼ 0.25% · 3.875%
HK$8,737
−HK$232/mo
Today · 4.125%
HK$8,969
baseline
▲ 0.50% · 4.625%
HK$9,441
+HK$472/mo
Deposit HK$296K · loan HK$1.68M · min. income ≈ HK$17,938/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,098
−HK$508/mo
▼ 0.25% · 3.875%
HK$8,350
−HK$256/mo
Today · 4.125%
HK$8,606
baseline
▲ 0.50% · 4.625%
HK$9,130
+HK$524/mo
Deposit HK$197K · loan HK$1.78M · min. income ≈ HK$17,212/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,009
−HK$487/mo
▼ 0.25% · 3.875%
HK$9,251
−HK$245/mo
Today · 4.125%
HK$9,496
baseline
▲ 0.50% · 4.625%
HK$9,997
+HK$501/mo
Deposit HK$197K · loan HK$1.78M · min. income ≈ HK$18,992/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).