▼ 0.50% · 3.625%
HK$4,218
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,349
−HK$134/mo
Today · 4.125%
HK$4,483
baseline
▲ 0.50% · 4.625%
HK$4,755
+HK$272/mo
Deposit HK$925K · loan HK$925K · min. income ≈ HK$8,966/mo (50% DSR)
Upfront cash ≈ HK$925K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,693
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,818
−HK$128/mo
Today · 4.125%
HK$4,946
baseline
▲ 0.50% · 4.625%
HK$5,207
+HK$261/mo
Deposit HK$925K · loan HK$925K · min. income ≈ HK$9,892/mo (50% DSR)
Upfront cash ≈ HK$925K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,640
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,784
−HK$147/mo
Today · 4.125%
HK$4,931
baseline
▲ 0.50% · 4.625%
HK$5,231
+HK$300/mo
Deposit HK$832K · loan HK$1.02M · min. income ≈ HK$9,862/mo (50% DSR)
Upfront cash ≈ HK$833K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,162
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,300
−HK$141/mo
Today · 4.125%
HK$5,441
baseline
▲ 0.50% · 4.625%
HK$5,728
+HK$287/mo
Deposit HK$832K · loan HK$1.02M · min. income ≈ HK$10,882/mo (50% DSR)
Upfront cash ≈ HK$833K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,062
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,219
−HK$160/mo
Today · 4.125%
HK$5,379
baseline
▲ 0.50% · 4.625%
HK$5,706
+HK$327/mo
Deposit HK$740K · loan HK$1.11M · min. income ≈ HK$10,758/mo (50% DSR)
Upfront cash ≈ HK$740K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,631
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,782
−HK$153/mo
Today · 4.125%
HK$5,935
baseline
▲ 0.50% · 4.625%
HK$6,248
+HK$313/mo
Deposit HK$740K · loan HK$1.11M · min. income ≈ HK$11,870/mo (50% DSR)
Upfront cash ≈ HK$740K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,484
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,654
−HK$173/mo
Today · 4.125%
HK$5,827
baseline
▲ 0.50% · 4.625%
HK$6,182
+HK$355/mo
Deposit HK$647K · loan HK$1.20M · min. income ≈ HK$11,654/mo (50% DSR)
Upfront cash ≈ HK$648K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,100
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,264
−HK$166/mo
Today · 4.125%
HK$6,430
baseline
▲ 0.50% · 4.625%
HK$6,769
+HK$339/mo
Deposit HK$647K · loan HK$1.20M · min. income ≈ HK$12,860/mo (50% DSR)
Upfront cash ≈ HK$648K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,905
−HK$371/mo
▼ 0.25% · 3.875%
HK$6,089
−HK$187/mo
Today · 4.125%
HK$6,276
baseline
▲ 0.50% · 4.625%
HK$6,658
+HK$382/mo
Deposit HK$555K · loan HK$1.29M · min. income ≈ HK$12,552/mo (50% DSR)
Upfront cash ≈ HK$555K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,570
−HK$355/mo
▼ 0.25% · 3.875%
HK$6,746
−HK$179/mo
Today · 4.125%
HK$6,925
baseline
▲ 0.50% · 4.625%
HK$7,290
+HK$365/mo
Deposit HK$555K · loan HK$1.29M · min. income ≈ HK$13,850/mo (50% DSR)
Upfront cash ≈ HK$555K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,327
−HK$397/mo
▼ 0.25% · 3.875%
HK$6,524
−HK$200/mo
Today · 4.125%
HK$6,724
baseline
▲ 0.50% · 4.625%
HK$7,133
+HK$409/mo
Deposit HK$462K · loan HK$1.39M · min. income ≈ HK$13,448/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,039
−HK$380/mo
▼ 0.25% · 3.875%
HK$7,228
−HK$191/mo
Today · 4.125%
HK$7,419
baseline
▲ 0.50% · 4.625%
HK$7,810
+HK$391/mo
Deposit HK$462K · loan HK$1.39M · min. income ≈ HK$14,838/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,749
−HK$423/mo
▼ 0.25% · 3.875%
HK$6,959
−HK$213/mo
Today · 4.125%
HK$7,172
baseline
▲ 0.50% · 4.625%
HK$7,609
+HK$437/mo
Deposit HK$370K · loan HK$1.48M · min. income ≈ HK$14,344/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,508
−HK$406/mo
▼ 0.25% · 3.875%
HK$7,710
−HK$204/mo
Today · 4.125%
HK$7,914
baseline
▲ 0.50% · 4.625%
HK$8,331
+HK$417/mo
Deposit HK$370K · loan HK$1.48M · min. income ≈ HK$15,828/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,171
−HK$450/mo
▼ 0.25% · 3.875%
HK$7,394
−HK$227/mo
Today · 4.125%
HK$7,621
baseline
▲ 0.50% · 4.625%
HK$8,084
+HK$463/mo
Deposit HK$277K · loan HK$1.57M · min. income ≈ HK$15,242/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,977
−HK$431/mo
▼ 0.25% · 3.875%
HK$8,191
−HK$217/mo
Today · 4.125%
HK$8,408
baseline
▲ 0.50% · 4.625%
HK$8,852
+HK$444/mo
Deposit HK$277K · loan HK$1.57M · min. income ≈ HK$16,816/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,593
−HK$476/mo
▼ 0.25% · 3.875%
HK$7,829
−HK$240/mo
Today · 4.125%
HK$8,069
baseline
▲ 0.50% · 4.625%
HK$8,560
+HK$491/mo
Deposit HK$185K · loan HK$1.66M · min. income ≈ HK$16,138/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,447
−HK$456/mo
▼ 0.25% · 3.875%
HK$8,673
−HK$230/mo
Today · 4.125%
HK$8,903
baseline
▲ 0.50% · 4.625%
HK$9,372
+HK$469/mo
Deposit HK$185K · loan HK$1.66M · min. income ≈ HK$17,806/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).