▼ 0.50% · 3.625%
HK$5,017
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,173
−HK$158/mo
Today · 4.125%
HK$5,331
baseline
▲ 0.50% · 4.625%
HK$5,656
+HK$325/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$10,662/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,581
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,731
−HK$152/mo
Today · 4.125%
HK$5,883
baseline
▲ 0.50% · 4.625%
HK$6,193
+HK$310/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$11,766/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,518
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,690
−HK$175/mo
Today · 4.125%
HK$5,865
baseline
▲ 0.50% · 4.625%
HK$6,221
+HK$356/mo
Deposit HK$990K · loan HK$1.21M · min. income ≈ HK$11,730/mo (50% DSR)
Upfront cash ≈ HK$990K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,139
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,304
−HK$167/mo
Today · 4.125%
HK$6,471
baseline
▲ 0.50% · 4.625%
HK$6,812
+HK$341/mo
Deposit HK$990K · loan HK$1.21M · min. income ≈ HK$12,942/mo (50% DSR)
Upfront cash ≈ HK$990K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,020
−HK$378/mo
▼ 0.25% · 3.875%
HK$6,207
−HK$191/mo
Today · 4.125%
HK$6,398
baseline
▲ 0.50% · 4.625%
HK$6,787
+HK$389/mo
Deposit HK$880K · loan HK$1.32M · min. income ≈ HK$12,796/mo (50% DSR)
Upfront cash ≈ HK$880K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,697
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,877
−HK$182/mo
Today · 4.125%
HK$7,059
baseline
▲ 0.50% · 4.625%
HK$7,431
+HK$372/mo
Deposit HK$880K · loan HK$1.32M · min. income ≈ HK$14,118/mo (50% DSR)
Upfront cash ≈ HK$880K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,522
−HK$409/mo
▼ 0.25% · 3.875%
HK$6,725
−HK$206/mo
Today · 4.125%
HK$6,931
baseline
▲ 0.50% · 4.625%
HK$7,353
+HK$422/mo
Deposit HK$770K · loan HK$1.43M · min. income ≈ HK$13,862/mo (50% DSR)
Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,255
−HK$392/mo
▼ 0.25% · 3.875%
HK$7,450
−HK$197/mo
Today · 4.125%
HK$7,647
baseline
▲ 0.50% · 4.625%
HK$8,051
+HK$404/mo
Deposit HK$770K · loan HK$1.43M · min. income ≈ HK$15,294/mo (50% DSR)
Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,024
−HK$440/mo
▼ 0.25% · 3.875%
HK$7,242
−HK$222/mo
Today · 4.125%
HK$7,464
baseline
▲ 0.50% · 4.625%
HK$7,918
+HK$454/mo
Deposit HK$660K · loan HK$1.54M · min. income ≈ HK$14,928/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,814
−HK$422/mo
▼ 0.25% · 3.875%
HK$8,023
−HK$213/mo
Today · 4.125%
HK$8,236
baseline
▲ 0.50% · 4.625%
HK$8,670
+HK$434/mo
Deposit HK$660K · loan HK$1.54M · min. income ≈ HK$16,472/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,525
−HK$472/mo
▼ 0.25% · 3.875%
HK$7,759
−HK$238/mo
Today · 4.125%
HK$7,997
baseline
▲ 0.50% · 4.625%
HK$8,484
+HK$487/mo
Deposit HK$550K · loan HK$1.65M · min. income ≈ HK$15,994/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,372
−HK$452/mo
▼ 0.25% · 3.875%
HK$8,596
−HK$228/mo
Today · 4.125%
HK$8,824
baseline
▲ 0.50% · 4.625%
HK$9,289
+HK$465/mo
Deposit HK$550K · loan HK$1.65M · min. income ≈ HK$17,648/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,027
−HK$503/mo
▼ 0.25% · 3.875%
HK$8,277
−HK$253/mo
Today · 4.125%
HK$8,530
baseline
▲ 0.50% · 4.625%
HK$9,049
+HK$519/mo
Deposit HK$440K · loan HK$1.76M · min. income ≈ HK$17,060/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,930
−HK$482/mo
▼ 0.25% · 3.875%
HK$9,169
−HK$243/mo
Today · 4.125%
HK$9,412
baseline
▲ 0.50% · 4.625%
HK$9,908
+HK$496/mo
Deposit HK$440K · loan HK$1.76M · min. income ≈ HK$18,824/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,529
−HK$534/mo
▼ 0.25% · 3.875%
HK$8,794
−HK$269/mo
Today · 4.125%
HK$9,063
baseline
▲ 0.50% · 4.625%
HK$9,615
+HK$552/mo
Deposit HK$330K · loan HK$1.87M · min. income ≈ HK$18,126/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,488
−HK$513/mo
▼ 0.25% · 3.875%
HK$9,742
−HK$259/mo
Today · 4.125%
HK$10,001
baseline
▲ 0.50% · 4.625%
HK$10,528
+HK$527/mo
Deposit HK$330K · loan HK$1.87M · min. income ≈ HK$20,002/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,030
−HK$567/mo
▼ 0.25% · 3.875%
HK$9,311
−HK$286/mo
Today · 4.125%
HK$9,597
baseline
▲ 0.50% · 4.625%
HK$10,180
+HK$583/mo
Deposit HK$220K · loan HK$1.98M · min. income ≈ HK$19,194/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,046
−HK$543/mo
▼ 0.25% · 3.875%
HK$10,315
−HK$274/mo
Today · 4.125%
HK$10,589
baseline
▲ 0.50% · 4.625%
HK$11,147
+HK$558/mo
Deposit HK$220K · loan HK$1.98M · min. income ≈ HK$21,178/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).