▼ 0.50% · 3.625%
HK$3,025
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,119
−HK$96/mo
Today · 4.125%
HK$3,215
baseline
▲ 0.50% · 4.625%
HK$3,410
+HK$195/mo
Deposit HK$663K · loan HK$663K · min. income ≈ HK$6,430/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,365
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,456
−HK$91/mo
Today · 4.125%
HK$3,547
baseline
▲ 0.50% · 4.625%
HK$3,734
+HK$187/mo
Deposit HK$663K · loan HK$663K · min. income ≈ HK$7,094/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,328
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,431
−HK$105/mo
Today · 4.125%
HK$3,536
baseline
▲ 0.50% · 4.625%
HK$3,752
+HK$216/mo
Deposit HK$597K · loan HK$730K · min. income ≈ HK$7,072/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,702
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,801
−HK$101/mo
Today · 4.125%
HK$3,902
baseline
▲ 0.50% · 4.625%
HK$4,108
+HK$206/mo
Deposit HK$597K · loan HK$730K · min. income ≈ HK$7,804/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,630
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,743
−HK$115/mo
Today · 4.125%
HK$3,858
baseline
▲ 0.50% · 4.625%
HK$4,093
+HK$235/mo
Deposit HK$531K · loan HK$796K · min. income ≈ HK$7,716/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,039
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,147
−HK$110/mo
Today · 4.125%
HK$4,257
baseline
▲ 0.50% · 4.625%
HK$4,481
+HK$224/mo
Deposit HK$531K · loan HK$796K · min. income ≈ HK$8,514/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,933
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,055
−HK$124/mo
Today · 4.125%
HK$4,179
baseline
▲ 0.50% · 4.625%
HK$4,434
+HK$255/mo
Deposit HK$464K · loan HK$862K · min. income ≈ HK$8,358/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,375
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,492
−HK$119/mo
Today · 4.125%
HK$4,611
baseline
▲ 0.50% · 4.625%
HK$4,855
+HK$244/mo
Deposit HK$464K · loan HK$862K · min. income ≈ HK$9,222/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,235
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,367
−HK$134/mo
Today · 4.125%
HK$4,501
baseline
▲ 0.50% · 4.625%
HK$4,775
+HK$274/mo
Deposit HK$398K · loan HK$929K · min. income ≈ HK$9,002/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,712
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,838
−HK$128/mo
Today · 4.125%
HK$4,966
baseline
▲ 0.50% · 4.625%
HK$5,228
+HK$262/mo
Deposit HK$398K · loan HK$929K · min. income ≈ HK$9,932/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,538
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,679
−HK$143/mo
Today · 4.125%
HK$4,822
baseline
▲ 0.50% · 4.625%
HK$5,116
+HK$294/mo
Deposit HK$332K · loan HK$995K · min. income ≈ HK$9,644/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,048
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,184
−HK$137/mo
Today · 4.125%
HK$5,321
baseline
▲ 0.50% · 4.625%
HK$5,601
+HK$280/mo
Deposit HK$332K · loan HK$995K · min. income ≈ HK$10,642/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,840
−HK$304/mo
▼ 0.25% · 3.875%
HK$4,991
−HK$153/mo
Today · 4.125%
HK$5,144
baseline
▲ 0.50% · 4.625%
HK$5,457
+HK$313/mo
Deposit HK$265K · loan HK$1.06M · min. income ≈ HK$10,288/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,385
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,529
−HK$147/mo
Today · 4.125%
HK$5,676
baseline
▲ 0.50% · 4.625%
HK$5,975
+HK$299/mo
Deposit HK$265K · loan HK$1.06M · min. income ≈ HK$11,352/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,143
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,303
−HK$162/mo
Today · 4.125%
HK$5,465
baseline
▲ 0.50% · 4.625%
HK$5,798
+HK$333/mo
Deposit HK$199K · loan HK$1.13M · min. income ≈ HK$10,930/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,721
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,875
−HK$155/mo
Today · 4.125%
HK$6,030
baseline
▲ 0.50% · 4.625%
HK$6,348
+HK$318/mo
Deposit HK$199K · loan HK$1.13M · min. income ≈ HK$12,060/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,445
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,615
−HK$172/mo
Today · 4.125%
HK$5,787
baseline
▲ 0.50% · 4.625%
HK$6,139
+HK$352/mo
Deposit HK$133K · loan HK$1.19M · min. income ≈ HK$11,574/mo (50% DSR)
Upfront cash ≈ HK$133K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,058
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,220
−HK$165/mo
Today · 4.125%
HK$6,385
baseline
▲ 0.50% · 4.625%
HK$6,722
+HK$337/mo
Deposit HK$133K · loan HK$1.19M · min. income ≈ HK$12,770/mo (50% DSR)
Upfront cash ≈ HK$133K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).