▼ 0.50% · 3.625%
HK$4,541
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,683
−HK$143/mo
Today · 4.125%
HK$4,826
baseline
▲ 0.50% · 4.625%
HK$5,120
+HK$294/mo
Deposit HK$996K · loan HK$996K · min. income ≈ HK$9,652/mo (50% DSR)
Upfront cash ≈ HK$996K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,052
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,188
−HK$137/mo
Today · 4.125%
HK$5,325
baseline
▲ 0.50% · 4.625%
HK$5,606
+HK$281/mo
Deposit HK$996K · loan HK$996K · min. income ≈ HK$10,650/mo (50% DSR)
Upfront cash ≈ HK$996K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,995
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,151
−HK$158/mo
Today · 4.125%
HK$5,309
baseline
▲ 0.50% · 4.625%
HK$5,632
+HK$323/mo
Deposit HK$896K · loan HK$1.10M · min. income ≈ HK$10,618/mo (50% DSR)
Upfront cash ≈ HK$896K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,557
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,706
−HK$152/mo
Today · 4.125%
HK$5,858
baseline
▲ 0.50% · 4.625%
HK$6,166
+HK$308/mo
Deposit HK$896K · loan HK$1.10M · min. income ≈ HK$11,716/mo (50% DSR)
Upfront cash ≈ HK$896K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,450
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,619
−HK$172/mo
Today · 4.125%
HK$5,791
baseline
▲ 0.50% · 4.625%
HK$6,144
+HK$353/mo
Deposit HK$797K · loan HK$1.19M · min. income ≈ HK$11,582/mo (50% DSR)
Upfront cash ≈ HK$797K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,063
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,225
−HK$165/mo
Today · 4.125%
HK$6,390
baseline
▲ 0.50% · 4.625%
HK$6,727
+HK$337/mo
Deposit HK$797K · loan HK$1.19M · min. income ≈ HK$12,780/mo (50% DSR)
Upfront cash ≈ HK$797K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,904
−HK$370/mo
▼ 0.25% · 3.875%
HK$6,087
−HK$187/mo
Today · 4.125%
HK$6,274
baseline
▲ 0.50% · 4.625%
HK$6,656
+HK$382/mo
Deposit HK$697K · loan HK$1.29M · min. income ≈ HK$12,548/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,568
−HK$355/mo
▼ 0.25% · 3.875%
HK$6,744
−HK$179/mo
Today · 4.125%
HK$6,923
baseline
▲ 0.50% · 4.625%
HK$7,288
+HK$365/mo
Deposit HK$697K · loan HK$1.29M · min. income ≈ HK$13,846/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,358
−HK$399/mo
▼ 0.25% · 3.875%
HK$6,556
−HK$201/mo
Today · 4.125%
HK$6,757
baseline
▲ 0.50% · 4.625%
HK$7,168
+HK$411/mo
Deposit HK$597K · loan HK$1.39M · min. income ≈ HK$13,514/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,073
−HK$382/mo
▼ 0.25% · 3.875%
HK$7,263
−HK$192/mo
Today · 4.125%
HK$7,455
baseline
▲ 0.50% · 4.625%
HK$7,848
+HK$393/mo
Deposit HK$597K · loan HK$1.39M · min. income ≈ HK$14,910/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,812
−HK$427/mo
▼ 0.25% · 3.875%
HK$7,024
−HK$215/mo
Today · 4.125%
HK$7,239
baseline
▲ 0.50% · 4.625%
HK$7,680
+HK$441/mo
Deposit HK$498K · loan HK$1.49M · min. income ≈ HK$14,478/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,578
−HK$410/mo
▼ 0.25% · 3.875%
HK$7,782
−HK$206/mo
Today · 4.125%
HK$7,988
baseline
▲ 0.50% · 4.625%
HK$8,409
+HK$421/mo
Deposit HK$498K · loan HK$1.49M · min. income ≈ HK$15,976/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,266
−HK$456/mo
▼ 0.25% · 3.875%
HK$7,492
−HK$230/mo
Today · 4.125%
HK$7,722
baseline
▲ 0.50% · 4.625%
HK$8,192
+HK$470/mo
Deposit HK$398K · loan HK$1.59M · min. income ≈ HK$15,444/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,084
−HK$436/mo
▼ 0.25% · 3.875%
HK$8,300
−HK$220/mo
Today · 4.125%
HK$8,520
baseline
▲ 0.50% · 4.625%
HK$8,969
+HK$449/mo
Deposit HK$398K · loan HK$1.59M · min. income ≈ HK$17,040/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,720
−HK$484/mo
▼ 0.25% · 3.875%
HK$7,960
−HK$244/mo
Today · 4.125%
HK$8,204
baseline
▲ 0.50% · 4.625%
HK$8,704
+HK$500/mo
Deposit HK$299K · loan HK$1.69M · min. income ≈ HK$16,408/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,589
−HK$464/mo
▼ 0.25% · 3.875%
HK$8,819
−HK$234/mo
Today · 4.125%
HK$9,053
baseline
▲ 0.50% · 4.625%
HK$9,530
+HK$477/mo
Deposit HK$299K · loan HK$1.69M · min. income ≈ HK$18,106/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,174
−HK$513/mo
▼ 0.25% · 3.875%
HK$8,429
−HK$258/mo
Today · 4.125%
HK$8,687
baseline
▲ 0.50% · 4.625%
HK$9,216
+HK$529/mo
Deposit HK$199K · loan HK$1.79M · min. income ≈ HK$17,374/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,094
−HK$491/mo
▼ 0.25% · 3.875%
HK$9,338
−HK$247/mo
Today · 4.125%
HK$9,585
baseline
▲ 0.50% · 4.625%
HK$10,091
+HK$506/mo
Deposit HK$199K · loan HK$1.79M · min. income ≈ HK$19,170/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).